vs
Perella Weinberg Partners（PWP）与SoFi Technologies, Inc.（SOFI）财务数据对比。点击上方公司名可切换其他公司
SoFi Technologies, Inc.的季度营收约是Perella Weinberg Partners的4.7倍（$1.0B vs $219.2M），SoFi Technologies, Inc.净利率更高（16.9% vs 6.3%，领先10.6%），SoFi Technologies, Inc.同比增速更快（39.6% vs -2.9%），Perella Weinberg Partners自由现金流更多（$30.5M vs $-4.0B），过去两年Perella Weinberg Partners的营收复合增速更高（46.5% vs 26.1%）
佩雷拉温伯格合伙公司是一家聚焦咨询业务的全球投资银行，核心为客户提供战略与财务领域的专业咨询服务，凭借深厚的行业经验和全球化资源网络，为各类企业的重要商业决策提供专业支持。
SoFi Technologies是美国金融科技企业，2011年由斯坦福大学学生创立，持有全国性特许牌照运营线上银行，同时为其他金融机构提供技术解决方案，是美国规模最大的线上贷款机构，截至2025年累计服务客户达1370万。
PWP vs SOFI — 直观对比
营收规模更大
SOFI
是对方的4.7倍
$219.2M
营收增速更快
SOFI
高出42.5%
-2.9%
净利率更高
SOFI
高出10.6%
6.3%
自由现金流更多
PWP
多$4.0B
$-4.0B
两年增速更快
PWP
近两年复合增速
26.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $219.2M | $1.0B |
| 净利润 | $13.8M | $173.5M |
| 毛利率 | — | 84.2% |
| 营业利润率 | 8.5% | 18.1% |
| 净利率 | 6.3% | 16.9% |
| 营收同比 | -2.9% | 39.6% |
| 净利润同比 | — | -47.8% |
| 每股收益（稀释后） | $0.11 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PWPSOFI
| Q4 25 | $219.2M | $1.0B | ||
| Q3 25 | $164.6M | $961.6M | ||
| Q2 25 | $155.3M | $854.9M | ||
| Q1 25 | $211.8M | $771.8M | ||
| Q4 24 | $225.7M | $734.1M | ||
| Q3 24 | $278.2M | $697.1M | ||
| Q2 24 | $272.0M | $598.6M | ||
| Q1 24 | $102.1M | $645.0M |
净利润PWPSOFI
| Q4 25 | $13.8M | $173.5M | ||
| Q3 25 | $6.0M | $139.4M | ||
| Q2 25 | $2.7M | $97.3M | ||
| Q1 25 | $17.3M | $71.1M | ||
| Q4 24 | — | $332.5M | ||
| Q3 24 | $16.4M | $60.7M | ||
| Q2 24 | $-66.0M | $17.4M | ||
| Q1 24 | $-35.8M | $88.0M |
毛利率PWPSOFI
| Q4 25 | — | 84.2% | ||
| Q3 25 | — | 83.2% | ||
| Q2 25 | — | 82.4% | ||
| Q1 25 | — | 82.4% | ||
| Q4 24 | — | 82.5% | ||
| Q3 24 | — | 82.3% | ||
| Q2 24 | — | 81.7% | ||
| Q1 24 | — | 84.5% |
营业利润率PWPSOFI
| Q4 25 | 8.5% | 18.1% | ||
| Q3 25 | 5.4% | 15.4% | ||
| Q2 25 | 5.8% | 13.1% | ||
| Q1 25 | 5.5% | 10.3% | ||
| Q4 24 | — | 8.2% | ||
| Q3 24 | 12.9% | 9.2% | ||
| Q2 24 | -30.2% | 2.6% | ||
| Q1 24 | -52.4% | 14.6% |
净利率PWPSOFI
| Q4 25 | 6.3% | 16.9% | ||
| Q3 25 | 3.6% | 14.5% | ||
| Q2 25 | 1.8% | 11.4% | ||
| Q1 25 | 8.2% | 9.2% | ||
| Q4 24 | — | 45.3% | ||
| Q3 24 | 5.9% | 8.7% | ||
| Q2 24 | -24.3% | 2.9% | ||
| Q1 24 | -35.1% | 13.7% |
每股收益（稀释后）PWPSOFI
| Q4 25 | $0.11 | $0.14 | ||
| Q3 25 | $0.08 | $0.11 | ||
| Q2 25 | $0.04 | $0.08 | ||
| Q1 25 | $0.24 | $0.06 | ||
| Q4 24 | — | $0.31 | ||
| Q3 24 | $0.24 | $0.05 | ||
| Q2 24 | $-1.21 | $0.01 | ||
| Q1 24 | $-0.91 | $0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $255.9M | $4.9B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $-127.4M | $10.5B |
