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Phreesia, Inc.（PHR）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
Phreesia, Inc.的季度营收约是REPUBLIC BANCORP INC的1.3倍（$120.3M vs $94.3M），REPUBLIC BANCORP INC净利率更高（24.2% vs 3.5%，领先20.7%），Phreesia, Inc.同比增速更快（12.7% vs 5.3%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $12.2M）
Phreesia, Inc.是一家SaaS服务企业，为医疗机构提供多款应用软件，帮助机构实现患者登记分诊流程的自动化处理与高效管理，助力医疗流程优化，提升机构运营效率与患者就诊体验。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
PHR vs RBCAA — 直观对比
营收规模更大
PHR
是对方的1.3倍
$94.3M
营收增速更快
PHR
高出7.4%
5.3%
净利率更高
RBCAA
高出20.7%
3.5%
自由现金流更多
RBCAA
多$148.9M
$12.2M
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $120.3M | $94.3M |
| 净利润 | $4.3M | $22.8M |
| 毛利率 | — | — |
| 营业利润率 | 3.1% | 29.3% |
| 净利率 | 3.5% | 24.2% |
| 营收同比 | 12.7% | 5.3% |
| 净利润同比 | 129.7% | 20.0% |
| 每股收益（稀释后） | $0.07 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PHRRBCAA
| Q4 25 | $120.3M | $94.3M | ||
| Q3 25 | $117.3M | $93.5M | ||
| Q2 25 | $115.9M | $93.8M | ||
| Q1 25 | — | $135.8M | ||
| Q4 24 | — | $89.5M | ||
| Q3 24 | — | $88.1M | ||
| Q2 24 | — | $86.9M | ||
| Q1 24 | — | $120.3M |
净利润PHRRBCAA
| Q4 25 | $4.3M | $22.8M | ||
| Q3 25 | $654.0K | $29.7M | ||
| Q2 25 | $-3.9M | $31.5M | ||
| Q1 25 | — | $47.3M | ||
| Q4 24 | — | $19.0M | ||
| Q3 24 | — | $26.5M | ||
| Q2 24 | — | $25.2M | ||
| Q1 24 | — | $30.6M |
营业利润率PHRRBCAA
| Q4 25 | 3.1% | 29.3% | ||
| Q3 25 | -1.3% | 40.4% | ||
| Q2 25 | -2.8% | 43.0% | ||
| Q1 25 | — | 44.1% | ||
| Q4 24 | — | 25.8% | ||
| Q3 24 | — | 38.4% | ||
| Q2 24 | — | 37.0% | ||
| Q1 24 | — | 32.2% |
净利率PHRRBCAA
| Q4 25 | 3.5% | 24.2% | ||
| Q3 25 | 0.6% | 31.8% | ||
| Q2 25 | -3.4% | 33.5% | ||
| Q1 25 | — | 34.8% | ||
| Q4 24 | — | 21.2% | ||
| Q3 24 | — | 30.1% | ||
| Q2 24 | — | 29.0% | ||
| Q1 24 | — | 25.4% |
每股收益（稀释后）PHRRBCAA
| Q4 25 | $0.07 | — | ||
| Q3 25 | $0.01 | — | ||
| Q2 25 | $-0.07 | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $106.4M | $220.0M |
| 总债务越低越好 | $3.4M | — |
| 股东权益账面价值 | $320.3M | $1.1B |
| 总资产 | $423.5M | $7.0B |
| 负债/权益比越低杠杆越低 | 0.01× | — |
8季度趋势，按日历期对齐
现金及短期投资PHRRBCAA
| Q4 25 | $106.4M | $220.0M | ||
| Q3 25 | $98.3M | $484.2M | ||
| Q2 25 | $90.9M | $484.8M | ||
| Q1 25 | — | $793.0M | ||
| Q4 24 | — | $432.2M | ||
| Q3 24 | — | $530.9M | ||
