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Third Coast Bancshares, Inc.（TCBX）与Winchester Bancorp, Inc.（WSBK）财务数据对比。点击上方公司名可切换其他公司
Third Coast Bancshares, Inc.的季度营收约是Winchester Bancorp, Inc.的8.9倍（$57.7M vs $6.4M），Third Coast Bancshares, Inc.净利率更高（28.4% vs 16.7%，领先11.7%）
Third Coast Bancshares Inc.是一家总部位于美国墨西哥湾沿岸地区的区域性金融控股公司，主要为得克萨斯州及周边区域的中小企业、个人消费者和社区客户提供商业与零售银行服务，覆盖存贷款、抵押贷款、财富管理等业务。
温彻斯特银行控股公司（马里兰州）是一家区域性银行控股企业，主要在马里兰州运营社区银行网点，面向个人消费者和当地中小微企业客户提供存款账户、按揭贷款、小微企业贷款及财富管理等各类零售及商业银行服务。
TCBX vs WSBK — 直观对比
营收规模更大
TCBX
是对方的8.9倍
$6.4M
净利率更高
TCBX
高出11.7%
16.7%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $57.7M | $6.4M |
| 净利润 | $16.4M | $1.1M |
| 毛利率 | — | — |
| 营业利润率 | — | 20.9% |
| 净利率 | 28.4% | 16.7% |
| 营收同比 | — | 45.8% |
| 净利润同比 | 20.5% | 187.9% |
| 每股收益（稀释后） | $0.88 | $0.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收TCBXWSBK
| Q1 26 | $57.7M | — | ||
| Q4 25 | $56.5M | $6.4M | ||
| Q3 25 | $54.5M | $5.8M | ||
| Q2 25 | $52.0M | — | ||
| Q1 25 | $45.9M | $4.4M | ||
| Q4 24 | $46.3M | $4.4M | ||
| Q3 24 | $42.9M | — | ||
| Q2 24 | $41.7M | — |
净利润TCBXWSBK
| Q1 26 | $16.4M | — | ||
| Q4 25 | $17.9M | $1.1M | ||
| Q3 25 | $18.1M | $962.0K | ||
| Q2 25 | $16.7M | — | ||
| Q1 25 | $13.6M | $305.0K | ||
| Q4 24 | $13.7M | $373.0K | ||
| Q3 24 | $12.8M | — | ||
| Q2 24 | $10.8M | — |
营业利润率TCBXWSBK
| Q1 26 | — | — | ||
| Q4 25 | 38.1% | 20.9% | ||
| Q3 25 | 41.9% | 22.8% | ||
| Q2 25 | 40.5% | — | ||
| Q1 25 | 37.8% | 8.5% | ||
| Q4 24 | 38.7% | 9.4% | ||
| Q3 24 | 37.9% | — | ||
| Q2 24 | 34.1% | — |
净利率TCBXWSBK
| Q1 26 | 28.4% | — | ||
| Q4 25 | 31.7% | 16.7% | ||
| Q3 25 | 33.1% | 16.6% | ||
| Q2 25 | 32.2% | — | ||
| Q1 25 | 29.6% | 7.0% | ||
| Q4 24 | 29.7% | 8.4% | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 25.9% | — |
每股收益（稀释后）TCBXWSBK
| Q1 26 | $0.88 | — | ||
| Q4 25 | $1.02 | $0.12 | ||
| Q3 25 | $1.03 | $0.11 | ||
| Q2 25 | $0.96 | — | ||
| Q1 25 | $0.78 | — | ||
| Q4 24 | $0.80 | — | ||
| Q3 24 | $0.74 | — | ||
| Q2 24 | $0.63 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $54.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $650.5M | $118.2M |
| 总资产 | $6.6B | $1.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资TCBXWSBK
| Q1 26 | — | — | ||
| Q4 25 | $175.2M | $54.8M | ||
| Q3 25 | $116.4M | $57.7M | ||
| Q2 25 | $113.1M | — | ||
| Q1 25 | $219.0M | $66.6M | ||
| Q4 24 | $371.2M | $41.5M | ||
| Q3 24 | $258.2M | — | ||
| Q2 24 | $241.8M | — |
股东权益TCBXWSBK
| Q1 26 | $650.5M | — | ||
| Q4 25 | $531.0M | $118.2M | ||
| Q3 25 | $513.8M | $117.0M | ||
| Q2 25 | $496.1M | — | ||
| Q1 25 | $479.8M | $80.9M | ||
| Q4 24 | $460.7M | $80.3M | ||
| Q3 24 | $450.5M | — | ||
| Q2 24 | $435.0M | — |
总资产TCBXWSBK
| Q1 26 | $6.6B | — | ||
| Q4 25 | $5.3B | $1.0B | ||
| Q3 25 | $5.1B | $1.0B | ||
| Q2 25 | $4.9B | — | ||
| Q1 25 | $4.9B | $923.1M | ||
| Q4 24 | $4.9B | $894.1M | ||
| Q3 24 | $4.6B | — | ||
| Q2 24 | $4.5B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.6M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.44× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流TCBXWSBK
| Q1 26 | — | — | ||
| Q4 25 | $50.8M | $1.6M | ||
| Q3 25 | $20.7M | $1.4M | ||
| Q2 25 | $13.9M | — | ||
| Q1 25 | $10.5M | $848.0K | ||
| Q4 24 | $35.1M | — | ||
| Q3 24 | $22.0M | — | ||
| Q2 24 | $7.3M | — |
自由现金流TCBXWSBK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率TCBXWSBK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 72.1% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
资本支出强度TCBXWSBK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 3.8% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率TCBXWSBK
| Q1 26 | — | — | ||
| Q4 25 | 2.84× | 1.44× | ||
| Q3 25 | 1.15× | 1.41× | ||
| Q2 25 | 0.83× | — | ||
| Q1 25 | 0.77× | 2.78× | ||
| Q4 24 | 2.56× | — | ||
| Q3 24 | 1.72× | — | ||
| Q2 24 | 0.68× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
TCBX
| Net Interest Income | $53.6M | 93% |
| Noninterest Income | $4.0M | 7% |
WSBK
暂无分部数据
