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PROG Holdings, Inc.(PRG)与Walker & Dunlop, Inc.(WD)财务数据对比。点击上方公司名可切换其他公司
PROG Holdings, Inc.的季度营收约是Walker & Dunlop, Inc.的1.9倍($651.6M vs $340.0M),PROG Holdings, Inc.净利率更高(5.5% vs -12.9%,领先18.4%),PROG Holdings, Inc.同比增速更快(457.1% vs -0.4%),过去两年Walker & Dunlop, Inc.的营收复合增速更高(22.1% vs 4.9%)
PROG Holdings是一家总部位于美国的金融科技企业,主要面向美国本土市场提供灵活的租购及销售点融资解决方案,核心业务涵盖零售合作伙伴融资、消费信贷与支付服务,帮助消费者无需满足传统信用要求即可购买电子产品、家居用品等商品。
Walker & Dunlop, Inc.是美国乃至全球规模领先的商业地产金融与咨询服务机构,为客户提供覆盖商业地产领域的多元金融解决方案及专业咨询服务,业务辐射全球多个市场,在行业内拥有深厚的资源积累与广泛的市场认可度。
PRG vs WD — 直观对比
营收规模更大
PRG
是对方的1.9倍
$340.0M
营收增速更快
PRG
高出457.5%
-0.4%
净利率更高
PRG
高出18.4%
-12.9%
两年增速更快
WD
近两年复合增速
4.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $651.6M | $340.0M |
| 净利润 | $36.1M | $-13.9M |
| 毛利率 | — | — |
| 营业利润率 | 10.0% | -17.2% |
| 净利率 | 5.5% | -12.9% |
| 营收同比 | 457.1% | -0.4% |
| 净利润同比 | 3.8% | -131.0% |
| 每股收益(稀释后) | $3.68 | $-0.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
PRG
WD
| Q1 26 | $651.6M | — | ||
| Q4 25 | $525.4M | $340.0M | ||
| Q3 25 | $595.1M | $337.7M | ||
| Q2 25 | $604.7M | $319.2M | ||
| Q1 25 | $684.1M | $237.4M | ||
| Q4 24 | $558.9M | $341.5M | ||
| Q3 24 | $606.1M | $292.3M | ||
| Q2 24 | $592.2M | $270.7M |
净利润
PRG
WD
| Q1 26 | $36.1M | — | ||
| Q4 25 | $40.5M | $-13.9M | ||
| Q3 25 | $33.1M | $33.5M | ||
| Q2 25 | $38.5M | $34.0M | ||
| Q1 25 | $34.7M | $2.8M | ||
| Q4 24 | $57.5M | $44.8M | ||
| Q3 24 | $84.0M | $28.8M | ||
| Q2 24 | $33.8M | $22.7M |
营业利润率
PRG
WD
| Q1 26 | 10.0% | — | ||
| Q4 25 | 6.9% | -17.2% | ||
| Q3 25 | 9.0% | 13.6% | ||
| Q2 25 | 10.0% | 14.5% | ||
| Q1 25 | 8.2% | 2.2% | ||
| Q4 24 | 8.9% | 15.3% | ||
| Q3 24 | 8.1% | 12.8% | ||
| Q2 24 | 9.4% | 10.4% |
净利率
PRG
WD
| Q1 26 | 5.5% | — | ||
| Q4 25 | 7.7% | -12.9% | ||
| Q3 25 | 5.6% | 9.9% | ||
| Q2 25 | 6.4% | 10.6% | ||
| Q1 25 | 5.1% | 1.2% | ||
| Q4 24 | 10.3% | 13.1% | ||
| Q3 24 | 13.9% | 9.9% | ||
| Q2 24 | 5.7% | 8.4% |
每股收益(稀释后)
PRG
WD
| Q1 26 | $3.68 | — | ||
| Q4 25 | $0.99 | $-0.41 | ||
| Q3 25 | $0.82 | $0.98 | ||
| Q2 25 | $0.95 | $0.99 | ||
| Q1 25 | $0.83 | $0.08 | ||
| Q4 24 | $1.33 | $1.32 | ||
| Q3 24 | $1.94 | $0.85 | ||
| Q2 24 | $0.77 | $0.67 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $69.4M | $299.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $774.4M | $1.7B |
| 总资产 | $2.0B | $5.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
PRG
WD
| Q1 26 | $69.4M | — | ||
| Q4 25 | $308.8M | $299.3M | ||