| Q2 24 | — | $400.1M | ||
| Q1 24 | — | $546.4M |
总债务PHRRBCAA
| Q4 25 | $3.4M | — | ||
| Q3 25 | $4.6M | — | ||
| Q2 25 | $6.2M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益PHRRBCAA
| Q4 25 | $320.3M | $1.1B | ||
| Q3 25 | $298.0M | $1.1B | ||
| Q2 25 | $282.2M | $1.1B | ||
| Q1 25 | — | $1.0B | ||
| Q4 24 | — | $992.0M | ||
| Q3 24 | — | $979.7M | ||
| Q2 24 | — | $955.4M | ||
| Q1 24 | — | $935.6M |
总资产PHRRBCAA
| Q4 25 | $423.5M | $7.0B | ||
| Q3 25 | $408.6M | $7.0B | ||
| Q2 25 | $400.4M | $7.0B | ||
| Q1 25 | — | $7.1B | ||
| Q4 24 | — | $6.8B | ||
| Q3 24 | — | $6.7B | ||
| Q2 24 | — | $6.6B | ||
| Q1 24 | — | $6.9B |
负债/权益比PHRRBCAA
| Q4 25 | 0.01× | — | ||
| Q3 25 | 0.02× | — | ||
| Q2 25 | 0.02× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $15.5M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $12.2M | $161.1M |
| 自由现金流率自由现金流/营收 | 10.1% | 170.9% |
| 资本支出强度资本支出/营收 | 2.7% | 7.5% |
| 现金转化率经营现金流/净利润 | 3.62× | 7.37× |
| 过去12个月自由现金流最近4个季度 | — | $288.6M |
8季度趋势，按日历期对齐
经营现金流PHRRBCAA
| Q4 25 | $15.5M | $168.2M | ||
| Q3 25 | $14.8M | $33.3M | ||
| Q2 25 | $14.8M | $8.4M | ||
| Q1 25 | — | $93.2M | ||
| Q4 24 | — | $149.0M | ||
| Q3 24 | — | $51.3M | ||
| Q2 24 | — | $4.0M | ||
| Q1 24 | — | $71.2M |
自由现金流PHRRBCAA
| Q4 25 | $12.2M | $161.1M | ||
| Q3 25 | $13.1M | $30.8M | ||
| Q2 25 | $11.3M | $5.2M | ||
| Q1 25 | — | $91.6M | ||
| Q4 24 | — | $143.2M | ||
| Q3 24 | — | $49.8M | ||
| Q2 24 | — | $2.7M | ||
| Q1 24 | — | $69.1M |
自由现金流率PHRRBCAA
| Q4 25 | 10.1% | 170.9% | ||
| Q3 25 | 11.1% | 32.9% | ||
| Q2 25 | 9.8% | 5.5% | ||
| Q1 25 | — | 67.4% | ||
| Q4 24 | — | 160.0% | ||
| Q3 24 | — | 56.5% | ||
| Q2 24 | — | 3.1% | ||
| Q1 24 | — | 57.5% |
资本支出强度PHRRBCAA
| Q4 25 | 2.7% | 7.5% | ||
| Q3 25 | 1.5% | 2.6% | ||
| Q2 25 | 3.0% | 3.5% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 1.5% | ||
| Q1 24 | — | 1.7% |
现金转化率PHRRBCAA
| Q4 25 | 3.62× | 7.37× | ||
| Q3 25 | 22.68× | 1.12× | ||
| Q2 25 | — | 0.27× | ||
| Q1 25 | — | 1.97× | ||
| Q4 24 | — | 7.84× | ||
| Q3 24 | — | 1.93× | ||
| Q2 24 | — | 0.16× | ||
| Q1 24 | — | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PHR
| Subscription And Services | $55.5M | 46% |
| Network Solutions | $37.4M | 31% |
| Payment Processing Fees | $27.4M | 23% |
RBCAA
暂无分部数据
