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BOK FINANCIAL CORP

BOK FINANCIAL CORPBOKFEarnings & Financial Report

Nasdaq · Financials · National Commercial Banks

BOK Financial Corporation — pronounced as letters, "B-O-K" — is a financial services holding company headquartered in Tulsa, Oklahoma. Offering a full complement of retail and commercial banking products and services across the American Midwest and Southwest, the company is one of the 50 largest financial services firms in the U.S., and the largest in Oklahoma.

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

Revenue

$535.3M

Gross Profit

N/A

Operating Profit

$180.8M

Net Profit

$140.0M

Gross Margin

N/A

Operating Margin

33.8%

Net Margin

26.2%

YoY Growth

-3.7%

EPS

$2.19

BOK FINANCIAL CORP Q2 FY2025 Financial Summary

BOK FINANCIAL CORP reported revenue of $535.3M (down 3.7% YoY) for Q2 FY2025, with a net profit of $140.0M (down 14.5% YoY) (26.2% margin).

Key Financial Metrics

Total Revenue$535.3M
Net Profit$140.0M
Gross MarginN/A
Operating Margin33.8%
Report PeriodQ2 FY2025

Revenue Breakdown

BOK FINANCIAL CORP Q2 FY2025 revenue of $535.3M breaks down across 17 segments, led by Other at $289.1M (54.0% of total).

SegmentRevenue% of Total
Other$289.1M54.0%
Deposit Account$31.3M5.9%
Transactioncardrevenue$29.6M5.5%
Personaltrustrevenue$28.0M5.2%
Brokerageandtradingrevenue$27.0M5.0%
Trans Fund EF Tnetworkrevenue$24.6M4.6%
Mortgage Banking$19.0M3.5%
Institutionaltrustretirementplanservicesrevenue$17.9M3.3%
Mortgageservicingrevenue$17.3M3.2%
Gainlossontrading$14.4M2.7%
Corporatetrustrevenue$11.7M2.2%
Financial Service Other$8.2M1.5%
Investmentmanagementservicesandother$6.3M1.2%
Investmentbankingrevenue$5.0M0.9%
Merchantservicesrevenue$2.6M0.5%
Mortgageproductionrevenue$1.7M0.3%
Automatedservicechargeandotherdepositfeerevenue$1.5M0.3%

BOK FINANCIAL CORP Revenue by Segment — Quarterly Trend

BOK FINANCIAL CORP revenue by segment across the last 4 reported quarters, showing how each business line (such as Other and Deposit Account) has evolved quarter over quarter.

SegmentQ4 FY2025Q3 FY2025Q2 FY2025Q1 FY2025
Other—$300.5M$289.1M$190.3M
Deposit Account—$31.9M$31.3M$30.3M
Transactioncardrevenue—$29.5M$29.6M$27.1M
Personaltrustrevenue—$27.2M$28.0M$25.6M
Brokerageandtradingrevenue—$25.4M$27.0M$11.4M

BOK FINANCIAL CORP Annual Revenue by Year

BOK FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $2.2B).

YearAnnual Revenue
2025$2.2B
2024$2.1B
2023$1.3B
2022$1.2B

BOK FINANCIAL CORP Quarterly Revenue & Net Profit History

BOK FINANCIAL CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$589.6M+12.7%$177.3M30.1%
Q3 FY2025$548.4M+6.2%$140.9M25.7%
Q2 FY2025$535.3M-3.7%$140.0M26.2%
Q1 FY2025$502.3M+10.3%$119.8M23.8%
Q4 FY2024$523.1M+4.3%$136.2M26.0%
Q3 FY2024$516.3M+3.5%$140.0M27.1%
Q2 FY2024$555.7M+4.6%$163.7M29.5%
Q1 FY2024$455.3M-14.1%$83.7M18.4%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$455.3M$555.7M$516.3M$523.1M$502.3M$535.3M$548.4M$589.6M
YoY Growth-14.1%4.6%3.5%4.3%10.3%-3.7%6.2%12.7%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$50.16B$50.40B$50.08B$49.69B$50.47B$51.00B$50.19B$52.24B
Liabilities$45.03B$45.17B$44.47B$44.13B$44.70B$45.10B$44.17B$46.32B
Equity$5.13B$5.23B$5.61B$5.55B$5.77B$5.89B$6.02B$5.92B

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$179.2M$463.5M$246.7M$1.43B$20.3M$89.4M$867.8M$739.6M