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Regions Financial Corporation（RF）与Petco Health & Wellness Company, Inc.（WOOF）财务数据对比。点击上方公司名可切换其他公司
Petco Health & Wellness Company, Inc.的季度营收约是Regions Financial Corporation的1.1倍（$1.5B vs $1.3B），Regions Financial Corporation净利率更高（41.7% vs 0.6%，领先41.0%），Regions Financial Corporation同比增速更快（4.1% vs -3.1%），过去两年Regions Financial Corporation的营收复合增速更高（4.0% vs -6.5%）
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
Petco健康与 wellness公司是美国知名宠物零售商，总部分别设于圣迭戈与圣安东尼奥。公司主营宠物食品、宠物用品及相关宠物服务，同时也售卖部分品类的活宠小型宠物，是北美宠物零售领域的老牌企业。
RF vs WOOF — 直观对比
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.3B | $1.5B |
| 净利润 | $534.0M | $9.3M |
| 毛利率 | — | 38.9% |
| 营业利润率 | 55.3% | 2.0% |
| 净利率 | 41.7% | 0.6% |
| 营收同比 | 4.1% | -3.1% |
| 净利润同比 | 0.0% | 156.0% |
| 每股收益（稀释后） | $0.59 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $1.3B | $1.5B | ||
| Q3 25 | $1.3B | $1.5B | ||
| Q2 25 | $1.3B | $1.5B | ||
| Q1 25 | $1.2B | $1.6B | ||
| Q4 24 | $1.2B | $1.5B | ||
| Q3 24 | $1.2B | $1.5B | ||
| Q2 24 | $1.2B | $1.5B | ||
| Q1 24 | $1.2B | $1.7B |
| Q4 25 | $534.0M | $9.3M | ||
| Q3 25 | $569.0M | $14.0M | ||
| Q2 25 | $563.0M | $-11.7M | ||
| Q1 25 | $490.0M | $-13.8M | ||
| Q4 24 | $534.0M | $-16.7M | ||
| Q3 24 | $490.0M | $-24.8M | ||
| Q2 24 | $501.0M | $-46.5M | ||
| Q1 24 | $368.0M | $-22.6M |
| Q4 25 | — | 38.9% | ||
| Q3 25 | — | 39.3% | ||
| Q2 25 | — | 38.2% | ||
| Q1 25 | — | 38.0% | ||
| Q4 24 | — | 38.1% | ||
| Q3 24 | — | 38.1% | ||
| Q2 24 | — | 37.8% | ||
| Q1 24 | — | 36.2% |
| Q4 25 | 55.3% | 2.0% | ||
| Q3 25 | 56.3% | 2.9% | ||
| Q2 25 | 56.1% | 1.1% | ||
| Q1 25 | 52.0% | 1.1% | ||
| Q4 24 | 53.4% | 0.3% | ||
| Q3 24 | 49.9% | 0.2% | ||
| Q2 24 | 52.7% | -1.1% | ||
| Q1 24 | 39.2% | 0.0% |
| Q4 25 | 41.7% | 0.6% | ||
| Q3 25 | 45.3% | 0.9% | ||
| Q2 25 | 44.7% | -0.8% | ||
| Q1 25 | 41.0% | -0.9% | ||
| Q4 24 | 43.4% | -1.1% | ||
| Q3 24 | 40.2% | -1.6% | ||
| Q2 24 | 42.2% | -3.0% | ||
| Q1 24 | 31.1% | -1.3% |
| Q4 25 | $0.59 | $0.03 | ||
| Q3 25 | $0.61 | $0.05 | ||
| Q2 25 | $0.59 | $-0.04 | ||
| Q1 25 | $0.51 | $-0.05 | ||
| Q4 24 | $0.55 | $-0.06 | ||
| Q3 24 | $0.49 | $-0.09 | ||
| Q2 24 | $0.52 | $-0.17 | ||
| Q1 24 | $0.37 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $237.4M |
| 总债务越低越好 | $4.1B | — |
| 股东权益账面价值 | $19.0B | $1.2B |
| 总资产 | $158.8B | $5.2B |
| 负债/权益比越低杠杆越低 | 0.22× | — |
8季度趋势，按日历期对齐
| Q4 25 | — | $237.4M | ||
| Q3 25 | — | $188.7M | ||
| Q2 25 | — | $133.3M | ||
