vs
Regions Financial Corporation（RF）与Construction Partners, Inc.（ROAD）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是Construction Partners, Inc.的1.6倍（$1.3B vs $809.5M），Regions Financial Corporation净利率更高（41.7% vs 2.1%，领先39.6%），Construction Partners, Inc.同比增速更快（44.1% vs 4.1%），过去两年Construction Partners, Inc.的营收复合增速更高（47.6% vs 4.0%）
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
亚历山大建筑公司是总部位于美国加利福尼亚州棕榈泉的住宅开发企业，1955年至1965年期间在加州河滨县科切拉谷区域累计建成超过2200套住宅，在当地住宅建设市场拥有出色的项目交付记录。
RF vs ROAD — 直观对比
营收规模更大
RF
是对方的1.6倍
$809.5M
营收增速更快
ROAD
高出40.0%
4.1%
净利率更高
RF
高出39.6%
2.1%
两年增速更快
ROAD
近两年复合增速
4.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $809.5M |
| 净利润 | $534.0M | $17.2M |
| 毛利率 | — | 15.0% |
| 营业利润率 | 55.3% | 6.2% |
| 净利率 | 41.7% | 2.1% |
| 营收同比 | 4.1% | 44.1% |
| 净利润同比 | 0.0% | 663.9% |
| 每股收益（稀释后） | $0.59 | $0.31 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RFROAD
| Q4 25 | $1.3B | $809.5M | ||
| Q3 25 | $1.3B | $899.8M | ||
| Q2 25 | $1.3B | $779.3M | ||
| Q1 25 | $1.2B | $571.6M | ||
| Q4 24 | $1.2B | $561.6M | ||
| Q3 24 | $1.2B | $538.2M | ||
| Q2 24 | $1.2B | $517.8M | ||
| Q1 24 | $1.2B | $371.4M |
净利润RFROAD
| Q4 25 | $534.0M | $17.2M | ||
| Q3 25 | $569.0M | $56.6M | ||
| Q2 25 | $563.0M | $44.0M | ||
| Q1 25 | $490.0M | $4.2M | ||
| Q4 24 | $534.0M | $-3.1M | ||
| Q3 24 | $490.0M | $29.3M | ||
| Q2 24 | $501.0M | $30.9M | ||
| Q1 24 | $368.0M | $-1.1M |
毛利率RFROAD
| Q4 25 | — | 15.0% | ||
| Q3 25 | — | 17.7% | ||
| Q2 25 | — | 16.9% | ||
| Q1 25 | — | 12.5% | ||
| Q4 24 | — | 13.6% | ||
| Q3 24 | — | 15.6% | ||
| Q2 24 | — | 16.1% | ||
| Q1 24 | — | 10.4% |
营业利润率RFROAD
| Q4 25 | 55.3% | 6.2% | ||
| Q3 25 | 56.3% | 11.2% | ||
| Q2 25 | 56.1% | 10.6% | ||
| Q1 25 | 52.0% | 4.8% | ||
| Q4 24 | 53.4% | 2.5% | ||
| Q3 24 | 49.9% | 8.5% | ||
| Q2 24 | 52.7% | 8.8% | ||
| Q1 24 | 39.2% | 0.8% |
净利率RFROAD
| Q4 25 | 41.7% | 2.1% | ||
| Q3 25 | 45.3% | 6.3% | ||
| Q2 25 | 44.7% | 5.7% | ||
| Q1 25 | 41.0% | 0.7% | ||
| Q4 24 | 43.4% | -0.5% | ||
| Q3 24 | 40.2% | 5.4% | ||
| Q2 24 | 42.2% | 6.0% | ||
| Q1 24 | 31.1% | -0.3% |
每股收益（稀释后）RFROAD
| Q4 25 | $0.59 | $0.31 | ||
| Q3 25 | $0.61 | $1.03 | ||
| Q2 25 | $0.59 | $0.79 | ||
| Q1 25 | $0.51 | $0.08 | ||
| Q4 24 | $0.55 | $-0.06 | ||
| Q3 24 | $0.49 | $0.55 | ||
| Q2 24 | $0.52 | $0.59 | ||
| Q1 24 | $0.37 | $-0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $104.1M |
| 总债务越低越好 | $4.1B | — |
| 股东权益账面价值 | $19.0B | $969.1M |
| 总资产 | $158.8B | $3.4B |
| 负债/权益比越低杠杆越低 | 0.22× | — |
8季度趋势，按日历期对齐
现金及短期投资RFROAD
| Q4 25 | — | $104.1M | ||
| Q3 25 | — | $156.1M | ||
