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Rocky Mountain Chocolate Factory, Inc.（RMCF）与RIVERVIEW BANCORP INC（RVSB）财务数据对比。点击上方公司名可切换其他公司
RIVERVIEW BANCORP INC的季度营收约是Rocky Mountain Chocolate Factory, Inc.的1.9倍（$14.0M vs $7.5M），RIVERVIEW BANCORP INC净利率更高（9.8% vs -2.1%，领先11.9%），RIVERVIEW BANCORP INC同比增速更快（10.4% vs -4.4%），RIVERVIEW BANCORP INC自由现金流更多（$-736.0K vs $-1.3M），过去两年RIVERVIEW BANCORP INC的营收复合增速更高（24.6% vs 1.9%）
落基山巧克力厂是美国知名巧克力企业，同时开展国际特许经营业务，集糖果生产与零售运营于一体，总部位于美国科罗拉多州杜兰戈，除美国本土门店外，在巴拿马、菲律宾也设有经营网点。
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司，主营个人与商业银行业务，服务覆盖太平洋西北地区，提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品，服务零售客户与本地企业群体。
RMCF vs RVSB — 直观对比
营收规模更大
RVSB
是对方的1.9倍
$7.5M
营收增速更快
RVSB
高出14.8%
-4.4%
净利率更高
RVSB
高出11.9%
-2.1%
自由现金流更多
RVSB
多$542.0K
$-1.3M
两年增速更快
RVSB
近两年复合增速
1.9%
损益表 — Q3 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $7.5M | $14.0M |
| 净利润 | $-155.0K | $1.4M |
| 毛利率 | 34.0% | — |
| 营业利润率 | 1.1% | 12.4% |
| 净利率 | -2.1% | 9.8% |
| 营收同比 | -4.4% | 10.4% |
| 净利润同比 | 81.7% | 11.8% |
| 每股收益（稀释后） | $-0.02 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RMCFRVSB
| Q4 25 | $7.5M | $14.0M | ||
| Q3 25 | $6.8M | $13.6M | ||
| Q2 25 | $6.4M | $13.3M | ||
| Q1 25 | $8.9M | $12.9M | ||
| Q4 24 | $7.9M | $12.7M | ||
| Q3 24 | $6.4M | $12.8M | ||
| Q2 24 | $6.4M | $12.2M | ||
| Q1 24 | $7.3M | $9.0M |
净利润RMCFRVSB
| Q4 25 | $-155.0K | $1.4M | ||
| Q3 25 | $-662.0K | $1.1M | ||
| Q2 25 | $-324.0K | $1.2M | ||
| Q1 25 | $-2.9M | $1.1M | ||
| Q4 24 | $-847.0K | $1.2M | ||
| Q3 24 | $-722.0K | $1.6M | ||
| Q2 24 | $-1.7M | $966.0K | ||
| Q1 24 | $-1.6M | $-3.0M |
毛利率RMCFRVSB
| Q4 25 | 34.0% | — | ||
| Q3 25 | 23.6% | — | ||
| Q2 25 | 31.1% | — | ||
| Q1 25 | 10.8% | — | ||
| Q4 24 | 23.4% | — | ||
| Q3 24 | 31.8% | — | ||
| Q2 24 | 12.8% | — | ||
| Q1 24 | 24.3% | — |
营业利润率RMCFRVSB
| Q4 25 | 1.1% | 12.4% | ||
| Q3 25 | -7.0% | 10.2% | ||
| Q2 25 | -2.3% | 11.7% | ||
| Q1 25 | -30.3% | 11.3% | ||
| Q4 24 | -8.9% | 12.4% | ||
| Q3 24 | -14.3% | 15.5% | ||
| Q2 24 | -25.4% | 10.0% | ||
| Q1 24 | -21.7% | -47.5% |
净利率RMCFRVSB
| Q4 25 | -2.1% | 9.8% | ||
| Q3 25 | -9.7% | 8.1% | ||
| Q2 25 | -5.1% | 9.2% | ||
| Q1 25 | -32.5% | 8.9% | ||
| Q4 24 | -10.7% | 9.7% | ||
| Q3 24 | -11.3% | 12.2% | ||
| Q2 24 | -25.9% | 7.9% | ||
| Q1 24 | -21.9% | -34.7% |
每股收益（稀释后）RMCFRVSB
| Q4 25 | $-0.02 | $0.07 | ||
| Q3 25 | $-0.09 | $0.05 | ||
| Q2 25 | $-0.04 | $0.06 | ||
| Q1 25 | $-0.38 | $0.05 | ||
| Q4 24 | $-0.11 | $0.06 | ||
| Q3 24 | $-0.11 | $0.07 | ||
| Q2 24 | $-0.26 | $0.05 | ||
