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Regions Financial Corporation（RF）与希捷科技（STX）财务数据对比。点击上方公司名可切换其他公司
希捷科技的季度营收约是Regions Financial Corporation的1.7倍（$3.1B vs $1.9B），Regions Financial Corporation净利率更高（29.8% vs 24.0%，领先5.8%），希捷科技同比增速更快（44.1% vs 5.0%），过去两年Regions Financial Corporation的营收复合增速更高（25.7% vs 19.8%）
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
希捷科技是全球知名的美国数据存储企业，1978年注册成立时名为舒加特科技，1979年正式开展业务，2010年起注册地变更为爱尔兰都柏林，运营总部设在美国加利福尼亚州弗里蒙特，面向全球市场提供专业的数据存储产品与解决方案。
RF vs STX — 直观对比
营收规模更大
STX
是对方的1.7倍
$1.9B
营收增速更快
STX
高出39.1%
5.0%
净利率更高
RF
高出5.8%
24.0%
两年增速更快
RF
近两年复合增速
19.8%
损益表 — Q1 FY2026 vs Q1 FY2027
| 指标 | | |
|---|---|---|
| 营收 | $1.9B | $3.1B |
| 净利润 | $559.0M | $748.0M |
| 毛利率 | — | 46.5% |
| 营业利润率 | — | 32.1% |
| 净利率 | 29.8% | 24.0% |
| 营收同比 | 5.0% | 44.1% |
| 净利润同比 | — | 120.0% |
| 每股收益（稀释后） | $0.62 | $3.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RFSTX
| Q3 26 | — | $3.1B | ||
| Q1 26 | $1.9B | $2.8B | ||
| Q4 25 | $1.3B | $2.6B | ||
| Q3 25 | $1.3B | — | ||
| Q2 25 | $1.3B | $2.4B | ||
| Q1 25 | $1.2B | $2.2B | ||
| Q4 24 | $1.2B | $2.3B | ||
| Q3 24 | $1.2B | $2.2B |
净利润RFSTX
| Q3 26 | — | $748.0M | ||
| Q1 26 | $559.0M | $593.0M | ||
| Q4 25 | $534.0M | $549.0M | ||
| Q3 25 | $569.0M | — | ||
| Q2 25 | $563.0M | $488.0M | ||
| Q1 25 | $490.0M | $340.0M | ||
| Q4 24 | $534.0M | $336.0M | ||
| Q3 24 | $490.0M | $305.0M |
毛利率RFSTX
| Q3 26 | — | 46.5% | ||
| Q1 26 | — | 41.6% | ||
| Q4 25 | — | 39.4% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 37.4% | ||
| Q1 25 | — | 35.2% | ||
| Q4 24 | — | 34.9% | ||
| Q3 24 | — | 32.9% |
营业利润率RFSTX
| Q3 26 | — | 32.1% | ||
| Q1 26 | — | 29.8% | ||
| Q4 25 | 55.3% | 26.4% | ||
| Q3 25 | 56.3% | — | ||
| Q2 25 | 56.1% | 23.2% | ||
| Q1 25 | 52.0% | 20.0% | ||
| Q4 24 | 53.4% | 21.0% | ||
| Q3 24 | 49.9% | 18.6% |
净利率RFSTX
| Q3 26 | — | 24.0% | ||
| Q1 26 | 29.8% | 21.0% | ||
| Q4 25 | 41.7% | 20.9% | ||
| Q3 25 | 45.3% | — | ||
| Q2 25 | 44.7% | 20.0% | ||
| Q1 25 | 41.0% | 15.7% | ||
| Q4 24 | 43.4% | 14.5% | ||
| Q3 24 | 40.2% | 14.1% |
每股收益（稀释后）RFSTX
| Q3 26 | — | $3.27 | ||
| Q1 26 | $0.62 | $2.60 | ||
| Q4 25 | $0.59 | $2.43 | ||
| Q3 25 | $0.61 | — | ||
| Q2 25 | $0.59 | $2.24 | ||
| Q1 25 | $0.51 | $1.57 | ||
| Q4 24 | $0.55 | $1.55 | ||
| Q3 24 | $0.49 | $1.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.1B |
| 总债务越低越好 | $6.3B | $3.9B |
| 股东权益账面价值 | $18.8B | — |
| 总资产 | $160.7B | $8.9B |
| 负债/权益比越低杠杆越低 | 0.34× | — |
8季度趋势，按日历期对齐
现金及短期投资RFSTX
| Q3 26 | — | $1.1B | ||
