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Regions Financial Corporation（RF）与微博公司（WB）财务数据对比。点击上方公司名可切换其他公司
微博公司的季度营收约是Regions Financial Corporation的1.0倍（$1.3B vs $1.3B），Regions Financial Corporation净利率更高（41.7% vs 35.7%，领先6.0%），过去两年微博公司的营收复合增速更高（22.6% vs 4.0%）
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
微博公司是中国知名的社交网络企业，旗下运营的新浪微博是国内极具影响力的微博客平台，公司总部位于中国北京，为数以亿计的用户提供社交互动、资讯传播、内容创作等多元互联网服务。
RF vs WB — 直观对比
营收规模更大
WB
是对方的1.0倍
$1.3B
净利率更高
RF
高出6.0%
35.7%
两年增速更快
WB
近两年复合增速
4.0%
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $1.3B |
| 净利润 | $534.0M | $458.3M |
| 毛利率 | — | — |
| 营业利润率 | 55.3% | 29.1% |
| 净利率 | 41.7% | 35.7% |
| 营收同比 | 4.1% | — |
| 净利润同比 | 0.0% | — |
| 每股收益（稀释后） | $0.59 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RFWB
| Q4 25 | $1.3B | — | ||
| Q3 25 | $1.3B | $1.3B | ||
| Q2 25 | $1.3B | $841.7M | ||
| Q1 25 | $1.2B | $396.9M | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | $1.3B | ||
| Q2 24 | $1.2B | $833.4M | ||
| Q1 24 | $1.2B | $395.5M |
净利润RFWB
| Q4 25 | $534.0M | — | ||
| Q3 25 | $569.0M | $458.3M | ||
| Q2 25 | $563.0M | $234.8M | ||
| Q1 25 | $490.0M | $108.1M | ||
| Q4 24 | $534.0M | — | ||
| Q3 24 | $490.0M | $297.4M | ||
| Q2 24 | $501.0M | $164.6M | ||
| Q1 24 | $368.0M | $51.1M |
营业利润率RFWB
| Q4 25 | 55.3% | — | ||
| Q3 25 | 56.3% | 29.1% | ||
| Q2 25 | 56.1% | 30.4% | ||
| Q1 25 | 52.0% | 27.8% | ||
| Q4 24 | 53.4% | — | ||
| Q3 24 | 49.9% | 29.0% | ||
| Q2 24 | 52.7% | 28.2% | ||
| Q1 24 | 39.2% | 25.2% |
净利率RFWB
| Q4 25 | 41.7% | — | ||
| Q3 25 | 45.3% | 35.7% | ||
| Q2 25 | 44.7% | 27.9% | ||
| Q1 25 | 41.0% | 27.2% | ||
| Q4 24 | 43.4% | — | ||
| Q3 24 | 40.2% | 22.9% | ||
| Q2 24 | 42.2% | 19.8% | ||
| Q1 24 | 31.1% | 12.9% |
每股收益（稀释后）RFWB
| Q4 25 | $0.59 | — | ||
| Q3 25 | $0.61 | — | ||
| Q2 25 | $0.59 | — | ||
| Q1 25 | $0.51 | — | ||
| Q4 24 | $0.55 | — | ||
| Q3 24 | $0.49 | — | ||
| Q2 24 | $0.52 | — | ||
| Q1 24 | $0.37 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.1B |
| 总债务越低越好 | $4.1B | — |
| 股东权益账面价值 | $19.0B | $3.9B |
| 总资产 | $158.8B | $6.9B |
| 负债/权益比越低杠杆越低 | 0.22× | — |
8季度趋势，按日历期对齐
现金及短期投资RFWB
| Q4 25 | — | — | ||
| Q3 25 | — | $1.1B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $1.9B | ||
| Q1 24 | — | $2.1B |
总债务RFWB
| Q4 25 | $4.1B | — | ||
| Q3 25 | $4.8B | — | ||
| Q2 25 | $5.3B | — | ||
| Q1 25 | $6.0B | — | ||
| Q4 24 | $6.0B | — | ||
| Q3 24 | $6.0B | — | ||
| Q2 24 | $5.1B | — | ||
| Q1 24 | $3.3B | — |
股东权益RFWB
| Q4 25 | $19.0B | — | ||
| Q3 25 | $19.0B | $3.9B | ||
| Q2 25 | $18.7B | $3.6B | ||
| Q1 25 | $18.5B | $3.5B | ||
| Q4 24 | $17.9B | — | ||
| Q3 24 | $18.7B | — | ||
| Q2 24 | $17.2B | $3.4B | ||
| Q1 24 | $17.0B | $3.3B |
总资产RFWB
| Q4 25 | $158.8B | — | ||
| Q3 25 | $159.9B | $6.9B | ||
| Q2 25 | $159.2B | $6.5B | ||
| Q1 25 | $159.8B | $6.7B | ||
| Q4 24 | $157.3B | — | ||
| Q3 24 | $157.4B | — | ||
| Q2 24 | $154.1B | $7.1B | ||
| Q1 24 | $154.9B | $7.3B |
负债/权益比RFWB
| Q4 25 | 0.22× | — | ||
| Q3 25 | 0.25× | — | ||
| Q2 25 | 0.28× | — | ||
| Q1 25 | 0.32× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | 0.32× | — | ||
| Q2 24 | 0.30× | — | ||
| Q1 24 | 0.20× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-319.0M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | -0.60× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流RFWB
| Q4 25 | $-319.0M | — | ||
| Q3 25 | $861.0M | — | ||
| Q2 25 | $573.0M | — | ||
| Q1 25 | $1.1B | — | ||
| Q4 24 | $-220.0M | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $161.0M | — | ||
| Q1 24 | $396.0M | — |
现金转化率RFWB
| Q4 25 | -0.60× | — | ||
| Q3 25 | 1.51× | — | ||
| Q2 25 | 1.02× | — | ||
| Q1 25 | 2.18× | — | ||
| Q4 24 | -0.41× | — | ||
| Q3 24 | 2.57× | — | ||
| Q2 24 | 0.32× | — | ||
| Q1 24 | 1.08× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
WB
| Income from operations | $373.2M | 29% |
| Shares used in computing diluted net income per share attributable to Weibos shareholders | $268.1M | 21% |
| Shares used in computing basic net income per share attributable to Weibos shareholders | $238.6M | 19% |
| Value-added services | $186.1M | 14% |
| Less: Income tax expenses | $113.2M | 9% |
| Investment related income, net | $45.0M | 4% |
| Product development | $16.7M | 1% |
| General and administrative | $10.6M | 1% |
| Sales and marketing | $7.1M | 1% |
| Accretion to redeemable non-controlling interests | $3.0M | 0% |
