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Regions Financial Corporation（RF）与Roper Technologies（ROP）财务数据对比。点击上方公司名可切换其他公司
Roper Technologies的季度营收约是Regions Financial Corporation的1.6倍（$2.1B vs $1.3B），Regions Financial Corporation净利率更高（41.7% vs 15.8%，领先25.9%），Roper Technologies同比增速更快（11.3% vs 4.1%），过去两年Roper Technologies的营收复合增速更高（10.5% vs 4.0%）
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
罗珀技术公司是一家专注于科技领域的控股企业，通过持有并运营多家不同细分赛道的科技公司，在科技产业投资与资产管理领域形成了成熟的业务体系，在全球相关市场具备较高的行业影响力。
RF vs ROP — 直观对比
营收规模更大
ROP
是对方的1.6倍
$1.3B
营收增速更快
ROP
高出7.1%
4.1%
净利率更高
RF
高出25.9%
15.8%
两年增速更快
ROP
近两年复合增速
4.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $2.1B |
| 净利润 | $534.0M | $331.0M |
| 毛利率 | — | 69.4% |
| 营业利润率 | 55.3% | 27.2% |
| 净利率 | 41.7% | 15.8% |
| 营收同比 | 4.1% | 11.3% |
| 净利润同比 | 0.0% | 53.7% |
| 每股收益（稀释后） | $0.59 | $4.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RFROP
| Q1 26 | — | $2.1B | ||
| Q4 25 | $1.3B | $2.1B | ||
| Q3 25 | $1.3B | $2.0B | ||
| Q2 25 | $1.3B | $1.9B | ||
| Q1 25 | $1.2B | $1.9B | ||
| Q4 24 | $1.2B | $1.9B | ||
| Q3 24 | $1.2B | $1.8B | ||
| Q2 24 | $1.2B | $1.7B |
净利润RFROP
| Q1 26 | — | $331.0M | ||
| Q4 25 | $534.0M | $428.4M | ||
| Q3 25 | $569.0M | $398.5M | ||
| Q2 25 | $563.0M | $378.3M | ||
| Q1 25 | $490.0M | $331.1M | ||
| Q4 24 | $534.0M | $462.3M | ||
| Q3 24 | $490.0M | $367.9M | ||
| Q2 24 | $501.0M | $337.1M |
毛利率RFROP
| Q1 26 | — | 69.4% | ||
| Q4 25 | — | 69.5% | ||
| Q3 25 | — | 69.5% | ||
| Q2 25 | — | 69.2% | ||
| Q1 25 | — | 68.7% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 69.2% | ||
| Q2 24 | — | 69.5% |
营业利润率RFROP
| Q1 26 | — | 27.2% | ||
| Q4 25 | 55.3% | 28.6% | ||
| Q3 25 | 56.3% | 28.4% | ||
| Q2 25 | 56.1% | 28.2% | ||
| Q1 25 | 52.0% | 27.9% | ||
| Q4 24 | 53.4% | 28.0% | ||
| Q3 24 | 49.9% | 28.1% | ||
| Q2 24 | 52.7% | 28.8% |
净利率RFROP
| Q1 26 | — | 15.8% | ||
| Q4 25 | 41.7% | 20.8% | ||
| Q3 25 | 45.3% | 19.8% | ||
| Q2 25 | 44.7% | 19.5% | ||
| Q1 25 | 41.0% | 17.6% | ||
| Q4 24 | 43.4% | 24.6% | ||
| Q3 24 | 40.2% | 20.8% | ||
| Q2 24 | 42.2% | 19.6% |
每股收益（稀释后）RFROP
| Q1 26 | — | $4.87 | ||
| Q4 25 | $0.59 | $3.97 | ||
| Q3 25 | $0.61 | $3.68 | ||
| Q2 25 | $0.59 | $3.49 | ||
| Q1 25 | $0.51 | $3.06 | ||
| Q4 24 | $0.55 | $4.29 | ||
| Q3 24 | $0.49 | $3.40 | ||
| Q2 24 | $0.52 | $3.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $382.9M |