| Q1 26 | — | $1.0B | ||
| Q4 25 | — | $1.1B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $891.0M | ||
| Q1 25 | — | $814.0M | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | $1.2B |
总债务RFSTX
| Q3 26 | — | $3.9B | ||
| Q1 26 | $6.3B | — | ||
| Q4 25 | $4.1B | — | ||
| Q3 25 | $4.8B | — | ||
| Q2 25 | $5.3B | — | ||
| Q1 25 | $6.0B | — | ||
| Q4 24 | $6.0B | — | ||
| Q3 24 | $6.0B | — |
股东权益RFSTX
| Q3 26 | — | — | ||
| Q1 26 | $18.8B | $459.0M | ||
| Q4 25 | $19.0B | $-63.0M | ||
| Q3 25 | $19.0B | — | ||
| Q2 25 | $18.7B | $-453.0M | ||
| Q1 25 | $18.5B | $-829.0M | ||
| Q4 24 | $17.9B | $-1.1B | ||
| Q3 24 | $18.7B | $-1.3B |
总资产RFSTX
| Q3 26 | — | $8.9B | ||
| Q1 26 | $160.7B | $8.7B | ||
| Q4 25 | $158.8B | $8.4B | ||
| Q3 25 | $159.9B | — | ||
| Q2 25 | $159.2B | $8.0B | ||
| Q1 25 | $159.8B | $7.6B | ||
| Q4 24 | $157.3B | $8.0B | ||
| Q3 24 | $157.4B | $8.0B |
负债/权益比RFSTX
| Q3 26 | — | — | ||
| Q1 26 | 0.34× | — | ||
| Q4 25 | 0.22× | — | ||
| Q3 25 | 0.25× | — | ||
| Q2 25 | 0.28× | — | ||
| Q1 25 | 0.32× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | 0.32× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $2.4B |
| 自由现金流经营现金流 - 资本支出 | — | $953.0M |
| 自由现金流率自由现金流/营收 | — | 30.6% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 3.17× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流RFSTX
| Q3 26 | — | $2.4B | ||
| Q1 26 | — | — | ||
| Q4 25 | $-319.0M | $532.0M | ||
| Q3 25 | $861.0M | — | ||
| Q2 25 | $573.0M | $508.0M | ||
| Q1 25 | $1.1B | $259.0M | ||
| Q4 24 | $-220.0M | $221.0M | ||
| Q3 24 | $1.3B | $95.0M |
自由现金流RFSTX
| Q3 26 | — | $953.0M | ||
| Q1 26 | — | — | ||
| Q4 25 | — | $427.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $425.0M | ||
| Q1 25 | — | $216.0M | ||
| Q4 24 | — | $150.0M | ||
| Q3 24 | — | $27.0M |
自由现金流率RFSTX
| Q3 26 | — | 30.6% | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 16.2% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 17.4% | ||
| Q1 25 | — | 10.0% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 1.2% |
资本支出强度RFSTX
| Q3 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 4.0% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | 2.0% | ||
| Q4 24 | — | 3.1% | ||
| Q3 24 | — | 3.1% |
现金转化率RFSTX
| Q3 26 | — | 3.17× | ||
| Q1 26 | — | — | ||
| Q4 25 | -0.60× | 0.97× | ||
| Q3 25 | 1.51× | — | ||
| Q2 25 | 1.02× | 1.04× | ||
| Q1 25 | 2.18× | 0.76× | ||
| Q4 24 | -0.41× | 0.66× | ||
| Q3 24 | 2.57× | 0.31× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
