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Regions Financial Corporation（RF）与威富集团（VFC）财务数据对比。点击上方公司名可切换其他公司
威富集团的季度营收约是Regions Financial Corporation的1.5倍（$2.9B vs $1.9B），Regions Financial Corporation净利率更高（29.8% vs 10.5%，领先19.4%），Regions Financial Corporation同比增速更快（5.0% vs 1.5%），过去两年Regions Financial Corporation的营收复合增速更高（25.7% vs 10.1%）
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
威富集团前身为F.W.伍尔沃斯公司，是全球知名零售企业，也是五分一角平价商店业态的先驱之一。作为美国乃至全球最成功的平价零售企业之一，它曾引领行业发展潮流，构建了如今全球各地门店普遍遵循的现代零售模式。
RF vs VFC — 直观对比
营收规模更大
VFC
是对方的1.5倍
$1.9B
营收增速更快
RF
高出3.5%
1.5%
净利率更高
RF
高出19.4%
10.5%
两年增速更快
RF
近两年复合增速
10.1%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.9B | $2.9B |
| 净利润 | $559.0M | $300.8M |
| 毛利率 | — | 56.6% |
| 营业利润率 | — | 10.1% |
| 净利率 | 29.8% | 10.5% |
| 营收同比 | 5.0% | 1.5% |
| 净利润同比 | — | 79.3% |
| 每股收益（稀释后） | $0.62 | $0.76 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RFVFC
| Q1 26 | $1.9B | — | ||
| Q4 25 | $1.3B | $2.9B | ||
| Q3 25 | $1.3B | $2.8B | ||
| Q2 25 | $1.3B | $1.8B | ||
| Q1 25 | $1.2B | $2.0B | ||
| Q4 24 | $1.2B | $2.8B | ||
| Q3 24 | $1.2B | $2.8B | ||
| Q2 24 | $1.2B | $1.9B |
净利润RFVFC
| Q1 26 | $559.0M | — | ||
| Q4 25 | $534.0M | $300.8M | ||
| Q3 25 | $569.0M | $189.8M | ||
| Q2 25 | $563.0M | $-116.4M | ||
| Q1 25 | $490.0M | $-150.8M | ||
| Q4 24 | $534.0M | $167.8M | ||
| Q3 24 | $490.0M | $52.2M | ||
| Q2 24 | $501.0M | $-258.9M |
毛利率RFVFC
| Q1 26 | — | — | ||
| Q4 25 | — | 56.6% | ||
| Q3 25 | — | 52.2% | ||
| Q2 25 | — | 53.9% | ||
| Q1 25 | — | 52.7% | ||
| Q4 24 | — | 56.3% | ||
| Q3 24 | — | 52.2% | ||
| Q2 24 | — | 52.0% |
营业利润率RFVFC
| Q1 26 | — | — | ||
| Q4 25 | 55.3% | 10.1% | ||
| Q3 25 | 56.3% | 11.2% | ||
| Q2 25 | 56.1% | -4.9% | ||
| Q1 25 | 52.0% | 2.2% | ||
| Q4 24 | 53.4% | 8.0% | ||
| Q3 24 | 49.9% | 9.9% | ||
| Q2 24 | 52.7% | -12.6% |
净利率RFVFC
| Q1 26 | 29.8% | — | ||
| Q4 25 | 41.7% | 10.5% | ||
| Q3 25 | 45.3% | 6.8% | ||
| Q2 25 | 44.7% | -6.6% | ||
| Q1 25 | 41.0% | -7.5% | ||
| Q4 24 | 43.4% | 5.9% | ||
| Q3 24 | 40.2% | 1.9% | ||
| Q2 24 | 42.2% | -13.6% |
每股收益（稀释后）RFVFC
| Q1 26 | $0.62 | — | ||
| Q4 25 | $0.59 | $0.76 | ||
| Q3 25 | $0.61 | $0.48 | ||
| Q2 25 | $0.59 | $-0.30 | ||
| Q1 25 | $0.51 | $-0.37 | ||
| Q4 24 | $0.55 | $0.43 | ||
| Q3 24 | $0.49 | $0.13 | ||
| Q2 24 | $0.52 | $-0.67 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.5B |
| 总债务越低越好 | $6.3B | $3.6B |
| 股东权益账面价值 | $18.8B | $1.8B |
| 总资产 | $160.7B | $10.4B |
| 负债/权益比越低杠杆越低 | 0.34× | 1.99× |
8季度趋势，按日历期对齐
现金及短期投资RFVFC
| Q1 26 | — | — | ||
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $419.1M | ||
| Q2 25 | — | $642.4M | ||
