COMMUNITY FINANCIAL SYSTEM, INC.CBUEarnings & Financial Report
Community Health Systems (CHS) is a Fortune 500 company based in Franklin, Tennessee. It was the largest provider of general hospital healthcare services in the United States in terms of number of acute care facilities. In 2014, CHS had around 200 hospitals, but the number had declined to around 85 in 2021.
Revenue
$207.1M
Gross Profit
N/A
Operating Profit
$73.2M
Net Profit
$55.1M
Gross Margin
N/A
Operating Margin
35.3%
Net Margin
26.6%
YoY Growth
9.6%
EPS
$1.04
Financial Flow
COMMUNITY FINANCIAL SYSTEM, INC. Q3 2025 Financial Summary
COMMUNITY FINANCIAL SYSTEM, INC. reported revenue of $207.1M (up 9.6% YoY) for Q3 2025, with a net profit of $55.1M (up 25.5% YoY) (26.6% margin). Cost of goods sold was N/A.
Key Financial Metrics
| Total Revenue | $207.1M |
|---|---|
| Net Profit | $55.1M |
| Gross Margin | N/A |
| Operating Margin | 35.3% |
| Report Period | Q3 2025 |
Revenue Breakdown
COMMUNITY FINANCIAL SYSTEM, INC. Q3 2025 revenue of $207.1M breaks down across 4 segments, led by Banking And Corporate Services at $148.9M (71.9% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Banking And Corporate Services | $148.9M | 71.9% |
| Employee Benefit Services | $34.8M | 16.8% |
| Insurance Services | $14.1M | 6.8% |
| Wealth Management Services | $9.0M | 4.3% |
COMMUNITY FINANCIAL SYSTEM, INC. Revenue by Segment — Quarterly Trend
COMMUNITY FINANCIAL SYSTEM, INC. revenue by segment across the last 4 reported quarters, showing how each business line (such as Banking And Corporate Services and Employee Benefit Services) has evolved quarter over quarter.
| Segment | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|
| Banking And Corporate Services | $156.6M | $148.9M | $144.3M | $138.9M |
| Employee Benefit Services | $36.9M | $34.8M | $32.8M | $33.0M |
| Insurance Services | $12.7M | $14.1M | $13.4M | $14.2M |
| Wealth Management Services | $9.6M | $9.0M | $8.7M | $9.9M |
COMMUNITY FINANCIAL SYSTEM, INC. Annual Revenue by Year
COMMUNITY FINANCIAL SYSTEM, INC. annual revenue history includes year-by-year totals (for example, 2025 revenue was $818.0M).
| Year | Annual Revenue |
|---|---|
| 2025 | $818.0M |
| 2024 | $746.3M |
| 2023 | $437.3M |
COMMUNITY FINANCIAL SYSTEM, INC. Quarterly Revenue & Net Profit History
COMMUNITY FINANCIAL SYSTEM, INC. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 2025 | $215.5M | +9.8% | $54.4M | 25.3% |
| Q3 2025 | $207.1M | +9.6% | $55.1M | 26.6% |
| Q2 2025 | $199.3M | +8.4% | $51.3M | 25.8% |
| Q1 2025 | $196.2M | +10.7% | $49.6M | 25.3% |
| Q4 2024 | $196.3M | +79.8% | $49.8M | 25.4% |
| Q3 2024 | $188.9M | +75.3% | $43.9M | 23.2% |
| Q2 2024 | $183.8M | +68.2% | $47.9M | 26.1% |
| Q1 2024 | $177.3M | +59.7% | $40.9M | 23.1% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $177.3M | $183.8M | $188.9M | $196.3M | $196.2M | $199.3M | $207.1M | $215.5M |
| YoY Growth | 59.7% | 68.2% | 75.3% | 79.8% | 10.7% | 8.4% | 9.6% | 9.8% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $15.86B | $15.91B | $16.40B | $16.39B | $16.76B | $16.67B | $16.96B | $17.30B |
| Liabilities | $14.20B | $14.24B | $14.62B | $14.62B | $14.93B | $14.78B | $15.02B | $15.30B |
| Equity | $1.66B | $1.67B | $1.78B | $1.76B | $1.83B | $1.88B | $1.94B | $2.01B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $79.9M | $39.8M | $56.9M | $65.7M | $62.5M | $53.7M | $101.1M | $84.6M |