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REPUBLIC BANCORP INC（RBCAA）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
REPUBLIC BANCORP INC的季度营收约是RE/MAX Holdings, Inc.的1.3倍（$94.3M vs $71.1M），REPUBLIC BANCORP INC净利率更高（24.2% vs 2.0%，领先22.2%），REPUBLIC BANCORP INC同比增速更快（5.3% vs -1.8%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $33.5M），过去两年RE/MAX Holdings, Inc.的营收复合增速更高（-4.7% vs -11.5%）
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
RBCAA vs RMAX — 直观对比
营收规模更大
RBCAA
是对方的1.3倍
$71.1M
营收增速更快
RBCAA
高出7.1%
-1.8%
净利率更高
RBCAA
高出22.2%
2.0%
自由现金流更多
RBCAA
多$127.6M
$33.5M
两年增速更快
RMAX
近两年复合增速
-11.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $94.3M | $71.1M |
| 净利润 | $22.8M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | 29.3% | 13.1% |
| 净利率 | 24.2% | 2.0% |
| 营收同比 | 5.3% | -1.8% |
| 净利润同比 | 20.0% | -75.2% |
| 每股收益（稀释后） | — | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RBCAARMAX
| Q4 25 | $94.3M | $71.1M | ||
| Q3 25 | $93.5M | $73.2M | ||
| Q2 25 | $93.8M | $72.8M | ||
| Q1 25 | $135.8M | $74.5M | ||
| Q4 24 | $89.5M | $72.5M | ||
| Q3 24 | $88.1M | $78.5M | ||
| Q2 24 | $86.9M | $78.5M | ||
| Q1 24 | $120.3M | $78.3M |
净利润RBCAARMAX
| Q4 25 | $22.8M | $1.4M | ||
| Q3 25 | $29.7M | $4.0M | ||
| Q2 25 | $31.5M | $4.7M | ||
| Q1 25 | $47.3M | $-2.0M | ||
| Q4 24 | $19.0M | $5.8M | ||
| Q3 24 | $26.5M | $966.0K | ||
| Q2 24 | $25.2M | $3.7M | ||
| Q1 24 | $30.6M | $-3.4M |
营业利润率RBCAARMAX
| Q4 25 | 29.3% | 13.1% | ||
| Q3 25 | 40.4% | 25.0% | ||
| Q2 25 | 43.0% | 19.3% | ||
| Q1 25 | 44.1% | 7.2% | ||
| Q4 24 | 25.8% | 5.9% | ||
| Q3 24 | 38.4% | 19.4% | ||
| Q2 24 | 37.0% | 20.6% | ||
| Q1 24 | 32.2% | 5.8% |
净利率RBCAARMAX
| Q4 25 | 24.2% | 2.0% | ||
| Q3 25 | 31.8% | 5.4% | ||
| Q2 25 | 33.5% | 6.4% | ||
| Q1 25 | 34.8% | -2.6% | ||
| Q4 24 | 21.2% | 8.0% | ||
| Q3 24 | 30.1% | 1.2% | ||
| Q2 24 | 29.0% | 4.7% | ||
| Q1 24 | 25.4% | -4.3% |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $220.0M | $118.7M |
| 总债务越低越好 | — | $432.2M |
| 股东权益账面价值 | $1.1B | $452.4M |
| 总资产 | $7.0B | $582.5M |
| 负债/权益比越低杠杆越低 | — | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资RBCAARMAX
| Q4 25 | $220.0M | $118.7M | ||
| Q3 25 | $484.2M | $107.5M | ||
| Q2 25 | $484.8M | $94.3M | ||
| Q1 25 | $793.0M | $89.1M | ||
| Q4 24 | $432.2M | $96.6M | ||
| Q3 24 | $530.9M | $83.8M | ||
| Q2 24 | $400.1M | $66.1M | ||
