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Regions Financial Corporation（RF）与森萨塔科技（ST）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是森萨塔科技的1.4倍（$1.3B vs $934.8M），Regions Financial Corporation净利率更高（41.7% vs 9.3%，领先32.4%），Regions Financial Corporation同比增速更快（4.1% vs 2.6%），过去两年Regions Financial Corporation的营收复合增速更高（4.0% vs -5.0%）
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
森萨塔科技控股有限公司是全球领先的工业科技企业，主营传感器、电气保护及控制解决方案的研发、生产与销售，产品覆盖汽车、工业、航空航天、暖通空调、电信等多个下游领域，服务全球制造类企业客户。
RF vs ST — 直观对比
营收规模更大
RF
是对方的1.4倍
$934.8M
营收增速更快
RF
高出1.6%
2.6%
净利率更高
RF
高出32.4%
9.3%
两年增速更快
RF
近两年复合增速
-5.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $934.8M |
| 净利润 | $534.0M | $87.1M |
| 毛利率 | — | 30.6% |
| 营业利润率 | 55.3% | 15.1% |
| 净利率 | 41.7% | 9.3% |
| 营收同比 | 4.1% | 2.6% |
| 净利润同比 | 0.0% | 24.6% |
| 每股收益（稀释后） | $0.59 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RFST
| Q1 26 | — | $934.8M | ||
| Q4 25 | $1.3B | $917.9M | ||
| Q3 25 | $1.3B | $932.0M | ||
| Q2 25 | $1.3B | $943.4M | ||
| Q1 25 | $1.2B | $911.3M | ||
| Q4 24 | $1.2B | $907.7M | ||
| Q3 24 | $1.2B | $982.8M | ||
| Q2 24 | $1.2B | $1.0B |
净利润RFST
| Q1 26 | — | $87.1M | ||
| Q4 25 | $534.0M | $63.2M | ||
| Q3 25 | $569.0M | $-162.5M | ||
| Q2 25 | $563.0M | $60.7M | ||
| Q1 25 | $490.0M | $69.9M | ||
| Q4 24 | $534.0M | $5.8M | ||
| Q3 24 | $490.0M | $-25.0M | ||
| Q2 24 | $501.0M | $71.7M |
毛利率RFST
| Q1 26 | — | 30.6% | ||
| Q4 25 | — | 29.0% | ||
| Q3 25 | — | 27.8% | ||
| Q2 25 | — | 30.3% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 27.1% | ||
| Q3 24 | — | 28.6% | ||
| Q2 24 | — | 30.0% |
营业利润率RFST
| Q1 26 | — | 15.1% | ||
| Q4 25 | 55.3% | 10.9% | ||
| Q3 25 | 56.3% | -13.2% | ||
| Q2 25 | 56.1% | 14.6% | ||
| Q1 25 | 52.0% | 13.4% | ||
| Q4 24 | 53.4% | 8.1% | ||
| Q3 24 | 49.9% | -20.3% | ||
| Q2 24 | 52.7% | 12.5% |
净利率RFST
| Q1 26 | — | 9.3% | ||
| Q4 25 | 41.7% | 6.9% | ||
| Q3 25 | 45.3% | -17.4% | ||
| Q2 25 | 44.7% | 6.4% | ||
| Q1 25 | 41.0% | 7.7% | ||
| Q4 24 | 43.4% | 0.6% | ||
| Q3 24 | 40.2% | -2.5% | ||
| Q2 24 | 42.2% | 6.9% |
每股收益（稀释后）RFST
| Q1 26 | — | $0.59 | ||
| Q4 25 | $0.59 | $0.45 | ||
| Q3 25 | $0.61 | $-1.12 | ||
| Q2 25 | $0.59 | $0.41 | ||
| Q1 25 | $0.51 | $0.47 | ||
| Q4 24 | $0.55 | $0.05 | ||
| Q3 24 | $0.49 | $-0.17 | ||
| Q2 24 | $0.52 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $635.1M |
| 总债务越低越好 | $4.1B | — |
| 股东权益账面价值 | $19.0B | $2.9B |
| 总资产 | $158.8B | $6.8B |
| 负债/权益比越低杠杆越低 | 0.22× | — |
8季度趋势，按日历期对齐
现金及短期投资RFST
| Q1 26 | — | $635.1M | ||