| 总债务越低越好 | $4.1B | $9.7B |
| 股东权益账面价值 | $19.0B | $18.8B |
| 总资产 | $158.8B | $34.6B |
| 负债/权益比越低杠杆越低 | 0.22× | 0.52× |
8季度趋势，按日历期对齐
现金及短期投资RFROP
| Q1 26 | — | $382.9M | ||
| Q4 25 | — | $297.4M | ||
| Q3 25 | — | $320.0M | ||
| Q2 25 | — | $242.4M | ||
| Q1 25 | — | $372.8M | ||
| Q4 24 | — | $188.2M | ||
| Q3 24 | — | $269.6M | ||
| Q2 24 | — | $251.5M |
总债务RFROP
| Q1 26 | — | $9.7B | ||
| Q4 25 | $4.1B | $9.3B | ||
| Q3 25 | $4.8B | — | ||
| Q2 25 | $5.3B | — | ||
| Q1 25 | $6.0B | — | ||
| Q4 24 | $6.0B | $7.6B | ||
| Q3 24 | $6.0B | — | ||
| Q2 24 | $5.1B | — |
股东权益RFROP
| Q1 26 | — | $18.8B | ||
| Q4 25 | $19.0B | $19.9B | ||
| Q3 25 | $19.0B | $20.0B | ||
| Q2 25 | $18.7B | $19.6B | ||
| Q1 25 | $18.5B | $19.2B | ||
| Q4 24 | $17.9B | $18.9B | ||
| Q3 24 | $18.7B | $18.5B | ||
| Q2 24 | $17.2B | $18.1B |
总资产RFROP
| Q1 26 | — | $34.6B | ||
| Q4 25 | $158.8B | $34.6B | ||
| Q3 25 | $159.9B | $34.6B | ||
| Q2 25 | $159.2B | $33.2B | ||
| Q1 25 | $159.8B | $31.4B | ||
| Q4 24 | $157.3B | $31.3B | ||
| Q3 24 | $157.4B | $31.6B | ||
| Q2 24 | $154.1B | $29.8B |
负债/权益比RFROP
| Q1 26 | — | 0.52× | ||
| Q4 25 | 0.22× | 0.47× | ||
| Q3 25 | 0.25× | — | ||
| Q2 25 | 0.28× | — | ||
| Q1 25 | 0.32× | — | ||
| Q4 24 | 0.34× | 0.40× | ||
| Q3 24 | 0.32× | — | ||
| Q2 24 | 0.30× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-319.0M | — |
| 自由现金流经营现金流 - 资本支出 | — | $507.0M |
| 自由现金流率自由现金流/营收 | — | 24.2% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | -0.60× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流RFROP
| Q1 26 | — | — | ||
| Q4 25 | $-319.0M | $738.0M | ||
| Q3 25 | $861.0M | $869.5M | ||
| Q2 25 | $573.0M | $404.1M | ||
| Q1 25 | $1.1B | $528.7M | ||
| Q4 24 | $-220.0M | $722.2M | ||
| Q3 24 | $1.3B | $755.4M | ||
| Q2 24 | $161.0M | $384.1M |
自由现金流RFROP
| Q1 26 | — | $507.0M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率RFROP
| Q1 26 | — | 24.2% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
资本支出强度RFROP
| Q1 26 | — | 0.5% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率RFROP
| Q1 26 | — | — | ||
| Q4 25 | -0.60× | 1.72× | ||
| Q3 25 | 1.51× | 2.18× | ||
| Q2 25 | 1.02× | 1.07× | ||
| Q1 25 | 2.18× | 1.60× | ||
| Q4 24 | -0.41× | 1.56× | ||
| Q3 24 | 2.57× | 2.05× | ||
| Q2 24 | 0.32× | 1.14× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
ROP
暂无分部数据