| Q1 24 | $-0.25 | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $641.0K | $28.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $6.0M | $164.2M |
| 总资产 | $20.7M | $1.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资RMCFRVSB
| Q4 25 | $641.0K | $28.6M | ||
| Q3 25 | $2.0M | $32.8M | ||
| Q2 25 | $893.0K | $34.2M | ||
| Q1 25 | $720.0K | $29.4M | ||
| Q4 24 | $1.1M | $25.3M | ||
| Q3 24 | $973.0K | $31.0M | ||
| Q2 24 | $637.0K | $27.8M | ||
| Q1 24 | $2.1M | $23.6M |
股东权益RMCFRVSB
| Q4 25 | $6.0M | $164.2M | ||
| Q3 25 | $6.1M | $163.5M | ||
| Q2 25 | $6.7M | $162.0M | ||
| Q1 25 | $7.0M | $160.0M | ||
| Q4 24 | $9.8M | $158.3M | ||
| Q3 24 | $10.5M | $160.8M | ||
| Q2 24 | $9.0M | $155.9M | ||
| Q1 24 | $10.6M | $155.6M |
总资产RMCFRVSB
| Q4 25 | $20.7M | $1.5B | ||
| Q3 25 | $22.3M | $1.5B | ||
| Q2 25 | $20.1M | $1.5B | ||
| Q1 25 | $21.2M | $1.5B | ||
| Q4 24 | $21.6M | $1.5B | ||
| Q3 24 | $21.1M | $1.5B | ||
| Q2 24 | $19.0M | $1.5B | ||
| Q1 24 | $20.6M | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.2M | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | $-1.3M | $-736.0K |
| 自由现金流率自由现金流/营收 | -16.9% | -5.2% |
| 资本支出强度资本支出/营收 | 0.5% | 1.6% |
| 现金转化率经营现金流/净利润 | — | -0.37× |
| 过去12个月自由现金流最近4个季度 | — | $20.4M |
8季度趋势，按日历期对齐
经营现金流RMCFRVSB
| Q4 25 | $-1.2M | $-506.0K | ||
| Q3 25 | $-488.0K | $16.8M | ||
| Q2 25 | $350.0K | $-697.0K | ||
| Q1 25 | $1.2M | $8.3M | ||
| Q4 24 | $-2.1M | $2.2M | ||
| Q3 24 | $-3.5M | $764.0K | ||
| Q2 24 | $-2.2M | $5.4M | ||
| Q1 24 | $129.0K | $12.8M |
自由现金流RMCFRVSB
| Q4 25 | $-1.3M | $-736.0K | ||
| Q3 25 | $-544.0K | $16.4M | ||
| Q2 25 | $182.0K | $-773.0K | ||
| Q1 25 | — | $5.6M | ||
| Q4 24 | — | $1.9M | ||
| Q3 24 | $-4.6M | $-1.4M | ||
| Q2 24 | $-2.6M | $5.3M | ||
| Q1 24 | $-352.3K | $7.1M |
自由现金流率RMCFRVSB
| Q4 25 | -16.9% | -5.2% | ||
| Q3 25 | -8.0% | 120.1% | ||
| Q2 25 | 2.9% | -5.8% | ||
| Q1 25 | — | 43.1% | ||
| Q4 24 | — | 15.0% | ||
| Q3 24 | -72.6% | -11.3% | ||
| Q2 24 | -40.2% | 43.7% | ||
| Q1 24 | -4.9% | 79.0% |
资本支出强度RMCFRVSB
| Q4 25 | 0.5% | 1.6% | ||
| Q3 25 | 0.8% | 2.9% | ||
| Q2 25 | 2.6% | 0.6% | ||
| Q1 25 | — | 21.0% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | 17.5% | 17.3% | ||
| Q2 24 | 6.5% | 0.9% | ||
| Q1 24 | 6.6% | 62.0% |
现金转化率RMCFRVSB
| Q4 25 | — | -0.37× | ||
| Q3 25 | — | 15.25× | ||
| Q2 25 | — | -0.57× | ||
| Q1 25 | — | 7.20× | ||
| Q4 24 | — | 1.79× | ||
| Q3 24 | — | 0.49× | ||
| Q2 24 | — | 5.63× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RMCF
| Manufacturing | $5.9M | 78% |
| Transferred At Point In Time | $1.2M | 16% |
| Other | $414.0K | 5% |
RVSB
暂无分部数据
