LAKELAND FINANCIAL CORPLKFNEarnings & Financial Report
Amscot Financial is an American financial services company headquartered in Tampa, Florida. Founded in 1989 by Ian MacKechnie, Amscot Financial provides non-bank consumer financial services through a network of retail branches located exclusively within Florida. Amscot's core services include check cashing, bill payment, prepaid access cards, payday loans, free money orders, ATMs in every branch, wire transfers, notary services, fax services, and postage. Amscot Financial operates nearly 240 ...
Revenue
$63.8M
Gross Profit
N/A
Operating Profit
$24.2M
Net Profit
$20.1M
Gross Margin
N/A
Operating Margin
38.0%
Net Margin
31.5%
YoY Growth
6.3%
EPS
$0.78
LAKELAND FINANCIAL CORP Q1 FY2025 Financial Summary
LAKELAND FINANCIAL CORP reported revenue of $63.8M (up 6.3% YoY) for Q1 FY2025, with a net profit of $20.1M (down 14.2% YoY) (31.5% margin).
Key Financial Metrics
| Total Revenue | $63.8M |
|---|---|
| Net Profit | $20.1M |
| Gross Margin | N/A |
| Operating Margin | 38.0% |
| Report Period | Q1 FY2025 |
LAKELAND FINANCIAL CORP Annual Revenue by Year
LAKELAND FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $269.0M).
| Year | Annual Revenue |
|---|---|
| 2025 | $269.0M |
| 2024 | $253.5M |
| 2023 | $197.0M |
| 2022 | $202.9M |
LAKELAND FINANCIAL CORP Quarterly Revenue & Net Profit History
LAKELAND FINANCIAL CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $69.7M | — | $26.5M | 38.0% |
| Q4 FY2025 | $69.8M | +9.8% | $29.9M | 42.8% |
| Q3 FY2025 | $69.0M | +12.8% | $26.4M | 38.3% |
| Q2 FY2025 | $66.4M | -3.5% | $27.0M | 40.6% |
| Q1 FY2025 | $63.8M | +6.3% | $20.1M | 31.5% |
| Q4 FY2024 | $63.6M | -3.4% | $24.2M | 38.1% |
| Q3 FY2024 | $61.2M | +3.3% | $23.3M | 38.1% |
| Q2 FY2024 | $68.7M | +14.5% | $22.5M | 32.8% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $68.7M | $61.2M | $63.6M | $63.8M | $66.4M | $69.0M | $69.8M | $69.7M |
| YoY Growth | 14.5% | 3.3% | -3.4% | 6.3% | -3.5% | 12.8% | 9.8% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $6.57B | $6.65B | $6.68B | $6.85B | $6.96B | $6.90B | $6.99B | $7.08B |
| Liabilities | $5.91B | $5.95B | $5.99B | $6.16B | $6.25B | $6.15B | $6.23B | $6.33B |
| Equity | $654.5M | $699.1M | $683.8M | $694.4M | $709.9M | $747.4M | $762.4M | $749.0M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $21.0M | $18.0M | $102.5M | $28.9M | $16.2M | $36.1M | $114.9M |