| Q1 24 | $546.4M | $82.1M |
总债务RBCAARMAX
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M | ||
| Q1 24 | — | $439.0M |
股东权益RBCAARMAX
| Q4 25 | $1.1B | $452.4M | ||
| Q3 25 | $1.1B | $448.1M | ||
| Q2 25 | $1.1B | $442.4M | ||
| Q1 25 | $1.0B | $433.5M | ||
| Q4 24 | $992.0M | $429.5M | ||
| Q3 24 | $979.7M | $423.1M | ||
| Q2 24 | $955.4M | $418.4M | ||
| Q1 24 | $935.6M | $412.0M |
总资产RBCAARMAX
| Q4 25 | $7.0B | $582.5M | ||
| Q3 25 | $7.0B | $582.2M | ||
| Q2 25 | $7.0B | $574.8M | ||
| Q1 25 | $7.1B | $571.4M | ||
| Q4 24 | $6.8B | $581.6M | ||
| Q3 24 | $6.7B | $578.6M | ||
| Q2 24 | $6.6B | $571.4M | ||
| Q1 24 | $6.9B | $566.7M |
负债/权益比RBCAARMAX
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× | ||
| Q1 24 | — | 1.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $168.2M | $40.9M |
| 自由现金流经营现金流 - 资本支出 | $161.1M | $33.5M |
| 自由现金流率自由现金流/营收 | 170.9% | 47.1% |
| 资本支出强度资本支出/营收 | 7.5% | 10.4% |
| 现金转化率经营现金流/净利润 | 7.37× | 28.39× |
| 过去12个月自由现金流最近4个季度 | $288.6M | $56.8M |
8季度趋势，按日历期对齐
经营现金流RBCAARMAX
| Q4 25 | $168.2M | $40.9M | ||
| Q3 25 | $33.3M | $17.7M | ||
| Q2 25 | $8.4M | $4.6M | ||
| Q1 25 | $93.2M | $5.7M | ||
| Q4 24 | $149.0M | $59.7M | ||
| Q3 24 | $51.3M | $17.6M | ||
| Q2 24 | $4.0M | $15.9M | ||
| Q1 24 | $71.2M | $9.4M |
自由现金流RBCAARMAX
| Q4 25 | $161.1M | $33.5M | ||
| Q3 25 | $30.8M | $16.4M | ||
| Q2 25 | $5.2M | $2.9M | ||
| Q1 25 | $91.6M | $4.0M | ||
| Q4 24 | $143.2M | $53.0M | ||
| Q3 24 | $49.8M | $16.3M | ||
| Q2 24 | $2.7M | $14.0M | ||
| Q1 24 | $69.1M | $6.8M |
自由现金流率RBCAARMAX
| Q4 25 | 170.9% | 47.1% | ||
| Q3 25 | 32.9% | 22.4% | ||
| Q2 25 | 5.5% | 4.0% | ||
| Q1 25 | 67.4% | 5.3% | ||
| Q4 24 | 160.0% | 73.2% | ||
| Q3 24 | 56.5% | 20.8% | ||
| Q2 24 | 3.1% | 17.8% | ||
| Q1 24 | 57.5% | 8.6% |
资本支出强度RBCAARMAX
| Q4 25 | 7.5% | 10.4% | ||
| Q3 25 | 2.6% | 1.8% | ||
| Q2 25 | 3.5% | 2.2% | ||
| Q1 25 | 1.2% | 2.3% | ||
| Q4 24 | 6.5% | 9.1% | ||
| Q3 24 | 1.7% | 1.7% | ||
| Q2 24 | 1.5% | 2.4% | ||
| Q1 24 | 1.7% | 3.3% |
现金转化率RBCAARMAX
| Q4 25 | 7.37× | 28.39× | ||
| Q3 25 | 1.12× | 4.45× | ||
| Q2 25 | 0.27× | 0.97× | ||
| Q1 25 | 1.97× | — | ||
| Q4 24 | 7.84× | 10.28× | ||
| Q3 24 | 1.93× | 18.22× | ||
| Q2 24 | 0.16× | 4.29× | ||
| Q1 24 | 2.33× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RBCAA
暂无分部数据
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
