FIRST FINANCIAL BANCORPFFBCEarnings & Financial Report
First Financial Bancorp is a regional bank headquartered in Cincinnati, Ohio, with its operations centers in the northern Cincinnati suburb of Springdale, and Greensburg, Indiana. Founded in 1863, First Financial has the sixth oldest national bank charter and has 131 locations throughout Ohio, Indiana, Kentucky, and Illinois. First Financial acquired Irwin Financial Corp and its subsidiaries through a government assisted transaction on September 18, 2009.
Revenue
$201.3M
Gross Profit
N/A
Operating Profit
$64.9M
Net Profit
$52.5M
Gross Margin
N/A
Operating Margin
32.2%
Net Margin
26.1%
YoY Growth
-5.1%
EPS
$0.55
FIRST FINANCIAL BANCORP Q3 FY2024 Financial Summary
FIRST FINANCIAL BANCORP reported revenue of $201.3M (down 5.1% YoY) for Q3 FY2024, with a net profit of $52.5M (down 16.8% YoY) (26.1% margin).
Key Financial Metrics
| Total Revenue | $201.3M |
|---|---|
| Net Profit | $52.5M |
| Gross Margin | N/A |
| Operating Margin | 32.2% |
| Report Period | Q3 FY2024 |
FIRST FINANCIAL BANCORP Annual Revenue by Year
FIRST FINANCIAL BANCORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $899.5M).
| Year | Annual Revenue |
|---|---|
| 2025 | $899.5M |
| 2024 | $835.6M |
| 2023 | $627.8M |
| 2022 | $519.1M |
FIRST FINANCIAL BANCORP Quarterly Revenue & Net Profit History
FIRST FINANCIAL BANCORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $271.5M | — | $74.4M | 27.4% |
| Q4 FY2025 | $238.8M | +6.5% | N/A | N/A |
| Q3 FY2025 | $234.0M | +16.3% | $71.9M | 30.7% |
| Q2 FY2025 | $226.3M | +5.4% | $70.0M | 30.9% |
| Q1 FY2025 | $200.4M | +2.6% | $51.3M | 25.6% |
| Q4 FY2024 | $224.3M | +11.7% | N/A | N/A |
| Q3 FY2024 | $201.3M | -5.1% | $52.5M | 26.1% |
| Q2 FY2024 | $214.8M | +1.1% | $60.8M | 28.3% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $214.8M | $201.3M | $224.3M | $200.4M | $226.3M | $234.0M | $238.8M | $271.5M |
| YoY Growth | 1.1% | -5.1% | 11.7% | 2.6% | 5.4% | 16.3% | 6.5% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $18.17B | $18.15B | $18.57B | $18.46B | $18.63B | $18.55B | $21.13B | $22.46B |
| Liabilities | $15.84B | $15.70B | $16.13B | $15.95B | $16.08B | $15.92B | $18.36B | $19.82B |
| Equity | $2.33B | $2.45B | $2.44B | $2.50B | $2.56B | $2.63B | $2.77B | $2.95B |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $68.1M | $88.1M | $262.2M | $56.1M | $69.8M | $89.8M | $337.9M |