| Q1 25 | — | $165.8M | ||
| Q4 24 | — | $116.7M | ||
| Q3 24 | — | $127.6M | ||
| Q2 24 | — | $89.7M | ||
| Q1 24 | — | $125.4M |
| Q4 25 | $4.1B | — | ||
| Q3 25 | $4.8B | — | ||
| Q2 25 | $5.3B | — | ||
| Q1 25 | $6.0B | — | ||
| Q4 24 | $6.0B | — | ||
| Q3 24 | $6.0B | — | ||
| Q2 24 | $5.1B | — | ||
| Q1 24 | $3.3B | — |
| Q4 25 | $19.0B | $1.2B | ||
| Q3 25 | $19.0B | $1.1B | ||
| Q2 25 | $18.7B | $1.1B | ||
| Q1 25 | $18.5B | $1.1B | ||
| Q4 24 | $17.9B | $1.1B | ||
| Q3 24 | $18.7B | $1.1B | ||
| Q2 24 | $17.2B | $1.2B | ||
| Q1 24 | $17.0B | $1.2B |
| Q4 25 | $158.8B | $5.2B | ||
| Q3 25 | $159.9B | $5.2B | ||
| Q2 25 | $159.2B | $5.1B | ||
| Q1 25 | $159.8B | $5.2B | ||
| Q4 24 | $157.3B | $5.2B | ||
| Q3 24 | $157.4B | $5.3B | ||
| Q2 24 | $154.1B | $5.3B | ||
| Q1 24 | $154.9B | $5.4B |
| Q4 25 | 0.22× | — | ||
| Q3 25 | 0.25× | — | ||
| Q2 25 | 0.28× | — | ||
| Q1 25 | 0.32× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | 0.32× | — | ||
| Q2 24 | 0.30× | — | ||
| Q1 24 | 0.20× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-319.0M | $90.1M |
| 自由现金流经营现金流 - 资本支出 | — | $60.6M |
| 自由现金流率自由现金流/营收 | — | 4.1% |
| 资本支出强度资本支出/营收 | — | 2.0% |
| 现金转化率经营现金流/净利润 | -0.60× | 9.66× |
| 过去12个月自由现金流最近4个季度 | — | $129.6M |
8季度趋势，按日历期对齐
| Q4 25 | $-319.0M | $90.1M | ||
| Q3 25 | $861.0M | $85.9M | ||
| Q2 25 | $573.0M | $-15.5M | ||
| Q1 25 | $1.1B | $96.0M | ||
| Q4 24 | $-220.0M | $20.7M | ||
| Q3 24 | $1.3B | $69.4M | ||
| Q2 24 | $161.0M | $-8.4M | ||
| Q1 24 | $396.0M | $47.0M |
| Q4 25 | — | $60.6M | ||
| Q3 25 | — | $53.8M | ||
| Q2 25 | — | $-43.9M | ||
| Q1 25 | — | $59.0M | ||
| Q4 24 | — | $-10.3M | ||
| Q3 24 | — | $42.0M | ||
| Q2 24 | — | $-41.1M | ||
| Q1 24 | — | $-2.0M |
| Q4 25 | — | 4.1% | ||
| Q3 25 | — | 3.6% | ||
| Q2 25 | — | -2.9% | ||
| Q1 25 | — | 3.8% | ||
| Q4 24 | — | -0.7% | ||
| Q3 24 | — | 2.8% | ||
| Q2 24 | — | -2.7% | ||
| Q1 24 | — | -0.1% |
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 2.2% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 2.1% | ||
| Q3 24 | — | 1.8% | ||
| Q2 24 | — | 2.1% | ||
| Q1 24 | — | 2.9% |
| Q4 25 | -0.60× | 9.66× | ||
| Q3 25 | 1.51× | 6.15× | ||
| Q2 25 | 1.02× | — | ||
| Q1 25 | 2.18× | — | ||
| Q4 24 | -0.41× | — | ||
| Q3 24 | 2.57× | — | ||
| Q2 24 | 0.32× | — | ||
| Q1 24 | 1.08× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
WOOF
| Consumables | $731.5M | 50% |
| Supplies And Companion Animals | $478.1M | 33% |
| Services & Other | $254.8M | 17% |