| Q4 25 | — | $573.0M | ||
| Q3 25 | — | $791.3M | ||
| Q2 25 | — | $661.8M | ||
| Q1 25 | — | $588.1M | ||
| Q4 24 | — | $593.7M | ||
| Q3 24 | — | $506.2M | ||
| Q2 24 | — | $1.0B |
总债务RFST
| Q1 26 | — | — | ||
| Q4 25 | $4.1B | $2.8B | ||
| Q3 25 | $4.8B | — | ||
| Q2 25 | $5.3B | — | ||
| Q1 25 | $6.0B | — | ||
| Q4 24 | $6.0B | $3.2B | ||
| Q3 24 | $6.0B | — | ||
| Q2 24 | $5.1B | — |
股东权益RFST
| Q1 26 | — | $2.9B | ||
| Q4 25 | $19.0B | $2.8B | ||
| Q3 25 | $19.0B | $2.7B | ||
| Q2 25 | $18.7B | $2.9B | ||
| Q1 25 | $18.5B | $2.8B | ||
| Q4 24 | $17.9B | $2.9B | ||
| Q3 24 | $18.7B | $3.0B | ||
| Q2 24 | $17.2B | $3.0B |
总资产RFST
| Q1 26 | — | $6.8B | ||
| Q4 25 | $158.8B | $6.8B | ||
| Q3 25 | $159.9B | $7.1B | ||
| Q2 25 | $159.2B | $7.3B | ||
| Q1 25 | $159.8B | $7.2B | ||
| Q4 24 | $157.3B | $7.1B | ||
| Q3 24 | $157.4B | $7.3B | ||
| Q2 24 | $154.1B | $8.2B |
负债/权益比RFST
| Q1 26 | — | — | ||
| Q4 25 | 0.22× | 1.02× | ||
| Q3 25 | 0.25× | — | ||
| Q2 25 | 0.28× | — | ||
| Q1 25 | 0.32× | — | ||
| Q4 24 | 0.34× | 1.11× | ||
| Q3 24 | 0.32× | — | ||
| Q2 24 | 0.30× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-319.0M | $122.5M |
| 自由现金流经营现金流 - 资本支出 | — | $104.6M |
| 自由现金流率自由现金流/营收 | — | 11.2% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | -0.60× | 1.41× |
| 过去12个月自由现金流最近4个季度 | — | $508.3M |
8季度趋势，按日历期对齐
经营现金流RFST
| Q1 26 | — | $122.5M | ||
| Q4 25 | $-319.0M | $201.5M | ||
| Q3 25 | $861.0M | $159.9M | ||
| Q2 25 | $573.0M | $140.9M | ||
| Q1 25 | $1.1B | $119.2M | ||
| Q4 24 | $-220.0M | $170.7M | ||
| Q3 24 | $1.3B | $130.9M | ||
| Q2 24 | $161.0M | $143.5M |
自由现金流RFST
| Q1 26 | — | $104.6M | ||
| Q4 25 | — | $151.9M | ||
| Q3 25 | — | $136.2M | ||
| Q2 25 | — | $115.5M | ||
| Q1 25 | — | $86.6M | ||
| Q4 24 | — | $138.9M | ||
| Q3 24 | — | $91.3M | ||
| Q2 24 | — | $98.4M |
自由现金流率RFST
| Q1 26 | — | 11.2% | ||
| Q4 25 | — | 16.6% | ||
| Q3 25 | — | 14.6% | ||
| Q2 25 | — | 12.2% | ||
| Q1 25 | — | 9.5% | ||
| Q4 24 | — | 15.3% | ||
| Q3 24 | — | 9.3% | ||
| Q2 24 | — | 9.5% |
资本支出强度RFST
| Q1 26 | — | — | ||
| Q4 25 | — | 5.4% | ||
| Q3 25 | — | 2.5% | ||
| Q2 25 | — | 2.7% | ||
| Q1 25 | — | 3.6% | ||
| Q4 24 | — | 3.5% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 4.4% |
现金转化率RFST
| Q1 26 | — | 1.41× | ||
| Q4 25 | -0.60× | 3.19× | ||
| Q3 25 | 1.51× | — | ||
| Q2 25 | 1.02× | 2.32× | ||
| Q1 25 | 2.18× | 1.70× | ||
| Q4 24 | -0.41× | 29.50× | ||
| Q3 24 | 2.57× | — | ||
| Q2 24 | 0.32× | 2.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
ST
暂无分部数据
