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Palomar Holdings, Inc.（PLMR）与Purple Innovation, Inc.（PRPL）财务数据对比。点击上方公司名可切换其他公司
Palomar Holdings, Inc.的季度营收约是Purple Innovation, Inc.的1.8倍（$253.4M vs $140.7M），Palomar Holdings, Inc.同比增速更快（62.7% vs 9.1%），Palomar Holdings, Inc.自由现金流更多（$409.0M vs $-7.8M），过去两年Palomar Holdings, Inc.的营收复合增速更高（46.2% vs 8.3%）
Palomar Holdings, Inc.是一家专业保险控股企业，主要为存在巨灾风险敞口的住宅及商业资产提供财产保险产品，业务范围覆盖美国全境，核心业务板块包含地震、洪水、风暴等高危财产保障服务。
Purple Carrot是一家总部位于马萨诸塞州尼达姆市的全植物性餐包品牌，由安迪·莱维特创立，每周为订阅用户提供预制餐品和自制餐包。据《大都会》2022年报道，对比美式标准餐食，该品牌每份餐包的碳排放量可降低72%，主打低碳环保的纯植物饮食方案。
PLMR vs PRPL — 直观对比
营收规模更大
PLMR
是对方的1.8倍
$140.7M
营收增速更快
PLMR
高出53.6%
9.1%
自由现金流更多
PLMR
多$416.8M
$-7.8M
两年增速更快
PLMR
近两年复合增速
8.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $253.4M | $140.7M |
| 净利润 | — | $-3.2M |
| 毛利率 | — | 41.9% |
| 营业利润率 | 28.7% | -1.6% |
| 净利率 | — | -2.3% |
| 营收同比 | 62.7% | 9.1% |
| 净利润同比 | — | 62.1% |
| 每股收益（稀释后） | $2.05 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PLMRPRPL
| Q4 25 | $253.4M | $140.7M | ||
| Q3 25 | $244.7M | $118.8M | ||
| Q2 25 | $203.3M | $105.1M | ||
| Q1 25 | $174.6M | $104.2M | ||
| Q4 24 | $155.8M | $129.0M | ||
| Q3 24 | $148.5M | $118.6M | ||
| Q2 24 | $131.1M | $120.3M | ||
| Q1 24 | $118.5M | $120.0M |
净利润PLMRPRPL
| Q4 25 | — | $-3.2M | ||
| Q3 25 | $51.5M | $-11.7M | ||
| Q2 25 | $46.5M | $-17.3M | ||
| Q1 25 | $42.9M | $-19.1M | ||
| Q4 24 | — | $-8.5M | ||
| Q3 24 | $30.5M | $-39.2M | ||
| Q2 24 | $25.7M | $27.0K | ||
| Q1 24 | $26.4M | $-50.2M |
毛利率PLMRPRPL
| Q4 25 | — | 41.9% | ||
| Q3 25 | — | 42.8% | ||
| Q2 25 | — | 35.9% | ||
| Q1 25 | — | 39.4% | ||
| Q4 24 | — | 42.9% | ||
| Q3 24 | — | 29.7% | ||
| Q2 24 | — | 40.7% | ||
| Q1 24 | — | 34.8% |
营业利润率PLMRPRPL
| Q4 25 | 28.7% | -1.6% | ||
| Q3 25 | 27.4% | -10.2% | ||
| Q2 25 | 29.5% | -13.5% | ||
| Q1 25 | 30.8% | -13.9% | ||
| Q4 24 | 28.9% | -6.0% | ||
| Q3 24 | 25.9% | -39.5% | ||
| Q2 24 | 25.5% | -12.1% | ||
| Q1 24 | 29.0% | -19.3% |
净利率PLMRPRPL
| Q4 25 | — | -2.3% | ||
| Q3 25 | 21.0% | -9.9% | ||
| Q2 25 | 22.9% | -16.5% | ||
| Q1 25 | 24.6% | -18.4% | ||
| Q4 24 | — | -6.6% | ||
| Q3 24 | 20.5% | -33.1% | ||
| Q2 24 | 19.6% | 0.0% | ||
| Q1 24 | 22.3% | -41.8% |
每股收益（稀释后）PLMRPRPL
| Q4 25 | $2.05 | $0.03 | ||
| Q3 25 | $1.87 | $0.11 | ||
| Q2 25 | $1.68 | $0.16 | ||
| Q1 25 | $1.57 | $0.18 | ||
| Q4 24 | $1.29 | $0.08 | ||
| Q3 24 | $1.15 | $0.36 | ||
| Q2 24 | $1.00 | $0.00 | ||
| Q1 24 | $1.04 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $106.9M | $24.3M |
| 总债务越低越好 | — | $126.7M |
| 股东权益账面价值 | $942.7M | $-29.7M |
| 总资产 | $3.1B | $296.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PLMRPRPL
