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Regions Financial Corporation（RF）与瑞思迈（RMD）财务数据对比。点击上方公司名可切换其他公司
瑞思迈的季度营收约是Regions Financial Corporation的1.1倍（$1.4B vs $1.3B），Regions Financial Corporation净利率更高（41.7% vs 27.6%，领先14.1%），瑞思迈同比增速更快（11.0% vs 4.1%），过去两年瑞思迈的营收复合增速更高（7.9% vs 4.0%）
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
瑞思迈是一家起源于澳大利亚、总部位于美国加利福尼亚州圣迭戈的医疗设备企业，主打可接入云端的呼吸类医疗设备，用于治疗睡眠呼吸暂停、慢性阻塞性肺病等呼吸道疾病，新冠疫情期间曾大量生产呼吸机等设备助力患者救治。
RF vs RMD — 直观对比
营收规模更大
RMD
是对方的1.1倍
$1.3B
营收增速更快
RMD
高出6.8%
4.1%
净利率更高
RF
高出14.1%
27.6%
两年增速更快
RMD
近两年复合增速
4.0%
损益表 — Q4 FY2025 vs Q4 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $1.4B |
| 净利润 | $534.0M | $392.6M |
| 毛利率 | — | 61.8% |
| 营业利润率 | 55.3% | 34.6% |
| 净利率 | 41.7% | 27.6% |
| 营收同比 | 4.1% | 11.0% |
| 净利润同比 | 0.0% | 13.9% |
| 每股收益（稀释后） | $0.59 | $2.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RFRMD
| Q2 26 | — | $1.4B | ||
| Q4 25 | $1.3B | $1.4B | ||
| Q3 25 | $1.3B | $1.3B | ||
| Q2 25 | $1.3B | $1.3B | ||
| Q1 25 | $1.2B | $1.3B | ||
| Q4 24 | $1.2B | $1.3B | ||
| Q3 24 | $1.2B | $1.2B | ||
| Q2 24 | $1.2B | $1.2B |
净利润RFRMD
| Q2 26 | — | $392.6M | ||
| Q4 25 | $534.0M | $392.6M | ||
| Q3 25 | $569.0M | $348.5M | ||
| Q2 25 | $563.0M | $379.7M | ||
| Q1 25 | $490.0M | $365.0M | ||
| Q4 24 | $534.0M | $344.6M | ||
| Q3 24 | $490.0M | $311.4M | ||
| Q2 24 | $501.0M | $292.2M |
毛利率RFRMD
| Q2 26 | — | 61.8% | ||
| Q4 25 | — | 61.8% | ||
| Q3 25 | — | 61.5% | ||
| Q2 25 | — | 60.8% | ||
| Q1 25 | — | 59.3% | ||
| Q4 24 | — | 58.6% | ||
| Q3 24 | — | 58.6% | ||
| Q2 24 | — | 58.5% |
营业利润率RFRMD
| Q2 26 | — | 34.6% | ||
| Q4 25 | 55.3% | 34.6% | ||
| Q3 25 | 56.3% | 33.4% | ||
| Q2 25 | 56.1% | 33.7% | ||
| Q1 25 | 52.0% | 33.0% | ||
| Q4 24 | 53.4% | 32.5% | ||
| Q3 24 | 49.9% | 31.6% | ||
| Q2 24 | 52.7% | 31.2% |
净利率RFRMD
| Q2 26 | — | 27.6% | ||
| Q4 25 | 41.7% | 27.6% | ||
| Q3 25 | 45.3% | 26.1% | ||
| Q2 25 | 44.7% | 28.2% | ||
| Q1 25 | 41.0% | 28.3% | ||
| Q4 24 | 43.4% | 26.9% | ||
| Q3 24 | 40.2% | 25.4% | ||
| Q2 24 | 42.2% | 23.9% |
每股收益（稀释后）RFRMD
| Q2 26 | — | $2.68 | ||
| Q4 25 | $0.59 | $2.68 | ||
| Q3 25 | $0.61 | $2.37 | ||
| Q2 25 | $0.59 | $2.58 | ||
| Q1 25 | $0.51 | $2.48 | ||
| Q4 24 | $0.55 | $2.34 | ||
| Q3 24 | $0.49 | $2.11 | ||
| Q2 24 | $0.52 | $1.97 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.4B |
| 总债务越低越好 | $4.1B | $663.8M |
| 股东权益账面价值 | $19.0B | $6.3B |
| 总资产 | $158.8B | $8.5B |
| 负债/权益比越低杠杆越低 | 0.22× | 0.11× |
8季度趋势，按日历期对齐
现金及短期投资RFRMD
