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Porch Group, Inc.（PRCH）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
Porch Group, Inc.的季度营收约是REPUBLIC BANCORP INC的1.3倍（$121.1M vs $94.3M），REPUBLIC BANCORP INC净利率更高（24.2% vs -3.9%，领先28.1%），Porch Group, Inc.同比增速更快（100.0% vs 5.3%），过去两年Porch Group, Inc.的营收复合增速更高（26.4% vs -11.5%）
Porch Group是一家面向屋主的家居改造服务平台，致力于连接屋主与当地的家居装修承包商。平台不仅提供超过160种家居装修项目的在线预约服务，还涵盖专业建议文章与装修成本指南，帮助屋主便捷规划各类家装工程。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
PRCH vs RBCAA — 直观对比
营收规模更大
PRCH
是对方的1.3倍
$94.3M
营收增速更快
PRCH
高出94.7%
5.3%
净利率更高
RBCAA
高出28.1%
-3.9%
两年增速更快
PRCH
近两年复合增速
-11.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $121.1M | $94.3M |
| 净利润 | $-4.7M | $22.8M |
| 毛利率 | 52.7% | — |
| 营业利润率 | 34.7% | 29.3% |
| 净利率 | -3.9% | 24.2% |
| 营收同比 | 100.0% | 5.3% |
| 净利润同比 | 2.0% | 20.0% |
| 每股收益（稀释后） | $-0.04 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRCHRBCAA
| Q1 26 | $121.1M | — | ||
| Q4 25 | $112.3M | $94.3M | ||
| Q3 25 | $115.1M | $93.5M | ||
| Q2 25 | $107.0M | $93.8M | ||
| Q1 25 | $84.5M | $135.8M | ||
| Q4 24 | $75.3M | $89.5M | ||
| Q3 24 | $77.7M | $88.1M | ||
| Q2 24 | $75.9M | $86.9M |
净利润PRCHRBCAA
| Q1 26 | $-4.7M | — | ||
| Q4 25 | $-3.5M | $22.8M | ||
| Q3 25 | $-10.9M | $29.7M | ||
| Q2 25 | $2.6M | $31.5M | ||
| Q1 25 | $8.4M | $47.3M | ||
| Q4 24 | $30.5M | $19.0M | ||
| Q3 24 | $14.4M | $26.5M | ||
| Q2 24 | $-64.3M | $25.2M |
毛利率PRCHRBCAA
| Q1 26 | 52.7% | — | ||
| Q4 25 | 99.5% | — | ||
| Q3 25 | 75.6% | — | ||
| Q2 25 | 70.9% | — | ||
| Q1 25 | 77.4% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 79.4% | — | ||
| Q2 24 | 22.1% | — |
营业利润率PRCHRBCAA
| Q1 26 | 34.7% | — | ||
| Q4 25 | 14.7% | 29.3% | ||
| Q3 25 | 14.2% | 40.4% | ||
| Q2 25 | 4.7% | 43.0% | ||
| Q1 25 | -1.5% | 44.1% | ||
| Q4 24 | 33.3% | 25.8% | ||
| Q3 24 | -3.2% | 38.4% | ||
| Q2 24 | -69.2% | 37.0% |
净利率PRCHRBCAA
| Q1 26 | -3.9% | — | ||
| Q4 25 | -3.1% | 24.2% | ||
| Q3 25 | -9.4% | 31.8% | ||
| Q2 25 | 2.4% | 33.5% | ||
| Q1 25 | 9.9% | 34.8% | ||
| Q4 24 | 40.5% | 21.2% | ||
| Q3 24 | 18.5% | 30.1% | ||
| Q2 24 | -84.8% | 29.0% |
每股收益（稀释后）PRCHRBCAA
| Q1 26 | $-0.04 | — | ||
| Q4 25 | $0.00 | — | ||
| Q3 25 | $-0.10 | — | ||
| Q2 25 | $0.00 | — | ||
| Q1 25 | $0.07 | — | ||
| Q4 24 | $0.34 | — | ||
| Q3 24 | $0.12 | — | ||
| Q2 24 | $-0.65 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $68.4M | $220.0M |
| 总债务越低越好 | $391.3M | — |
| 股东权益账面价值 | $26.3M | $1.1B |
| 总资产 | $806.6M | $7.0B |
| 负债/权益比越低杠杆越低 | 14.87× | — |
8季度趋势，按日历期对齐