| 总资产 | $797.6M | $50.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PWPSOFI
| Q4 25 | $255.9M | $4.9B | ||
| Q3 25 | $185.5M | $3.2B | ||
| Q2 25 | $145.0M | $2.1B | ||
| Q1 25 | $111.2M | $2.1B | ||
| Q4 24 | $407.4M | $2.5B | ||
| Q3 24 | $335.1M | $2.4B | ||
| Q2 24 | $185.3M | $2.3B | ||
| Q1 24 | $156.7M | $3.7B |
股东权益PWPSOFI
| Q4 25 | $-127.4M | $10.5B | ||
| Q3 25 | $-302.4M | $8.8B | ||
| Q2 25 | $-318.4M | $6.9B | ||
| Q1 25 | $-323.1M | $6.7B | ||
| Q4 24 | $-421.4M | $6.5B | ||
| Q3 24 | $-360.8M | $6.1B | ||
| Q2 24 | $-283.0M | $5.9B | ||
| Q1 24 | $161.9M | $5.8B |
总资产PWPSOFI
| Q4 25 | $797.6M | $50.7B | ||
| Q3 25 | $650.2M | $45.3B | ||
| Q2 25 | $606.7M | $41.1B | ||
| Q1 25 | $570.5M | $37.7B | ||
| Q4 24 | $876.8M | $36.3B | ||
| Q3 24 | $810.9M | $34.4B | ||
| Q2 24 | $645.5M | $32.6B | ||
| Q1 24 | $583.6M | $31.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $34.8M | $-3.7B |
| 自由现金流经营现金流 - 资本支出 | $30.5M | $-4.0B |
| 自由现金流率自由现金流/营收 | 13.9% | -388.8% |
| 资本支出强度资本支出/营收 | 2.0% | 23.7% |
| 现金转化率经营现金流/净利润 | 2.52× | -21.56× |
| 过去12个月自由现金流最近4个季度 | $-34.1M | $-6.9B |
8季度趋势，按日历期对齐
经营现金流PWPSOFI
| Q4 25 | $34.8M | $-3.7B | ||
| Q3 25 | $59.2M | $-1.3B | ||
| Q2 25 | $56.1M | $-1.5B | ||
| Q1 25 | $-176.5M | $21.5M | ||
| Q4 24 | $223.4M | $-1.1B | ||
| Q3 24 | $200.3M | $-1.2B | ||
| Q2 24 | $90.0M | $-484.4M | ||
| Q1 24 | $-206.3M | $738.2M |
自由现金流PWPSOFI
| Q4 25 | $30.5M | $-4.0B | ||
| Q3 25 | $57.6M | $-1.4B | ||
| Q2 25 | $55.3M | $-1.5B | ||
| Q1 25 | $-177.6M | $-31.1M | ||
| Q4 24 | $207.0M | $-1.3B | ||
| Q3 24 | $199.3M | $-1.2B | ||
| Q2 24 | $83.7M | $-521.1M | ||
| Q1 24 | $-214.8M | $706.3M |
自由现金流率PWPSOFI
| Q4 25 | 13.9% | -388.8% | ||
| Q3 25 | 35.0% | -142.0% | ||
| Q2 25 | 35.6% | -179.0% | ||
| Q1 25 | -83.8% | -4.0% | ||
| Q4 24 | 91.7% | -173.5% | ||
| Q3 24 | 71.6% | -174.6% | ||
| Q2 24 | 30.8% | -87.0% | ||
| Q1 24 | -210.3% | 109.5% |
资本支出强度PWPSOFI
| Q4 25 | 2.0% | 23.7% | ||
| Q3 25 | 0.9% | 6.2% | ||
| Q2 25 | 0.5% | 7.4% | ||
| Q1 25 | 0.5% | 6.8% | ||
| Q4 24 | 7.3% | 21.0% | ||
| Q3 24 | 0.4% | 6.2% | ||
| Q2 24 | 2.3% | 6.1% | ||
| Q1 24 | 8.3% | 5.0% |
现金转化率PWPSOFI
| Q4 25 | 2.52× | -21.56× | ||
| Q3 25 | 9.85× | -9.37× | ||
| Q2 25 | 20.50× | -15.08× | ||
| Q1 25 | -10.18× | 0.30× | ||
| Q4 24 | — | -3.37× | ||
| Q3 24 | 12.23× | -19.32× | ||
| Q2 24 | — | -27.83× | ||
| Q1 24 | — | 8.39× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