| Q2 25 | — | $114.3M | ||
| Q1 25 | — | $101.9M | ||
| Q4 24 | — | $132.5M | ||
| Q3 24 | — | $74.7M | ||
| Q2 24 | — | $56.3M | ||
| Q1 24 | — | $48.0M |
总债务RFROAD
| Q4 25 | $4.1B | — | ||
| Q3 25 | $4.8B | $1.6B | ||
| Q2 25 | $5.3B | — | ||
| Q1 25 | $6.0B | — | ||
| Q4 24 | $6.0B | — | ||
| Q3 24 | $6.0B | $515.0M | ||
| Q2 24 | $5.1B | — | ||
| Q1 24 | $3.3B | — |
股东权益RFROAD
| Q4 25 | $19.0B | $969.1M | ||
| Q3 25 | $19.0B | $912.0M | ||
| Q2 25 | $18.7B | $853.3M | ||
| Q1 25 | $18.5B | $807.9M | ||
| Q4 24 | $17.9B | $811.1M | ||
| Q3 24 | $18.7B | $573.7M | ||
| Q2 24 | $17.2B | $552.9M | ||
| Q1 24 | $17.0B | $525.0M |
总资产RFROAD
| Q4 25 | $158.8B | $3.4B | ||
| Q3 25 | $159.9B | $3.2B | ||
| Q2 25 | $159.2B | $2.9B | ||
| Q1 25 | $159.8B | $2.8B | ||
| Q4 24 | $157.3B | $2.6B | ||
| Q3 24 | $157.4B | $1.5B | ||
| Q2 24 | $154.1B | $1.4B | ||
| Q1 24 | $154.9B | $1.3B |
负债/权益比RFROAD
| Q4 25 | 0.22× | — | ||
| Q3 25 | 0.25× | 1.78× | ||
| Q2 25 | 0.28× | — | ||
| Q1 25 | 0.32× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | 0.32× | 0.90× | ||
| Q2 24 | 0.30× | — | ||
| Q1 24 | 0.20× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-319.0M | $82.6M |
| 自由现金流经营现金流 - 资本支出 | — | $47.1M |
| 自由现金流率自由现金流/营收 | — | 5.8% |
| 资本支出强度资本支出/营收 | — | 4.4% |
| 现金转化率经营现金流/净利润 | -0.60× | 4.80× |
| 过去12个月自由现金流最近4个季度 | — | $186.6M |
8季度趋势，按日历期对齐
经营现金流RFROAD
| Q4 25 | $-319.0M | $82.6M | ||
| Q3 25 | $861.0M | $112.0M | ||
| Q2 25 | $573.0M | $83.0M | ||
| Q1 25 | $1.1B | $55.6M | ||
| Q4 24 | $-220.0M | $40.7M | ||
| Q3 24 | $1.3B | $95.9M | ||
| Q2 24 | $161.0M | $34.6M | ||
| Q1 24 | $396.0M | $18.2M |
自由现金流RFROAD
| Q4 25 | — | $47.1M | ||
| Q3 25 | — | $78.9M | ||
| Q2 25 | — | $46.4M | ||
| Q1 25 | — | $14.2M | ||
| Q4 24 | — | $13.8M | ||
| Q3 24 | — | $78.4M | ||
| Q2 24 | — | $19.7M | ||
| Q1 24 | — | $-10.6M |
自由现金流率RFROAD
| Q4 25 | — | 5.8% | ||
| Q3 25 | — | 8.8% | ||
| Q2 25 | — | 5.9% | ||
| Q1 25 | — | 2.5% | ||
| Q4 24 | — | 2.5% | ||
| Q3 24 | — | 14.6% | ||
| Q2 24 | — | 3.8% | ||
| Q1 24 | — | -2.8% |
资本支出强度RFROAD
| Q4 25 | — | 4.4% | ||
| Q3 25 | — | 3.7% | ||
| Q2 25 | — | 4.7% | ||
| Q1 25 | — | 7.2% | ||
| Q4 24 | — | 4.8% | ||
| Q3 24 | — | 3.3% | ||
| Q2 24 | — | 2.9% | ||
| Q1 24 | — | 7.7% |
现金转化率RFROAD
| Q4 25 | -0.60× | 4.80× | ||
| Q3 25 | 1.51× | 1.98× | ||
| Q2 25 | 1.02× | 1.88× | ||
| Q1 25 | 2.18× | 13.20× | ||
| Q4 24 | -0.41× | — | ||
| Q3 24 | 2.57× | 3.27× | ||
| Q2 24 | 0.32× | 1.12× | ||
| Q1 24 | 1.08× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
ROAD
暂无分部数据
