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CPI Card Group Inc.（PMTS）与Purple Innovation, Inc.（PRPL）财务数据对比。点击上方公司名可切换其他公司
CPI Card Group Inc.的季度营收约是Purple Innovation, Inc.的1.1倍（$153.1M vs $140.7M），CPI Card Group Inc.净利率更高（4.8% vs -2.3%，领先7.1%），CPI Card Group Inc.同比增速更快（22.3% vs 9.1%），CPI Card Group Inc.自由现金流更多（$35.2M vs $-7.8M），过去两年CPI Card Group Inc.的营收复合增速更高（16.9% vs 8.3%）
CPI Card Group Inc.是知名的支付卡生产及配套解决方案供应商，主营接触式、非接触式信用卡、借记卡、预付卡的制造与个性化定制服务，客户以北美地区的金融机构、金融科技企业及零售品牌为主。
Purple Carrot是一家总部位于马萨诸塞州尼达姆市的全植物性餐包品牌，由安迪·莱维特创立，每周为订阅用户提供预制餐品和自制餐包。据《大都会》2022年报道，对比美式标准餐食，该品牌每份餐包的碳排放量可降低72%，主打低碳环保的纯植物饮食方案。
PMTS vs PRPL — 直观对比
营收规模更大
PMTS
是对方的1.1倍
$140.7M
营收增速更快
PMTS
高出13.3%
9.1%
净利率更高
PMTS
高出7.1%
-2.3%
自由现金流更多
PMTS
多$43.0M
$-7.8M
两年增速更快
PMTS
近两年复合增速
8.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $153.1M | $140.7M |
| 净利润 | $7.3M | $-3.2M |
| 毛利率 | 31.5% | 41.9% |
| 营业利润率 | 12.0% | -1.6% |
| 净利率 | 4.8% | -2.3% |
| 营收同比 | 22.3% | 9.1% |
| 净利润同比 | 8.5% | 62.1% |
| 每股收益（稀释后） | $0.62 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PMTSPRPL
| Q4 25 | $153.1M | $140.7M | ||
| Q3 25 | $138.0M | $118.8M | ||
| Q2 25 | $129.8M | $105.1M | ||
| Q1 25 | $122.8M | $104.2M | ||
| Q4 24 | $125.1M | $129.0M | ||
| Q3 24 | $124.8M | $118.6M | ||
| Q2 24 | $118.8M | $120.3M | ||
| Q1 24 | $111.9M | $120.0M |
净利润PMTSPRPL
| Q4 25 | $7.3M | $-3.2M | ||
| Q3 25 | $2.3M | $-11.7M | ||
| Q2 25 | $518.0K | $-17.3M | ||
| Q1 25 | $4.8M | $-19.1M | ||
| Q4 24 | $6.8M | $-8.5M | ||
| Q3 24 | $1.3M | $-39.2M | ||
| Q2 24 | $6.0M | $27.0K | ||
| Q1 24 | $5.5M | $-50.2M |
毛利率PMTSPRPL
| Q4 25 | 31.5% | 41.9% | ||
| Q3 25 | 29.7% | 42.8% | ||
| Q2 25 | 30.9% | 35.9% | ||
| Q1 25 | 33.2% | 39.4% | ||
| Q4 24 | 34.1% | 42.9% | ||
| Q3 24 | 35.8% | 29.7% | ||
| Q2 24 | 35.7% | 40.7% | ||
| Q1 24 | 37.1% | 34.8% |
营业利润率PMTSPRPL
| Q4 25 | 12.0% | -1.6% | ||
| Q3 25 | 9.4% | -10.2% | ||
| Q2 25 | 7.3% | -13.5% | ||
| Q1 25 | 11.5% | -13.9% | ||
| Q4 24 | 12.7% | -6.0% | ||
| Q3 24 | 14.3% | -39.5% | ||
| Q2 24 | 12.5% | -12.1% | ||
| Q1 24 | 12.6% | -19.3% |
净利率PMTSPRPL
| Q4 25 | 4.8% | -2.3% | ||
| Q3 25 | 1.7% | -9.9% | ||
| Q2 25 | 0.4% | -16.5% | ||
| Q1 25 | 3.9% | -18.4% | ||
| Q4 24 | 5.4% | -6.6% | ||
| Q3 24 | 1.0% | -33.1% | ||
| Q2 24 | 5.1% | 0.0% | ||
| Q1 24 | 4.9% | -41.8% |
每股收益（稀释后）PMTSPRPL
| Q4 25 | $0.62 | $0.03 | ||
| Q3 25 | $0.19 | $0.11 | ||
| Q2 25 | $0.04 | $0.16 | ||
| Q1 25 | $0.40 | $0.18 | ||
| Q4 24 | $0.56 | $0.08 | ||
| Q3 24 | $0.11 | $0.36 | ||
| Q2 24 | $0.51 | $0.00 | ||
| Q1 24 | $0.46 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $21.7M | $24.3M |
| 总债务越低越好 | $286.7M | $126.7M |
| 股东权益账面价值 | $-17.3M | $-29.7M |
| 总资产 | $403.2M | $296.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PMTSPRPL
