Catalyst Bancorp, Inc.CLSTEarnings & Financial Report
Catalyst Bancorp, Inc. is a U.S.-based financial holding company that operates community banking subsidiaries. It provides a full range of retail and commercial banking products including checking and savings accounts, small business loans, residential mortgages, personal lending, and wealth management services, primarily serving local regional markets across the U.S. with a focus on individual consumers and small business clients.
Revenue
$2.9M
Gross Profit
N/A
Operating Profit
$720.0K
Net Profit
$586.0K
Gross Margin
N/A
Operating Margin
24.7%
Net Margin
20.1%
YoY Growth
13.0%
EPS
$0.16
Catalyst Bancorp, Inc. Q1 FY2025 Financial Summary
Catalyst Bancorp, Inc. reported revenue of $2.9M (up 13.0% YoY) for Q1 FY2025, with a net profit of $586.0K (up 112.5% YoY) (20.1% margin).
Key Financial Metrics
| Total Revenue | $2.9M |
|---|---|
| Net Profit | $586.0K |
| Gross Margin | N/A |
| Operating Margin | 24.7% |
| Report Period | Q1 FY2025 |
Catalyst Bancorp, Inc. Annual Revenue by Year
Catalyst Bancorp, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $11.1M).
| Year | Annual Revenue |
|---|---|
| 2025 | $11.1M |
| 2024 | $10.5M |
| 2023 | $7.7M |
| 2022 | $7.3M |
Catalyst Bancorp, Inc. Quarterly Revenue & Net Profit History
Catalyst Bancorp, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $2.7M | +1.4% | $456.0K | 17.2% |
| Q3 FY2025 | $2.8M | -12.3% | $489.0K | 17.7% |
| Q2 FY2025 | $2.8M | -0.1% | $521.0K | 18.5% |
| Q1 FY2025 | $2.9M | +13.0% | $586.0K | 20.1% |
| Q4 FY2024 | $2.5M | +29.0% | $626.0K | 25.3% |
| Q3 FY2024 | $3.2M | +39.8% | $447.0K | 14.2% |
| Q2 FY2024 | $2.8M | +28.4% | $527.0K | 18.7% |
| Q1 FY2024 | $2.1M | +6.5% | $-4.7M | -224.0% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $2.1M | $2.8M | $3.2M | $2.5M | $2.9M | $2.8M | $2.8M | $2.7M |
| YoY Growth | 6.5% | 28.4% | 39.8% | 29.0% | 13.0% | -0.1% | -12.3% | 1.4% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $282.0M | $295.3M | $280.6M | $276.7M | $271.6M | $273.8M | $283.8M | $282.9M |
| Liabilities | $200.7M | $214.3M | $198.9M | $196.5M | $191.1M | $193.0M | $202.2M | $201.2M |
| Equity | $81.3M | $81.0M | $81.7M | $80.2M | $80.6M | $80.8M | $81.6M | $81.7M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $247000 | $1.4M | $896000 | $3.2M | $427000 | $1.2M | $912000 | $3.3M |