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TRINET GROUP, INC.（TNET）与WINTRUST FINANCIAL CORP（WTFC）财务数据对比。点击上方公司名可切换其他公司
TRINET GROUP, INC.的季度营收约是WINTRUST FINANCIAL CORP的1.7倍（$1.2B vs $713.2M），WINTRUST FINANCIAL CORP同比增速更快（10.9% vs -2.2%），过去两年WINTRUST FINANCIAL CORP的营收复合增速更高（9.8% vs -0.6%）
TriNet Group, Inc.是一家面向中小企业的专业雇主组织，总部位于加州都柏林，服务员工规模在3至2500人之间的各类机构。可提供薪资管理、健康福利管理服务，还能为客户提供劳动法规合规、风险降低相关咨询，可作为外包人力资源部门为企业分担人事相关事务。
Wintrust Financial是美国本土金融控股公司，在伊利诺伊州北部及威斯康星州南部运营15家特许社区银行，属于美国中型银行机构，是芝加哥第二大银行企业，于纳斯达克全球精选市场上市，股票代码为WTFC。
TNET vs WTFC — 直观对比
营收规模更大
TNET
是对方的1.7倍
$713.2M
营收增速更快
WTFC
高出13.1%
-2.2%
两年增速更快
WTFC
近两年复合增速
-0.6%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.2B | $713.2M |
| 净利润 | — | $227.4M |
| 毛利率 | — | — |
| 营业利润率 | 0.1% | — |
| 净利率 | — | 31.9% |
| 营收同比 | -2.2% | 10.9% |
| 净利润同比 | — | 2.0% |
| 每股收益（稀释后） | $0.02 | $3.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收TNETWTFC
| Q1 26 | — | $713.2M | ||
| Q4 25 | $1.2B | $714.3M | ||
| Q3 25 | $1.2B | $697.8M | ||
| Q2 25 | $1.2B | $670.8M | ||
| Q1 25 | $1.3B | $643.1M | ||
| Q4 24 | $1.3B | $638.6M | ||
| Q3 24 | $1.2B | $615.7M | ||
| Q2 24 | $1.2B | $591.8M |
净利润TNETWTFC
| Q1 26 | — | $227.4M | ||
| Q4 25 | — | — | ||
| Q3 25 | $34.0M | $216.3M | ||
| Q2 25 | $37.0M | $195.5M | ||
| Q1 25 | $85.0M | $189.0M | ||
| Q4 24 | — | — | ||
| Q3 24 | $45.0M | $170.0M | ||
| Q2 24 | $60.0M | $152.4M |
营业利润率TNETWTFC
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | 42.3% | ||
| Q3 25 | 4.1% | 42.4% | ||
| Q2 25 | 4.1% | 39.8% | ||
| Q1 25 | 8.9% | 39.3% | ||
| Q4 24 | -2.9% | 39.6% | ||
| Q3 24 | 4.7% | 37.8% | ||
| Q2 24 | 6.5% | 35.7% |
净利率TNETWTFC
| Q1 26 | — | 31.9% | ||
| Q4 25 | — | — | ||
| Q3 25 | 2.8% | 31.0% | ||
| Q2 25 | 3.0% | 29.1% | ||
| Q1 25 | 6.6% | 29.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.6% | 27.6% | ||
| Q2 24 | 4.9% | 25.8% |
每股收益（稀释后）TNETWTFC
| Q1 26 | — | $3.22 | ||
| Q4 25 | $0.02 | $3.15 | ||
| Q3 25 | $0.70 | $2.78 | ||
| Q2 25 | $0.77 | $2.78 | ||
| Q1 25 | $1.71 | $2.69 | ||
| Q4 24 | $-0.44 | $2.63 | ||
| Q3 24 | $0.89 | $2.47 | ||
| Q2 24 | $1.20 | $2.32 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $287.0M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $54.0M | $7.4B |
| 总资产 | $3.8B | $72.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资TNETWTFC
| Q1 26 | — | — | ||
| Q4 25 | $287.0M | — | ||
| Q3 25 | $321.0M | — | ||
| Q2 25 | $407.0M | — | ||
| Q1 25 | $349.0M | — | ||
| Q4 24 | $360.0M | — | ||
| Q3 24 | $301.0M | — | ||
| Q2 24 | $249.0M | — |
股东权益TNETWTFC
| Q1 26 | — | $7.4B | ||
| Q4 25 | $54.0M | $7.3B | ||
| Q3 25 | $110.0M | $7.0B | ||
| Q2 25 | $107.0M | $7.2B | ||
| Q1 25 | $63.0M | $6.6B | ||
| Q4 24 | $69.0M | $6.3B | ||
| Q3 24 | $129.0M | $6.4B | ||
| Q2 24 | $100.0M | $5.5B |
总资产TNETWTFC
| Q1 26 | — | $72.2B | ||
| Q4 25 | $3.8B | $71.1B | ||
| Q3 25 | $3.4B | $69.6B | ||
| Q2 25 | $3.7B | $69.0B | ||
| Q1 25 | $3.8B | $65.9B | ||
| Q4 24 | $4.1B | $64.9B | ||
| Q3 24 | $3.7B | $63.8B | ||
| Q2 24 | $3.7B | $59.8B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $61.0M | — |
| 自由现金流经营现金流 - 资本支出 | $43.0M | — |
| 自由现金流率自由现金流/营收 | 3.4% | — |
| 资本支出强度资本支出/营收 | 1.4% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $234.0M | — |
8季度趋势，按日历期对齐
经营现金流TNETWTFC
| Q1 26 | — | — | ||
| Q4 25 | $61.0M | $910.3M | ||
| Q3 25 | $72.0M | $209.8M | ||
| Q2 25 | $75.0M | $329.2M | ||
| Q1 25 | $95.0M | $119.8M | ||
| Q4 24 | $65.0M | $721.6M | ||
| Q3 24 | $84.0M | $-61.6M | ||
| Q2 24 | $39.0M | $221.2M |
自由现金流TNETWTFC
| Q1 26 | — | — | ||
| Q4 25 | $43.0M | $860.4M | ||
| Q3 25 | $55.0M | — | ||
| Q2 25 | $57.0M | — | ||
| Q1 25 | $79.0M | — | ||
| Q4 24 | $47.0M | $635.5M | ||
| Q3 24 | $59.0M | $-78.3M | ||
| Q2 24 | $22.0M | $182.1M |
自由现金流率TNETWTFC
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 120.5% | ||
| Q3 25 | 4.5% | — | ||
| Q2 25 | 4.6% | — | ||
| Q1 25 | 6.1% | — | ||
| Q4 24 | 3.7% | 99.5% | ||
| Q3 24 | 4.8% | -12.7% | ||
| Q2 24 | 1.8% | 30.8% |
资本支出强度TNETWTFC
| Q1 26 | — | — | ||
| Q4 25 | 1.4% | 7.0% | ||
| Q3 25 | 1.4% | — | ||
| Q2 25 | 1.5% | — | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 1.4% | 13.5% | ||
| Q3 24 | 2.0% | 2.7% | ||
| Q2 24 | 1.4% | 6.6% |
现金转化率TNETWTFC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 2.12× | 0.97× | ||
| Q2 25 | 2.03× | 1.68× | ||
| Q1 25 | 1.12× | 0.63× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.87× | -0.36× | ||
| Q2 24 | 0.65× | 1.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
TNET
| Insurance Services | $1.1B | 85% |
| Professional Services | $169.0M | 14% |
WTFC
暂无分部数据
