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Regions Financial Corporation（RF）与越洋钻探（RIG）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是越洋钻探的1.2倍（$1.3B vs $1.0B），Regions Financial Corporation净利率更高（41.7% vs 2.4%，领先39.3%），越洋钻探同比增速更快（9.6% vs 4.1%），过去两年越洋钻探的营收复合增速更高（16.9% vs 4.0%）
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
越洋钻探（Transocean Ltd.）是按营收计全球规模最大的海上钻探承包商，总部位于瑞士施泰因豪森，起源于美国，目前在加拿大、美国、挪威、英国、印度、巴西、新加坡等20个国家设有办事机构，业务覆盖全球主要海上油气开采区域。
RF vs RIG — 直观对比
营收规模更大
RF
是对方的1.2倍
$1.0B
营收增速更快
RIG
高出5.4%
4.1%
净利率更高
RF
高出39.3%
2.4%
两年增速更快
RIG
近两年复合增速
4.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $1.0B |
| 净利润 | $534.0M | $25.0M |
| 毛利率 | — | 42.0% |
| 营业利润率 | 55.3% | 23.0% |
| 净利率 | 41.7% | 2.4% |
| 营收同比 | 4.1% | 9.6% |
| 净利润同比 | 0.0% | 257.1% |
| 每股收益（稀释后） | $0.59 | $0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RFRIG
| Q4 25 | $1.3B | $1.0B | ||
| Q3 25 | $1.3B | $1.0B | ||
| Q2 25 | $1.3B | $988.0M | ||
| Q1 25 | $1.2B | $906.0M | ||
| Q4 24 | $1.2B | $952.0M | ||
| Q3 24 | $1.2B | $948.0M | ||
| Q2 24 | $1.2B | $861.0M | ||
| Q1 24 | $1.2B | $763.0M |
净利润RFRIG
| Q4 25 | $534.0M | $25.0M | ||
| Q3 25 | $569.0M | $-1.9B | ||
| Q2 25 | $563.0M | $-938.0M | ||
| Q1 25 | $490.0M | $-79.0M | ||
| Q4 24 | $534.0M | $7.0M | ||
| Q3 24 | $490.0M | $-494.0M | ||
| Q2 24 | $501.0M | $-123.0M | ||
| Q1 24 | $368.0M | $98.0M |
毛利率RFRIG
| Q4 25 | — | 42.0% | ||
| Q3 25 | — | 43.2% | ||
| Q2 25 | — | 39.4% | ||
| Q1 25 | — | 31.8% | ||
| Q4 24 | — | 39.2% | ||
| Q3 24 | — | 40.6% | ||
| Q2 24 | — | 38.0% | ||
| Q1 24 | — | 31.5% |
营业利润率RFRIG
| Q4 25 | 55.3% | 23.0% | ||
| Q3 25 | 56.3% | -163.1% | ||
| Q2 25 | 56.1% | -97.6% | ||
| Q1 25 | 52.0% | 7.1% | ||
| Q4 24 | 53.4% | 13.7% | ||
| Q3 24 | 49.9% | -51.2% | ||
| Q2 24 | 52.7% | -6.9% | ||
| Q1 24 | 39.2% | -0.4% |
净利率RFRIG
| Q4 25 | 41.7% | 2.4% | ||
| Q3 25 | 45.3% | -187.1% | ||
| Q2 25 | 44.7% | -94.9% | ||
| Q1 25 | 41.0% | -8.7% | ||
| Q4 24 | 43.4% | 0.7% | ||
| Q3 24 | 40.2% | -52.1% | ||
| Q2 24 | 42.2% | -14.3% | ||
| Q1 24 | 31.1% | 12.8% |
每股收益（稀释后）RFRIG
| Q4 25 | $0.59 | $0.13 | ||
| Q3 25 | $0.61 | $-2.00 | ||
| Q2 25 | $0.59 | $-1.06 | ||
| Q1 25 | $0.51 | $-0.11 | ||
| Q4 24 | $0.55 | $-0.14 | ||
| Q3 24 | $0.49 | $-0.58 | ||
| Q2 24 | $0.52 | $-0.15 | ||
| Q1 24 | $0.37 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $620.0M |
| 总债务越低越好 | $4.1B | $5.2B |
| 股东权益账面价值 | $19.0B | $8.1B |
| 总资产 | $158.8B | $15.6B |
| 负债/权益比越低杠杆越低 | 0.22× | 0.64× |
8季度趋势，按日历期对齐
现金及短期投资RFRIG
| Q4 25 | — | $620.0M | ||
| Q3 25 | — | $833.0M | ||
| Q2 25 | — | $377.0M | ||
| Q1 25 | — | $263.0M | ||
| Q4 24 | — | $560.0M | ||