| Q3 25 | $292.6M | $274.8M | ||
| Q2 25 | $222.0M | $233.7M | ||
| Q1 25 | $213.3M | $181.0M | ||
| Q4 24 | $90.9M | $279.3M | ||
| Q3 24 | $221.7M | $179.8M | ||
| Q2 24 | $250.1M | $208.1M |
总债务
PRG
WD
| Q1 26 | — | — | ||
| Q4 25 | $594.9M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $643.6M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益
PRG
WD
| Q1 26 | $774.4M | — | ||
| Q4 25 | $746.4M | $1.7B | ||
| Q3 25 | $703.6M | $1.8B | ||
| Q2 25 | $668.7M | $1.8B | ||
| Q1 25 | $654.4M | $1.7B | ||
| Q4 24 | $650.3M | $1.7B | ||
| Q3 24 | $630.8M | $1.7B | ||
| Q2 24 | $581.9M | $1.7B |
总资产
PRG
WD
| Q1 26 | $2.0B | — | ||
| Q4 25 | $1.6B | $5.1B | ||
| Q3 25 | $1.5B | $5.8B | ||
| Q2 25 | $1.5B | $4.7B | ||
| Q1 25 | $1.5B | $4.5B | ||
| Q4 24 | $1.5B | $4.4B | ||
| Q3 24 | $1.4B | $4.6B | ||
| Q2 24 | $1.5B | $4.2B |
负债/权益比
PRG
WD
| Q1 26 | — | — | ||
| Q4 25 | 0.80× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.99× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $-664.3M |
| 自由现金流经营现金流 - 资本支出 | — | $-680.1M |
| 自由现金流率自由现金流/营收 | — | -200.0% |
| 资本支出强度资本支出/营收 | — | 4.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.2B |
8季度趋势,按日历期对齐
经营现金流
PRG
WD
| Q1 26 | — | — | ||
| Q4 25 | $-54.9M | $-664.3M | ||
| Q3 25 | $110.0M | $-948.1M | ||
| Q2 25 | $69.9M | $-238.5M | ||
| Q1 25 | $209.9M | $-281.1M | ||
| Q4 24 | $-84.5M | $129.4M | ||
| Q3 24 | $31.9M | $-202.0M | ||
| Q2 24 | $55.4M | $-237.8M |
自由现金流
PRG
WD
| Q1 26 | — | — | ||
| Q4 25 | $-57.5M | $-680.1M | ||
| Q3 25 | $106.5M | $-950.4M | ||
| Q2 25 | $68.0M | $-241.0M | ||
| Q1 25 | $208.0M | $-284.7M | ||
| Q4 24 | $-86.8M | $116.4M | ||
| Q3 24 | $29.8M | $-204.0M | ||
| Q2 24 | $53.5M | $-241.7M |
自由现金流率
PRG
WD
| Q1 26 | — | — | ||
| Q4 25 | -10.9% | -200.0% | ||
| Q3 25 | 17.9% | -281.5% | ||
| Q2 25 | 11.2% | -75.5% | ||
| Q1 25 | 30.4% | -120.0% | ||
| Q4 24 | -15.5% | 34.1% | ||
| Q3 24 | 4.9% | -69.8% | ||
| Q2 24 | 9.0% | -89.3% |
资本支出强度
PRG
WD
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 4.6% | ||
| Q3 25 | 0.6% | 0.7% | ||
| Q2 25 | 0.3% | 0.8% | ||
| Q1 25 | 0.3% | 1.5% | ||
| Q4 24 | 0.4% | 3.8% | ||
| Q3 24 | 0.3% | 0.7% | ||
| Q2 24 | 0.3% | 1.4% |
现金转化率
PRG
WD
| Q1 26 | — | — | ||
| Q4 25 | -1.36× | — | ||
| Q3 25 | 3.32× | -28.34× | ||
| Q2 25 | 1.82× | -7.02× | ||
| Q1 25 | 6.05× | -102.07× | ||
| Q4 24 | -1.47× | 2.89× | ||
| Q3 24 | 0.38× | -7.01× | ||
| Q2 24 | 1.64× | -10.49× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图