| Q4 25 | $106.9M | $24.3M | ||
| Q3 25 | $111.7M | $32.4M | ||
| Q2 25 | $81.3M | $34.2M | ||
| Q1 25 | $119.3M | $21.6M | ||
| Q4 24 | $80.4M | $29.0M | ||
| Q3 24 | $86.5M | $23.4M | ||
| Q2 24 | $47.8M | $23.4M | ||
| Q1 24 | $61.4M | $34.5M |
总债务PLMRPRPL
| Q4 25 | — | $126.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $70.7M | ||
| Q3 24 | — | $50.8M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益PLMRPRPL
| Q4 25 | $942.7M | $-29.7M | ||
| Q3 25 | $878.1M | $-26.9M | ||
| Q2 25 | $847.2M | $-15.6M | ||
| Q1 25 | $790.4M | $1.3M | ||
| Q4 24 | $729.0M | $20.2M | ||
| Q3 24 | $703.3M | $28.0M | ||
| Q2 24 | $532.6M | $66.4M | ||
| Q1 24 | $501.7M | $65.5M |
总资产PLMRPRPL
| Q4 25 | $3.1B | $296.3M | ||
| Q3 25 | $2.9B | $302.1M | ||
| Q2 25 | $2.8B | $303.8M | ||
| Q1 25 | $2.4B | $293.8M | ||
| Q4 24 | $2.3B | $307.8M | ||
| Q3 24 | $2.3B | $309.3M | ||
| Q2 24 | $2.0B | $362.1M | ||
| Q1 24 | $1.9B | $382.1M |
负债/权益比PLMRPRPL
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 3.50× | ||
| Q3 24 | — | 1.82× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $409.1M | $-5.8M |
| 自由现金流经营现金流 - 资本支出 | $409.0M | $-7.8M |
| 自由现金流率自由现金流/营收 | 161.4% | -5.5% |
| 资本支出强度资本支出/营收 | 0.1% | 1.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $700.6M | $-41.9M |
8季度趋势，按日历期对齐
经营现金流PLMRPRPL
| Q4 25 | $409.1M | $-5.8M | ||
| Q3 25 | $83.6M | $-968.0K | ||
| Q2 25 | $120.9M | $-4.0M | ||
| Q1 25 | $87.2M | $-23.1M | ||
| Q4 24 | $261.2M | $6.8M | ||
| Q3 24 | $100.3M | $1.1M | ||
| Q2 24 | $55.1M | $-8.9M | ||
| Q1 24 | $33.1M | $-16.8M |
自由现金流PLMRPRPL
| Q4 25 | $409.0M | $-7.8M | ||
| Q3 25 | $83.6M | $-1.8M | ||
| Q2 25 | $120.8M | $-7.0M | ||
| Q1 25 | $87.1M | $-25.3M | ||
| Q4 24 | $260.9M | $5.7M | ||
| Q3 24 | $100.1M | $101.0K | ||
| Q2 24 | — | $-11.0M | ||
| Q1 24 | — | $-19.9M |
自由现金流率PLMRPRPL
| Q4 25 | 161.4% | -5.5% | ||
| Q3 25 | 34.2% | -1.5% | ||
| Q2 25 | 59.4% | -6.6% | ||
| Q1 25 | 49.9% | -24.3% | ||
| Q4 24 | 167.5% | 4.4% | ||
| Q3 24 | 67.4% | 0.1% | ||
| Q2 24 | — | -9.2% | ||
| Q1 24 | — | -16.5% |
资本支出强度PLMRPRPL
| Q4 25 | 0.1% | 1.4% | ||
| Q3 25 | 0.0% | 0.7% | ||
| Q2 25 | 0.0% | 2.8% | ||
| Q1 25 | 0.0% | 2.2% | ||
| Q4 24 | 0.2% | 0.8% | ||
| Q3 24 | 0.1% | 0.9% | ||
| Q2 24 | 0.0% | 1.7% | ||
| Q1 24 | 0.0% | 2.5% |
现金转化率PLMRPRPL
| Q4 25 | — | — | ||
| Q3 25 | 1.63× | — | ||
| Q2 25 | 2.60× | — | ||
| Q1 25 | 2.03× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.29× | — | ||
| Q2 24 | 2.14× | -330.22× | ||
| Q1 24 | 1.26× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PLMR
暂无分部数据
PRPL
| Cost Of Revenues | $81.7M | 58% |
| Other | $59.0M | 42% |