| Q3 24 | — | $435.0M | ||
| Q2 24 | — | $475.0M | ||
| Q1 24 | — | $446.0M |
总债务RFRIG
| Q4 25 | $4.1B | $5.2B | ||
| Q3 25 | $4.8B | $4.8B | ||
| Q2 25 | $5.3B | $5.9B | ||
| Q1 25 | $6.0B | $5.9B | ||
| Q4 24 | $6.0B | $6.2B | ||
| Q3 24 | $6.0B | $6.5B | ||
| Q2 24 | $5.1B | $6.8B | ||
| Q1 24 | $3.3B | $6.8B |
股东权益RFRIG
| Q4 25 | $19.0B | $8.1B | ||
| Q3 25 | $19.0B | $8.1B | ||
| Q2 25 | $18.7B | $9.4B | ||
| Q1 25 | $18.5B | $10.2B | ||
| Q4 24 | $17.9B | $10.3B | ||
| Q3 24 | $18.7B | $10.2B | ||
| Q2 24 | $17.2B | $10.7B | ||
| Q1 24 | $17.0B | $10.5B |
总资产RFRIG
| Q4 25 | $158.8B | $15.6B | ||
| Q3 25 | $159.9B | $16.2B | ||
| Q2 25 | $159.2B | $17.8B | ||
| Q1 25 | $159.8B | $19.0B | ||
| Q4 24 | $157.3B | $19.4B | ||
| Q3 24 | $157.4B | $19.5B | ||
| Q2 24 | $154.1B | $20.3B | ||
| Q1 24 | $154.9B | $19.9B |
负债/权益比RFRIG
| Q4 25 | 0.22× | 0.64× | ||
| Q3 25 | 0.25× | 0.60× | ||
| Q2 25 | 0.28× | 0.63× | ||
| Q1 25 | 0.32× | 0.58× | ||
| Q4 24 | 0.34× | 0.60× | ||
| Q3 24 | 0.32× | 0.64× | ||
| Q2 24 | 0.30× | 0.63× | ||
| Q1 24 | 0.20× | 0.65× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-319.0M | $349.0M |
| 自由现金流经营现金流 - 资本支出 | — | $321.0M |
| 自由现金流率自由现金流/营收 | — | 30.8% |
| 资本支出强度资本支出/营收 | — | 2.7% |
| 现金转化率经营现金流/净利润 | -0.60× | 13.96× |
| 过去12个月自由现金流最近4个季度 | — | $626.0M |
8季度趋势，按日历期对齐
经营现金流RFRIG
| Q4 25 | $-319.0M | $349.0M | ||
| Q3 25 | $861.0M | $246.0M | ||
| Q2 25 | $573.0M | $128.0M | ||
| Q1 25 | $1.1B | $26.0M | ||
| Q4 24 | $-220.0M | $206.0M | ||
| Q3 24 | $1.3B | $194.0M | ||
| Q2 24 | $161.0M | $133.0M | ||
| Q1 24 | $396.0M | $-86.0M |
自由现金流RFRIG
| Q4 25 | — | $321.0M | ||
| Q3 25 | — | $235.0M | ||
| Q2 25 | — | $104.0M | ||
| Q1 25 | — | $-34.0M | ||
| Q4 24 | — | $177.0M | ||
| Q3 24 | — | $136.0M | ||
| Q2 24 | — | $49.0M | ||
| Q1 24 | — | $-169.0M |
自由现金流率RFRIG
| Q4 25 | — | 30.8% | ||
| Q3 25 | — | 22.9% | ||
| Q2 25 | — | 10.5% | ||
| Q1 25 | — | -3.8% | ||
| Q4 24 | — | 18.6% | ||
| Q3 24 | — | 14.3% | ||
| Q2 24 | — | 5.7% | ||
| Q1 24 | — | -22.1% |
资本支出强度RFRIG
| Q4 25 | — | 2.7% | ||
| Q3 25 | — | 1.1% | ||
| Q2 25 | — | 2.4% | ||
| Q1 25 | — | 6.6% | ||
| Q4 24 | — | 3.0% | ||
| Q3 24 | — | 6.1% | ||
| Q2 24 | — | 9.8% | ||
| Q1 24 | — | 10.9% |
现金转化率RFRIG
| Q4 25 | -0.60× | 13.96× | ||
| Q3 25 | 1.51× | — | ||
| Q2 25 | 1.02× | — | ||
| Q1 25 | 2.18× | — | ||
| Q4 24 | -0.41× | 29.43× | ||
| Q3 24 | 2.57× | — | ||
| Q2 24 | 0.32× | — | ||
| Q1 24 | 1.08× | -0.88× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
RIG
| Ultra Deepwater Floaters | $433.0M | 42% |
| BR | $236.0M | 23% |
| Other Geographical | $211.0M | 20% |
| Harsh Environment Floaters | $163.0M | 16% |
