COMMUNITY TRUST BANCORP INCCTBIEarnings & Financial Report
Community Trust Bancorp is an American regional bank holding company that was founded in 1903 as Pikeville National Bank. The renamed corporation continues to have its headquarters in Pikeville, Kentucky, at the heart of Appalachia. Community Trust Bancorp operates a commercial bank, Community Trust Bank, and a trust company, Community Trust and Investment Company of Lexington.
Revenue
$71.5M
Gross Profit
N/A
Operating Profit
$30.9M
Net Profit
$23.9M
Gross Margin
N/A
Operating Margin
43.2%
Net Margin
33.4%
YoY Growth
13.9%
EPS
$1.32
COMMUNITY TRUST BANCORP INC Q3 FY2025 Financial Summary
COMMUNITY TRUST BANCORP INC reported revenue of $71.5M (up 13.9% YoY) for Q3 FY2025, with a net profit of $23.9M (up 8.0% YoY) (33.4% margin).
Key Financial Metrics
| Total Revenue | $71.5M |
|---|---|
| Net Profit | $23.9M |
| Gross Margin | N/A |
| Operating Margin | 43.2% |
| Report Period | Q3 FY2025 |
COMMUNITY TRUST BANCORP INC Annual Revenue by Year
COMMUNITY TRUST BANCORP INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $282.6M).
| Year | Annual Revenue |
|---|---|
| 2025 | $282.6M |
| 2024 | $248.6M |
| 2023 | $173.1M |
| 2022 | $169.1M |
COMMUNITY TRUST BANCORP INC Quarterly Revenue & Net Profit History
COMMUNITY TRUST BANCORP INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $74.7M | +13.8% | $27.3M | 36.5% |
| Q3 FY2025 | $71.5M | +13.9% | $23.9M | 33.4% |
| Q2 FY2025 | $70.2M | +14.4% | $24.9M | 35.5% |
| Q1 FY2025 | $66.2M | +12.7% | $22.0M | 33.2% |
| Q4 FY2024 | $65.7M | +15.9% | $22.5M | 34.2% |
| Q3 FY2024 | $62.8M | +7.0% | $22.1M | 35.3% |
| Q2 FY2024 | $61.4M | +6.1% | $19.5M | 31.8% |
| Q1 FY2024 | $58.7M | +2.0% | $18.7M | 31.8% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $58.7M | $61.4M | $62.8M | $65.7M | $66.2M | $70.2M | $71.5M | $74.7M |
| YoY Growth | 2.0% | 6.1% | 7.0% | 15.9% | 12.7% | 14.4% | 13.9% | 13.8% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $5.85B | $5.80B | $5.96B | $6.19B | $6.28B | $6.39B | $6.64B | $6.68B |
| Liabilities | $5.14B | $5.09B | $5.20B | $5.44B | $5.49B | $5.58B | $5.81B | $5.83B |
| Equity | $707.7M | $719.3M | $760.8M | $757.6M | $784.2M | $806.9M | $831.4M | $856.1M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $26.2M | $20.0M | $36.7M | $105.3M | $36.6M | $15.9M | $37.5M | $105.0M |