BLUE RIDGE BANKSHARES, INC.

BLUE RIDGE BANKSHARES, INC.BRBSEarnings & Financial Report

NYSE · Financials · State Commercial Banks

Blue Ridge Bankshares, Inc. is a U.S.-based financial holding company operating through its banking subsidiary. It offers retail and commercial banking services including deposit accounts, loans, and wealth management solutions, serving individual consumers and small to mid-sized businesses across Virginia and North Carolina.

BRBS Q4 FY2025 Key Financial Metrics

Revenue

$20.8M

Gross Profit

N/A

Operating Profit

$5.4M

Net Profit

$4.2M

Gross Margin

N/A

Operating Margin

25.9%

Net Margin

20.4%

YoY Growth

-5.2%

EPS

$0.05

BLUE RIDGE BANKSHARES, INC. Q4 FY2025 Financial Summary

BLUE RIDGE BANKSHARES, INC. reported revenue of $20.8M (down 5.2% YoY) for Q4 FY2025, with a net profit of $4.2M (up 311.9% YoY) (20.4% margin).

Key Financial Metrics

Total Revenue$20.8M
Net Profit$4.2M
Gross MarginN/A
Operating Margin25.9%
Report PeriodQ4 FY2025

BLUE RIDGE BANKSHARES, INC. Annual Revenue by Year

BLUE RIDGE BANKSHARES, INC. annual revenue history includes year-by-year totals (for example, 2025 revenue was $91.7M).

YearAnnual Revenue
2025$91.7Mvs 2024
2024$92.2Mvs 2023
2023$93.0Mvs 2022
2022$104.6M

BLUE RIDGE BANKSHARES, INC. Quarterly Revenue & Net Profit History

BLUE RIDGE BANKSHARES, INC. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$20.8M-5.2%$4.2M20.4%
Q3 FY2025$25.7M+18.1%$5.6M21.8%
Q2 FY2025$23.1M+13.4%$1.3M5.6%
Q1 FY2025$22.1M-21.6%$-434.0K-2.0%
Q4 FY2024$21.9M-14.6%$-2.0M-10.5%
Q3 FY2024$21.8M-26.4%$946.0K4.3%
Q2 FY2024$20.4M-39.5%$-11.4M-56.2%
Q1 FY2024$28.1M-13.4%$-2.9M-10.3%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$28.1M$20.4M$21.8M$21.9M$22.1M$23.1M$25.7M$20.8M
YoY Growth-13.4%-39.5%-26.4%-14.6%-21.6%13.4%18.1%-5.2%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$3.08B$2.93B$2.94B$2.74B$2.69B$2.56B$2.50B$2.43B
Liabilities$2.90B$2.61B$2.61B$2.41B$2.35B$2.21B$2.14B$2.11B
Equity$180.9M$325.6M$336.3M$327.8M$338.3M$344.3M$355.5M$323.7M

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$-7.5M$-4.8M$24.1M$-6.3M$-3.6M$10.7M$6.4M$13.6M