KINGSTONE COMPANIES, INC.KINSEarnings & Financial Report
Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...
Revenue
$35.8M
Gross Profit
N/A
Operating Profit
$1.8M
Net Profit
$1.4M
Gross Margin
N/A
Operating Margin
5.0%
Net Margin
4.0%
YoY Growth
-2.4%
EPS
$0.12
KINGSTONE COMPANIES, INC. Q1 FY2024 Financial Summary
KINGSTONE COMPANIES, INC. reported revenue of $35.8M (down 2.4% YoY) for Q1 FY2024, with a net profit of $1.4M (up 128.2% YoY) (4.0% margin).
Key Financial Metrics
| Total Revenue | $35.8M |
|---|---|
| Net Profit | $1.4M |
| Gross Margin | N/A |
| Operating Margin | 5.0% |
| Report Period | Q1 FY2024 |
KINGSTONE COMPANIES, INC. Annual Revenue by Year
KINGSTONE COMPANIES, INC. annual revenue history includes year-by-year totals (for example, 2025 revenue was $214.9M).
| Year | Annual Revenue |
|---|---|
| 2025 | $214.9M |
| 2024 | $155.1M |
| 2023 | $144.2M |
| 2022 | $130.2M |
KINGSTONE COMPANIES, INC. Quarterly Revenue & Net Profit History
KINGSTONE COMPANIES, INC. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $56.4M | +34.0% | $14.8M | 26.2% |
| Q3 FY2025 | $55.7M | +36.5% | $10.9M | 19.5% |
| Q2 FY2025 | $52.3M | +43.3% | $11.3M | 21.5% |
| Q1 FY2025 | $50.5M | +41.2% | $3.9M | 7.7% |
| Q4 FY2024 | $42.1M | +15.0% | $5.4M | 12.9% |
| Q3 FY2024 | $40.8M | +19.1% | $7.0M | 17.1% |
| Q2 FY2024 | $36.5M | -0.6% | $4.5M | 12.4% |
| Q1 FY2024 | $35.8M | -2.4% | $1.4M | 4.0% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $35.8M | $36.5M | $40.8M | $42.1M | $50.5M | $52.3M | $55.7M | $56.4M |
| YoY Growth | -2.4% | -0.6% | 19.1% | 15.0% | 41.2% | 43.3% | 36.5% | 34.0% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $318.3M | $319.8M | $347.0M | $374.9M | $385.4M | $393.4M | $428.6M | $453.4M |
| Liabilities | $282.5M | $279.0M | $287.3M | $308.2M | $303.2M | $298.5M | $320.9M | $330.7M |
| Equity | $35.7M | $40.8M | $59.7M | $66.7M | $82.2M | $94.9M | $107.7M | $122.7M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $6.1M | $7.1M | $21.7M | $57.9M | $17.9M | $9.3M | $25.9M | $75.9M |