现金及短期投资PRCHRBCAA
| Q1 26 | $68.4M | — | ||
| Q4 25 | $57.3M | $220.0M | ||
| Q3 25 | $85.0M | $484.2M | ||
| Q2 25 | $79.8M | $484.8M | ||
| Q1 25 | $70.4M | $793.0M | ||
| Q4 24 | $191.7M | $432.2M | ||
| Q3 24 | $238.6M | $530.9M | ||
| Q2 24 | $308.4M | $400.1M |
总债务PRCHRBCAA
| Q1 26 | $391.3M | — | ||
| Q4 25 | $392.8M | — | ||
| Q3 25 | $387.1M | — | ||
| Q2 25 | $394.1M | — | ||
| Q1 25 | $409.2M | — | ||
| Q4 24 | $403.9M | — | ||
| Q3 24 | $399.0M | — | ||
| Q2 24 | $436.8M | — |
股东权益PRCHRBCAA
| Q1 26 | $26.3M | — | ||
| Q4 25 | $-24.6M | $1.1B | ||
| Q3 25 | $-27.9M | $1.1B | ||
| Q2 25 | $-29.3M | $1.1B | ||
| Q1 25 | $-52.4M | $1.0B | ||
| Q4 24 | $-43.2M | $992.0M | ||
| Q3 24 | $-77.0M | $979.7M | ||
| Q2 24 | $-101.9M | $955.4M |
总资产PRCHRBCAA
| Q1 26 | $806.6M | — | ||
| Q4 25 | $797.4M | $7.0B | ||
| Q3 25 | $787.7M | $7.0B | ||
| Q2 25 | $770.7M | $7.0B | ||
| Q1 25 | $802.3M | $7.1B | ||
| Q4 24 | $814.0M | $6.8B | ||
| Q3 24 | $867.3M | $6.7B | ||
| Q2 24 | $876.1M | $6.6B |
负债/权益比PRCHRBCAA
| Q1 26 | 14.87× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $168.2M |
| 自由现金流经营现金流 - 资本支出 | — | $161.1M |
| 自由现金流率自由现金流/营收 | — | 170.9% |
| 资本支出强度资本支出/营收 | — | 7.5% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | — | $288.6M |
8季度趋势，按日历期对齐
经营现金流PRCHRBCAA
| Q1 26 | — | — | ||
| Q4 25 | $1.2M | $168.2M | ||
| Q3 25 | $40.8M | $33.3M | ||
| Q2 25 | $35.6M | $8.4M | ||
| Q1 25 | $-11.2M | $93.2M | ||
| Q4 24 | $-26.6M | $149.0M | ||
| Q3 24 | $12.4M | $51.3M | ||
| Q2 24 | $-26.0M | $4.0M |
自由现金流PRCHRBCAA
| Q1 26 | — | — | ||
| Q4 25 | $1.1M | $161.1M | ||
| Q3 25 | $40.7M | $30.8M | ||
| Q2 25 | $35.4M | $5.2M | ||
| Q1 25 | $-11.2M | $91.6M | ||
| Q4 24 | $-26.8M | $143.2M | ||
| Q3 24 | $12.2M | $49.8M | ||
| Q2 24 | $-26.0M | $2.7M |
自由现金流率PRCHRBCAA
| Q1 26 | — | — | ||
| Q4 25 | 1.0% | 170.9% | ||
| Q3 25 | 35.4% | 32.9% | ||
| Q2 25 | 33.0% | 5.5% | ||
| Q1 25 | -13.3% | 67.4% | ||
| Q4 24 | -35.6% | 160.0% | ||
| Q3 24 | 15.7% | 56.5% | ||
| Q2 24 | -34.3% | 3.1% |
资本支出强度PRCHRBCAA
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | 7.5% | ||
| Q3 25 | 0.1% | 2.6% | ||
| Q2 25 | 0.2% | 3.5% | ||
| Q1 25 | 0.1% | 1.2% | ||
| Q4 24 | 0.3% | 6.5% | ||
| Q3 24 | 0.3% | 1.7% | ||
| Q2 24 | 0.1% | 1.5% |
现金转化率PRCHRBCAA
| Q1 26 | — | — | ||
| Q4 25 | — | 7.37× | ||
| Q3 25 | — | 1.12× | ||
| Q2 25 | 13.79× | 0.27× | ||
| Q1 25 | -1.33× | 1.97× | ||
| Q4 24 | -0.87× | 7.84× | ||
| Q3 24 | 0.86× | 1.93× | ||
| Q2 24 | — | 0.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
