Affinity Bancshares, Inc.

Affinity Bancshares, Inc.AFBIEarnings & Financial Report

Nasdaq · Financials · Savings Institutions, Not Federally Chartered

Revenue

$8.0M

Gross Profit

N/A

Operating Profit

$2.3M

Net Profit

$1.7M

Gross Margin

N/A

Operating Margin

28.5%

Net Margin

21.7%

YoY Growth

6.0%

EPS

$0.26

Affinity Bancshares, Inc. Q3 FY2024 Financial Summary

Affinity Bancshares, Inc. reported revenue of $8.0M (up 6.0% YoY) for Q3 FY2024, with a net profit of $1.7M (up 6.6% YoY) (21.7% margin).

Key Financial Metrics

Total Revenue$8.0M
Net Profit$1.7M
Gross MarginN/A
Operating Margin28.5%
Report PeriodQ3 FY2024

Affinity Bancshares, Inc. Annual Revenue by Year

Affinity Bancshares, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $33.1M).

YearAnnual Revenue
2025$33.1M
2024$31.2M
2023$27.2M
2022$29.8M

Affinity Bancshares, Inc. Quarterly Revenue & Net Profit History

Affinity Bancshares, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$8.6M+12.8%$2.1M24.9%
Q3 FY2025$8.4M+4.7%$2.2M26.5%
Q2 FY2025$8.3M+0.5%$2.2M25.9%
Q1 FY2025$7.8M+6.6%$1.8M23.4%
Q4 FY2024$7.6M+3.9%$1.3M17.7%
Q3 FY2024$8.0M+6.0%$1.7M21.7%
Q2 FY2024$8.3M+12.3%$1.0M12.5%
Q1 FY2024$7.3M-1.6%$1.3M18.2%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$7.3M$8.3M$8.0M$7.6M$7.8M$8.3M$8.4M$8.6M
YoY Growth-1.6%12.3%6.0%3.9%6.6%0.5%4.7%12.8%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$869.5M$873.6M$878.6M$866.8M$912.5M$933.8M$925.2M$881.7M
Liabilities$746.2M$748.5M$750.2M$737.7M$790.2M$809.7M$799.8M$754.7M
Equity$123.3M$125.1M$128.4M$129.1M$122.3M$124.1M$125.4M$127.0M

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$1.2M$619000$4.1M$6.8M$1.9M$3.8M$3.7M$11.6M