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Travel & Leisure Co.（TNL）与ZIONS BANCORPORATION, NATIONAL ASSOCIATION（ZION）财务数据对比。点击上方公司名可切换其他公司
Travel & Leisure Co.的季度营收约是ZIONS BANCORPORATION, NATIONAL ASSOCIATION的1.1倍（$961.0M vs $891.0M），ZIONS BANCORPORATION, NATIONAL ASSOCIATION净利率更高（29.5% vs 8.2%，领先21.3%），ZIONS BANCORPORATION, NATIONAL ASSOCIATION同比增速更快（8.7% vs 2.9%），ZIONS BANCORPORATION, NATIONAL ASSOCIATION自由现金流更多（$952.0M vs $0），过去两年ZIONS BANCORPORATION, NATIONAL ASSOCIATION的营收复合增速更高（9.6% vs -1.2%）
Travel + Leisure Co.是一家总部位于美国佛罗里达州奥兰多的分时度假企业，旗下运营温德姆俱乐部、温德姆WorldMark、玛格丽塔维尔度假俱乐部、雅高度假俱乐部等多个度假所有权品牌，开发、销售并管理分时度假物业，同时主要通过RCI提供分时度假交换服务，还运营Travel + Leisure GO等旅行俱乐部。
Zions Bancorporation是总部位于美国犹他州盐湖城的全国性银行，并非银行控股公司。旗下共运营七大银行品牌，包括Zions银行、德州Amegy银行、加州信托银行、亚利桑那国家银行、内华达州立银行、科罗拉多Vectra银行及华盛顿商业银行，业务覆盖美国多地。
TNL vs ZION — 直观对比
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $961.0M | $891.0M |
| 净利润 | $79.0M | $263.0M |
| 毛利率 | — | — |
| 营业利润率 | 16.5% | — |
| 净利率 | 8.2% | 29.5% |
| 营收同比 | 2.9% | 8.7% |
| 净利润同比 | 8.2% | 21.8% |
| 每股收益（稀释后） | $1.22 | $1.77 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q1 26 | $961.0M | — | ||
| Q4 25 | $1.0B | $891.0M | ||
| Q3 25 | $1.0B | $861.0M | ||
| Q2 25 | $1.0B | $838.0M | ||
| Q1 25 | $934.0M | $795.0M | ||
| Q4 24 | $970.0M | $820.0M | ||
| Q3 24 | $993.0M | $792.0M | ||
| Q2 24 | $985.0M | $777.0M |
| Q1 26 | $79.0M | — | ||
| Q4 25 | $-62.0M | $263.0M | ||
| Q3 25 | $111.0M | $222.0M | ||
| Q2 25 | $108.0M | $244.0M | ||
| Q1 25 | $73.0M | $170.0M | ||
| Q4 24 | $119.0M | $216.0M | ||
| Q3 24 | $97.0M | $214.0M | ||
| Q2 24 | $129.0M | $201.0M |
| Q1 26 | — | — | ||
| Q4 25 | 78.9% | — | ||
| Q3 25 | 98.8% | — | ||
| Q2 25 | 97.9% | — | ||
| Q1 25 | 97.5% | — | ||
| Q4 24 | 99.0% | — | ||
| Q3 24 | 97.3% | — | ||
| Q2 24 | 97.9% | — |
| Q1 26 | 16.5% | — | ||
| Q4 25 | -2.2% | — | ||
| Q3 25 | 20.5% | — | ||
| Q2 25 | 20.2% | — | ||
| Q1 25 | 16.7% | — | ||
| Q4 24 | 21.1% | — | ||
| Q3 24 | 19.0% | — | ||
| Q2 24 | 19.2% | — |
| Q1 26 | 8.2% | — | ||
| Q4 25 | -6.0% | 29.5% | ||
| Q3 25 | 10.6% | 25.8% | ||
| Q2 25 | 10.6% | 29.1% | ||
| Q1 25 | 7.8% | 21.4% | ||
| Q4 24 | 12.3% | 26.3% | ||
| Q3 24 | 9.8% | 27.0% | ||
| Q2 24 | 13.1% | 25.9% |
| Q1 26 | $1.22 | — | ||
| Q4 25 | $-0.92 | $1.77 | ||
| Q3 25 | $1.67 | $1.48 | ||
| Q2 25 | $1.62 | $1.63 | ||
| Q1 25 | $1.07 | $1.13 | ||
| Q4 24 | $1.70 | $1.34 | ||
| Q3 24 | $1.39 | $1.37 | ||
| Q2 24 | $1.81 | $1.28 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $254.0M | — |
| 总债务越低越好 | — | $1.5B |
| 股东权益账面价值 | — | $7.2B |
| 总资产 | $6.8B | $89.0B |
| 负债/权益比越低杠杆越低 | — | 0.21× |
8季度趋势，按日历期对齐
| Q1 26 | $254.0M | — | ||
