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Regions Financial Corporation（RF）与Sylvamo Corp（SLVM）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是Sylvamo Corp的1.4倍（$1.3B vs $890.0M），Regions Financial Corporation净利率更高（41.7% vs 3.7%，领先38.0%），Regions Financial Corporation同比增速更快（4.1% vs -8.2%），过去两年Regions Financial Corporation的营收复合增速更高（4.0% vs -0.8%）
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
西尔瓦莫公司是全球领先的可持续纸浆与纸品生产商，核心产品包括非涂布印刷纸、包装纸及商用纸浆，业务覆盖北美、欧洲、拉美地区，服务办公耗材、出版、商业印刷、包装等多个领域。
RF vs SLVM — 直观对比
营收规模更大
RF
是对方的1.4倍
$890.0M
营收增速更快
RF
高出12.4%
-8.2%
净利率更高
RF
高出38.0%
3.7%
两年增速更快
RF
近两年复合增速
-0.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $890.0M |
| 净利润 | $534.0M | $33.0M |
| 毛利率 | — | — |
| 营业利润率 | 55.3% | 8.9% |
| 净利率 | 41.7% | 3.7% |
| 营收同比 | 4.1% | -8.2% |
| 净利润同比 | 0.0% | -59.3% |
| 每股收益（稀释后） | $0.59 | $0.81 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RFSLVM
| Q4 25 | $1.3B | $890.0M | ||
| Q3 25 | $1.3B | $846.0M | ||
| Q2 25 | $1.3B | $794.0M | ||
| Q1 25 | $1.2B | $821.0M | ||
| Q4 24 | $1.2B | $970.0M | ||
| Q3 24 | $1.2B | $965.0M | ||
| Q2 24 | $1.2B | $933.0M | ||
| Q1 24 | $1.2B | $905.0M |
净利润RFSLVM
| Q4 25 | $534.0M | $33.0M | ||
| Q3 25 | $569.0M | $57.0M | ||
| Q2 25 | $563.0M | $15.0M | ||
| Q1 25 | $490.0M | $27.0M | ||
| Q4 24 | $534.0M | $81.0M | ||
| Q3 24 | $490.0M | $95.0M | ||
| Q2 24 | $501.0M | $83.0M | ||
| Q1 24 | $368.0M | $43.0M |
营业利润率RFSLVM
| Q4 25 | 55.3% | 8.9% | ||
| Q3 25 | 56.3% | 11.6% | ||
| Q2 25 | 56.1% | 3.8% | ||
| Q1 25 | 52.0% | 5.4% | ||
| Q4 24 | 53.4% | 11.2% | ||
| Q3 24 | 49.9% | 15.5% | ||
| Q2 24 | 52.7% | 13.1% | ||
| Q1 24 | 39.2% | 8.0% |
净利率RFSLVM
| Q4 25 | 41.7% | 3.7% | ||
| Q3 25 | 45.3% | 6.7% | ||
| Q2 25 | 44.7% | 1.9% | ||
| Q1 25 | 41.0% | 3.3% | ||
| Q4 24 | 43.4% | 8.4% | ||
| Q3 24 | 40.2% | 9.8% | ||
| Q2 24 | 42.2% | 8.9% | ||
| Q1 24 | 31.1% | 4.8% |
每股收益（稀释后）RFSLVM
| Q4 25 | $0.59 | $0.81 | ||
| Q3 25 | $0.61 | $1.41 | ||
| Q2 25 | $0.59 | $0.37 | ||
| Q1 25 | $0.51 | $0.65 | ||
| Q4 24 | $0.55 | $1.91 | ||
| Q3 24 | $0.49 | $2.27 | ||
| Q2 24 | $0.52 | $1.98 | ||
| Q1 24 | $0.37 | $1.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $198.0M |
| 总债务越低越好 | $4.1B | $763.0M |
| 股东权益账面价值 | $19.0B | $966.0M |
| 总资产 | $158.8B | $2.8B |
| 负债/权益比越低杠杆越低 | 0.22× | 0.79× |
8季度趋势，按日历期对齐
现金及短期投资RFSLVM
| Q4 25 | — | $198.0M | ||
| Q3 25 | — | $146.0M | ||
| Q2 25 | — | $183.0M | ||
| Q1 25 | — | $220.0M | ||
| Q4 24 | — | $309.0M | ||
| Q3 24 | — | $414.0M | ||