| Q2 26 | — | $1.4B | ||
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $932.7M | ||
| Q4 24 | — | $521.9M | ||
| Q3 24 | — | $426.4M | ||
| Q2 24 | — | $238.4M |
总债务RFRMD
| Q2 26 | — | $663.8M | ||
| Q4 25 | $4.1B | $403.9M | ||
| Q3 25 | $4.8B | $408.7M | ||
| Q2 25 | $5.3B | $658.4M | ||
| Q1 25 | $6.0B | $663.1M | ||
| Q4 24 | $6.0B | $662.9M | ||
| Q3 24 | $6.0B | $667.6M | ||
| Q2 24 | $5.1B | $697.3M |
股东权益RFRMD
| Q2 26 | — | $6.3B | ||
| Q4 25 | $19.0B | $6.3B | ||
| Q3 25 | $19.0B | $6.1B | ||
| Q2 25 | $18.7B | $6.0B | ||
| Q1 25 | $18.5B | $5.5B | ||
| Q4 24 | $17.9B | $5.3B | ||
| Q3 24 | $18.7B | $5.2B | ||
| Q2 24 | $17.2B | $4.9B |
总资产RFRMD
| Q2 26 | — | $8.5B | ||
| Q4 25 | $158.8B | $8.5B | ||
| Q3 25 | $159.9B | $8.3B | ||
| Q2 25 | $159.2B | $8.2B | ||
| Q1 25 | $159.8B | $7.6B | ||
| Q4 24 | $157.3B | $7.1B | ||
| Q3 24 | $157.4B | $7.2B | ||
| Q2 24 | $154.1B | $6.9B |
负债/权益比RFRMD
| Q2 26 | — | 0.11× | ||
| Q4 25 | 0.22× | 0.06× | ||
| Q3 25 | 0.25× | 0.07× | ||
| Q2 25 | 0.28× | 0.11× | ||
| Q1 25 | 0.32× | 0.12× | ||
| Q4 24 | 0.34× | 0.13× | ||
| Q3 24 | 0.32× | 0.13× | ||
| Q2 24 | 0.30× | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-319.0M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | -0.60× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流RFRMD
| Q2 26 | — | — | ||
| Q4 25 | $-319.0M | $339.7M | ||
| Q3 25 | $861.0M | $457.3M | ||
| Q2 25 | $573.0M | $538.8M | ||
| Q1 25 | $1.1B | $578.7M | ||
| Q4 24 | $-220.0M | $308.6M | ||
| Q3 24 | $1.3B | $325.5M | ||
| Q2 24 | $161.0M | $440.1M |
自由现金流RFRMD
| Q2 26 | — | — | ||
| Q4 25 | — | $311.2M | ||
| Q3 25 | — | $414.4M | ||
| Q2 25 | — | $508.2M | ||
| Q1 25 | — | $557.9M | ||
| Q4 24 | — | $288.0M | ||
| Q3 24 | — | $307.7M | ||
| Q2 24 | — | $415.2M |
自由现金流率RFRMD
| Q2 26 | — | — | ||
| Q4 25 | — | 21.9% | ||
| Q3 25 | — | 31.0% | ||
| Q2 25 | — | 37.7% | ||
| Q1 25 | — | 43.2% | ||
| Q4 24 | — | 22.5% | ||
| Q3 24 | — | 25.1% | ||
| Q2 24 | — | 33.9% |
资本支出强度RFRMD
| Q2 26 | — | — | ||
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 2.3% | ||
| Q1 25 | — | 1.6% | ||
| Q4 24 | — | 1.6% | ||
| Q3 24 | — | 1.5% | ||
| Q2 24 | — | 2.0% |
现金转化率RFRMD
| Q2 26 | — | — | ||
| Q4 25 | -0.60× | 0.87× | ||
| Q3 25 | 1.51× | 1.31× | ||
| Q2 25 | 1.02× | 1.42× | ||
| Q1 25 | 2.18× | 1.59× | ||
| Q4 24 | -0.41× | 0.90× | ||
| Q3 24 | 2.57× | 1.05× | ||
| Q2 24 | 0.32× | 1.51× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
RMD
暂无分部数据