| Q4 25 | $271.0M | — | ||
| Q3 25 | $240.0M | — | ||
| Q2 25 | $212.0M | — | ||
| Q1 25 | $188.0M | — | ||
| Q4 24 | $185.0M | — | ||
| Q3 24 | $194.0M | — | ||
| Q2 24 | $166.0M | — |
| Q1 26 | — | — | ||
| Q4 25 | $5.6B | $1.5B | ||
| Q3 25 | $5.6B | $1.5B | ||
| Q2 25 | $5.6B | $970.0M | ||
| Q1 25 | $5.7B | $964.0M | ||
| Q4 24 | $5.6B | $950.0M | ||
| Q3 24 | $5.6B | $548.0M | ||
| Q2 24 | $5.6B | $546.0M |
| Q1 26 | — | — | ||
| Q4 25 | $-981.0M | $7.2B | ||
| Q3 25 | $-821.0M | $6.9B | ||
| Q2 25 | $-852.0M | $6.6B | ||
| Q1 25 | $-903.0M | $6.3B | ||
| Q4 24 | $-881.0M | $6.1B | ||
| Q3 24 | $-862.0M | $6.4B | ||
| Q2 24 | $-885.0M | $6.0B |
| Q1 26 | $6.8B | — | ||
| Q4 25 | $6.8B | $89.0B | ||
| Q3 25 | $6.9B | $88.5B | ||
| Q2 25 | $6.8B | $88.9B | ||
| Q1 25 | $6.8B | $88.0B | ||
| Q4 24 | $6.7B | $88.8B | ||
| Q3 24 | $6.7B | $87.0B | ||
| Q2 24 | $6.7B | $87.6B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.21× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 0.15× | ||
| Q1 25 | — | 0.15× | ||
| Q4 24 | — | 0.16× | ||
| Q3 24 | — | 0.09× | ||
| Q2 24 | — | 0.09× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $38.0M | $1.1B |
| 自由现金流经营现金流 - 资本支出 | $0 | $952.0M |
| 自由现金流率自由现金流/营收 | 0.0% | 106.8% |
| 资本支出强度资本支出/营收 | — | 13.6% |
| 现金转化率经营现金流/净利润 | 0.48× | 4.08× |
| 过去12个月自由现金流最近4个季度 | $423.0M | $1.4B |
8季度趋势，按日历期对齐
| Q1 26 | $38.0M | — | ||
| Q4 25 | $124.0M | $1.1B | ||
| Q3 25 | $163.0M | $438.0M | ||
| Q2 25 | $232.0M | $-62.0M | ||
| Q1 25 | $121.0M | $179.0M | ||
| Q4 24 | $98.0M | $1.1B | ||
| Q3 24 | $145.0M | $119.0M | ||
| Q2 24 | $174.0M | $251.0M |
| Q1 26 | $0 | — | ||
| Q4 25 | $92.0M | $952.0M | ||
| Q3 25 | $136.0M | $413.0M | ||
| Q2 25 | $195.0M | $-93.0M | ||
| Q1 25 | $100.0M | $152.0M | ||
| Q4 24 | $75.0M | $1.1B | ||
| Q3 24 | $125.0M | $97.0M | ||
| Q2 24 | $153.0M | $234.0M |
| Q1 26 | 0.0% | — | ||
| Q4 25 | 9.0% | 106.8% | ||
| Q3 25 | 13.0% | 48.0% | ||
| Q2 25 | 19.2% | -11.1% | ||
| Q1 25 | 10.7% | 19.1% | ||
| Q4 24 | 7.7% | 128.2% | ||
| Q3 24 | 12.6% | 12.2% | ||
| Q2 24 | 15.5% | 30.1% |
| Q1 26 | — | — | ||
| Q4 25 | 3.1% | 13.6% | ||
| Q3 25 | 2.6% | 2.9% | ||
| Q2 25 | 3.6% | 3.7% | ||
| Q1 25 | 2.2% | 3.4% | ||
| Q4 24 | 2.4% | 11.8% | ||
| Q3 24 | 2.0% | 2.8% | ||
| Q2 24 | 2.1% | 2.2% |
| Q1 26 | 0.48× | — | ||
| Q4 25 | — | 4.08× | ||
| Q3 25 | 1.47× | 1.97× | ||
| Q2 25 | 2.15× | -0.25× | ||
| Q1 25 | 1.66× | 1.05× | ||
| Q4 24 | 0.82× | 5.31× | ||
| Q3 24 | 1.49× | 0.56× | ||
| Q2 24 | 1.35× | 1.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
TNL
| Other | $452.0M | 47% |
| Service and membership fees | $396.0M | 41% |
| Consumer financing | $113.0M | 12% |
ZION
暂无分部数据