| Q1 25 | — | $429.4M | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | — | $492.2M | ||
| Q2 24 | — | $637.4M |
总债务RFVFC
| Q1 26 | $6.3B | — | ||
| Q4 25 | $4.1B | $3.6B | ||
| Q3 25 | $4.8B | $3.5B | ||
| Q2 25 | $5.3B | $3.6B | ||
| Q1 25 | $6.0B | $3.4B | ||
| Q4 24 | $6.0B | $3.9B | ||
| Q3 24 | $6.0B | $4.0B | ||
| Q2 24 | $5.1B | $3.9B |
股东权益RFVFC
| Q1 26 | $18.8B | — | ||
| Q4 25 | $19.0B | $1.8B | ||
| Q3 25 | $19.0B | $1.5B | ||
| Q2 25 | $18.7B | $1.3B | ||
| Q1 25 | $18.5B | $1.5B | ||
| Q4 24 | $17.9B | $1.7B | ||
| Q3 24 | $18.7B | $1.4B | ||
| Q2 24 | $17.2B | $1.4B |
总资产RFVFC
| Q1 26 | $160.7B | — | ||
| Q4 25 | $158.8B | $10.4B | ||
| Q3 25 | $159.9B | $10.6B | ||
| Q2 25 | $159.2B | $10.2B | ||
| Q1 25 | $159.8B | $9.4B | ||
| Q4 24 | $157.3B | $10.6B | ||
| Q3 24 | $157.4B | $12.2B | ||
| Q2 24 | $154.1B | $11.5B |
负债/权益比RFVFC
| Q1 26 | 0.34× | — | ||
| Q4 25 | 0.22× | 1.99× | ||
| Q3 25 | 0.25× | 2.40× | ||
| Q2 25 | 0.28× | 2.76× | ||
| Q1 25 | 0.32× | 2.30× | ||
| Q4 24 | 0.34× | 2.31× | ||
| Q3 24 | 0.32× | 2.86× | ||
| Q2 24 | 0.30× | 2.84× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.0B |
| 自由现金流经营现金流 - 资本支出 | — | $977.9M |
| 自由现金流率自由现金流/营收 | — | 34.0% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | — | 3.36× |
| 过去12个月自由现金流最近4个季度 | — | $357.6M |
8季度趋势，按日历期对齐
经营现金流RFVFC
| Q1 26 | — | — | ||
| Q4 25 | $-319.0M | $1.0B | ||
| Q3 25 | $861.0M | $-227.0M | ||
| Q2 25 | $573.0M | $-145.5M | ||
| Q1 25 | $1.1B | $-171.1M | ||
| Q4 24 | $-220.0M | $918.1M | ||
| Q3 24 | $1.3B | $-301.6M | ||
| Q2 24 | $161.0M | $19.8M |
自由现金流RFVFC
| Q1 26 | — | — | ||
| Q4 25 | — | $977.9M | ||
| Q3 25 | — | $-253.5M | ||
| Q2 25 | — | $-173.7M | ||
| Q1 25 | — | $-193.0M | ||
| Q4 24 | — | $899.7M | ||
| Q3 24 | — | $-322.4M | ||
| Q2 24 | — | $-5.4M |
自由现金流率RFVFC
| Q1 26 | — | — | ||
| Q4 25 | — | 34.0% | ||
| Q3 25 | — | -9.0% | ||
| Q2 25 | — | -9.9% | ||
| Q1 25 | — | -9.6% | ||
| Q4 24 | — | 31.7% | ||
| Q3 24 | — | -11.7% | ||
| Q2 24 | — | -0.3% |
资本支出强度RFVFC
| Q1 26 | — | — | ||
| Q4 25 | — | 1.1% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 1.6% | ||
| Q1 25 | — | 1.1% | ||
| Q4 24 | — | 0.6% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 1.3% |
现金转化率RFVFC
| Q1 26 | — | — | ||
| Q4 25 | -0.60× | 3.36× | ||
| Q3 25 | 1.51× | -1.20× | ||
| Q2 25 | 1.02× | — | ||
| Q1 25 | 2.18× | — | ||
| Q4 24 | -0.41× | 5.47× | ||
| Q3 24 | 2.57× | -5.78× | ||
| Q2 24 | 0.32× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RF
暂无分部数据
VFC
| Outdoor | $1.9B | 67% |
| Sales Channel Through Intermediary | $813.4M | 28% |
| Other | $136.3M | 5% |