| Q4 25 | $21.7M | $24.3M | ||
| Q3 25 | $16.0M | $32.4M | ||
| Q2 25 | $17.1M | $34.2M | ||
| Q1 25 | $31.5M | $21.6M | ||
| Q4 24 | $33.5M | $29.0M | ||
| Q3 24 | $14.7M | $23.4M | ||
| Q2 24 | $7.5M | $23.4M | ||
| Q1 24 | $17.1M | $34.5M |
总债务PMTSPRPL
| Q4 25 | $286.7M | $126.7M | ||
| Q3 25 | $308.4M | — | ||
| Q2 25 | $310.9M | — | ||
| Q1 25 | $280.7M | — | ||
| Q4 24 | $280.4M | $70.7M | ||
| Q3 24 | $280.2M | $50.8M | ||
| Q2 24 | $269.7M | — | ||
| Q1 24 | $265.3M | — |
股东权益PMTSPRPL
| Q4 25 | $-17.3M | $-29.7M | ||
| Q3 25 | $-25.7M | $-26.9M | ||
| Q2 25 | $-29.0M | $-15.6M | ||
| Q1 25 | $-29.7M | $1.3M | ||
| Q4 24 | $-35.6M | $20.2M | ||
| Q3 24 | $-42.8M | $28.0M | ||
| Q2 24 | $-44.6M | $66.4M | ||
| Q1 24 | $-48.5M | $65.5M |
总资产PMTSPRPL
| Q4 25 | $403.2M | $296.3M | ||
| Q3 25 | $407.1M | $302.1M | ||
| Q2 25 | $399.8M | $303.8M | ||
| Q1 25 | $351.9M | $293.8M | ||
| Q4 24 | $349.7M | $307.8M | ||
| Q3 24 | $342.3M | $309.3M | ||
| Q2 24 | $321.4M | $362.1M | ||
| Q1 24 | $319.8M | $382.1M |
负债/权益比PMTSPRPL
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 3.50× | ||
| Q3 24 | — | 1.82× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $39.6M | $-5.8M |
| 自由现金流经营现金流 - 资本支出 | $35.2M | $-7.8M |
| 自由现金流率自由现金流/营收 | 23.0% | -5.5% |
| 资本支出强度资本支出/营收 | 2.9% | 1.4% |
| 现金转化率经营现金流/净利润 | 5.39× | — |
| 过去12个月自由现金流最近4个季度 | $41.3M | $-41.9M |
8季度趋势，按日历期对齐
经营现金流PMTSPRPL
| Q4 25 | $39.6M | $-5.8M | ||
| Q3 25 | $10.0M | $-968.0K | ||
| Q2 25 | $4.3M | $-4.0M | ||
| Q1 25 | $5.6M | $-23.1M | ||
| Q4 24 | $26.7M | $6.8M | ||
| Q3 24 | $12.5M | $1.1M | ||
| Q2 24 | $-4.8M | $-8.9M | ||
| Q1 24 | $8.9M | $-16.8M |
自由现金流PMTSPRPL
| Q4 25 | $35.2M | $-7.8M | ||
| Q3 25 | $5.3M | $-1.8M | ||
| Q2 25 | $533.0K | $-7.0M | ||
| Q1 25 | $292.0K | $-25.3M | ||
| Q4 24 | $21.6M | $5.7M | ||
| Q3 24 | $11.1M | $101.0K | ||
| Q2 24 | $-6.0M | $-11.0M | ||
| Q1 24 | $7.4M | $-19.9M |
自由现金流率PMTSPRPL
| Q4 25 | 23.0% | -5.5% | ||
| Q3 25 | 3.8% | -1.5% | ||
| Q2 25 | 0.4% | -6.6% | ||
| Q1 25 | 0.2% | -24.3% | ||
| Q4 24 | 17.3% | 4.4% | ||
| Q3 24 | 8.9% | 0.1% | ||
| Q2 24 | -5.0% | -9.2% | ||
| Q1 24 | 6.6% | -16.5% |
资本支出强度PMTSPRPL
| Q4 25 | 2.9% | 1.4% | ||
| Q3 25 | 3.4% | 0.7% | ||
| Q2 25 | 2.9% | 2.8% | ||
| Q1 25 | 4.3% | 2.2% | ||
| Q4 24 | 4.0% | 0.8% | ||
| Q3 24 | 1.2% | 0.9% | ||
| Q2 24 | 1.0% | 1.7% | ||
| Q1 24 | 1.3% | 2.5% |
现金转化率PMTSPRPL
| Q4 25 | 5.39× | — | ||
| Q3 25 | 4.32× | — | ||
| Q2 25 | 8.39× | — | ||
| Q1 25 | 1.17× | — | ||
| Q4 24 | 3.94× | — | ||
| Q3 24 | 9.70× | — | ||
| Q2 24 | -0.79× | -330.22× | ||
| Q1 24 | 1.63× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
PRPL
| Cost Of Revenues | $81.7M | 58% |
| Other | $59.0M | 42% |