| Q2 24 | — | $213.0M | ||
| Q1 24 | — | $218.0M |
总债务RFSLVM
| Q4 25 | $4.1B | $763.0M | ||
| Q3 25 | $4.8B | $778.0M | ||
| Q2 25 | $5.3B | $767.0M | ||
| Q1 25 | $6.0B | $794.0M | ||
| Q4 24 | $6.0B | $782.0M | ||
| Q3 24 | $6.0B | $883.0M | ||
| Q2 24 | $5.1B | $894.0M | ||
| Q1 24 | $3.3B | $921.0M |
股东权益RFSLVM
| Q4 25 | $19.0B | $966.0M | ||
| Q3 25 | $19.0B | $977.0M | ||
| Q2 25 | $18.7B | $959.0M | ||
| Q1 25 | $18.5B | $908.0M | ||
| Q4 24 | $17.9B | $847.0M | ||
| Q3 24 | $18.7B | $937.0M | ||
| Q2 24 | $17.2B | $830.0M | ||
| Q1 24 | $17.0B | $889.0M |
总资产RFSLVM
| Q4 25 | $158.8B | $2.8B | ||
| Q3 25 | $159.9B | $2.7B | ||
| Q2 25 | $159.2B | $2.7B | ||
| Q1 25 | $159.8B | $2.6B | ||
| Q4 24 | $157.3B | $2.6B | ||
| Q3 24 | $157.4B | $2.9B | ||
| Q2 24 | $154.1B | $2.7B | ||
| Q1 24 | $154.9B | $2.6B |
负债/权益比RFSLVM
| Q4 25 | 0.22× | 0.79× | ||
| Q3 25 | 0.25× | 0.80× | ||
| Q2 25 | 0.28× | 0.80× | ||
| Q1 25 | 0.32× | 0.87× | ||
| Q4 24 | 0.34× | 0.92× | ||
| Q3 24 | 0.32× | 0.94× | ||
| Q2 24 | 0.30× | 1.08× | ||
| Q1 24 | 0.20× | 1.04× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-319.0M | $94.0M |
| 自由现金流经营现金流 - 资本支出 | — | $38.0M |
| 自由现金流率自由现金流/营收 | — | 4.3% |
| 资本支出强度资本支出/营收 | — | 6.3% |
| 现金转化率经营现金流/净利润 | -0.60× | 2.85× |
| 过去12个月自由现金流最近4个季度 | — | $44.0M |
8季度趋势，按日历期对齐
经营现金流RFSLVM
| Q4 25 | $-319.0M | $94.0M | ||
| Q3 25 | $861.0M | $87.0M | ||
| Q2 25 | $573.0M | $64.0M | ||
| Q1 25 | $1.1B | $23.0M | ||
| Q4 24 | $-220.0M | $164.0M | ||
| Q3 24 | $1.3B | $163.0M | ||
| Q2 24 | $161.0M | $115.0M | ||
| Q1 24 | $396.0M | $27.0M |
自由现金流RFSLVM
| Q4 25 | — | $38.0M | ||
| Q3 25 | — | $33.0M | ||
| Q2 25 | — | $-2.0M | ||
| Q1 25 | — | $-25.0M | ||
| Q4 24 | — | $100.0M | ||
| Q3 24 | — | $119.0M | ||
| Q2 24 | — | $62.0M | ||
| Q1 24 | — | $-33.0M |
自由现金流率RFSLVM
| Q4 25 | — | 4.3% | ||
| Q3 25 | — | 3.9% | ||
| Q2 25 | — | -0.3% | ||
| Q1 25 | — | -3.0% | ||
| Q4 24 | — | 10.3% | ||
| Q3 24 | — | 12.3% | ||
| Q2 24 | — | 6.6% | ||
| Q1 24 | — | -3.6% |
资本支出强度RFSLVM
| Q4 25 | — | 6.3% | ||
| Q3 25 | — | 6.4% | ||
| Q2 25 | — | 8.3% | ||
| Q1 25 | — | 5.8% | ||
| Q4 24 | — | 6.6% | ||
| Q3 24 | — | 4.6% | ||
| Q2 24 | — | 5.7% | ||
| Q1 24 | — | 6.6% |
现金转化率RFSLVM
| Q4 25 | -0.60× | 2.85× | ||
| Q3 25 | 1.51× | 1.53× | ||
| Q2 25 | 1.02× | 4.27× | ||
| Q1 25 | 2.18× | 0.85× | ||
| Q4 24 | -0.41× | 2.02× | ||
| Q3 24 | 2.57× | 1.72× | ||
| Q2 24 | 0.32× | 1.39× | ||
| Q1 24 | 1.08× | 0.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
SLVM
暂无分部数据
