MIDDLEFIELD BANC CORPMBCNEarnings & Financial Report
Star Banc Corporation was a Cincinnati, Ohio-based regional bank holding company that acquired Firstar in 1998 and took the Firstar name; the merged bank acquired U.S. Bancorp in 2001 and took the U.S. Bancorp name. The company can trace its origins back to 1863 when it was first founded as the First National Bank of Cincinnati.
MBCN Q3 FY2025 Key Financial Metrics
Revenue
$19.9M
Gross Profit
N/A
Operating Profit
$6.4M
Net Profit
$5.3M
Gross Margin
N/A
Operating Margin
32.2%
Net Margin
26.7%
YoY Growth
18.3%
EPS
$0.65
MIDDLEFIELD BANC CORP Q3 FY2025 Financial Summary
MIDDLEFIELD BANC CORP reported revenue of $19.9M (up 18.3% YoY) for Q3 FY2025, with a net profit of $5.3M (up 127.4% YoY) (26.7% margin).
Key Financial Metrics
| Total Revenue | $19.9M |
|---|---|
| Net Profit | $5.3M |
| Gross Margin | N/A |
| Operating Margin | 32.2% |
| Report Period | Q3 FY2025 |
MIDDLEFIELD BANC CORP Annual Revenue by Year
MIDDLEFIELD BANC CORP annual revenue history includes year-by-year totals (for example, 2024 revenue was $67.9M).
MIDDLEFIELD BANC CORP Quarterly Revenue & Net Profit History
MIDDLEFIELD BANC CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q3 FY2025 | $19.9M | +18.3% | $5.3M | 26.7% |
| Q2 FY2025 | $20.5M | +21.8% | $6.2M | 30.0% |
| Q1 FY2025 | $18.0M | +7.6% | $4.8M | 26.8% |
| Q4 FY2024 | $17.5M | +2.9% | $4.8M | 27.8% |
| Q3 FY2024 | $16.8M | -5.4% | $2.3M | 13.9% |
| Q2 FY2024 | $16.8M | -11.1% | $4.2M | 24.7% |
| Q1 FY2024 | $16.8M | -7.8% | $4.2M | 24.9% |
| Q4 FY2023 | $15.4M | +9.2% | $3.5M | 23.0% |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $15.4M | $16.8M | $16.8M | $16.8M | $17.5M | $18.0M | $20.5M | $19.9M |
| YoY Growth | 9.2% | -7.8% | -11.1% | -5.4% | 2.9% | 7.6% | 21.8% | 18.3% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.82B | $1.82B | $1.83B | $1.86B | $1.85B | $1.89B | $1.92B | $1.98B |
| Liabilities | $1.62B | $1.61B | $1.62B | $1.65B | $1.64B | $1.67B | $1.71B | $1.75B |
| Equity | $205.7M | $205.6M | $206.8M | $210.7M | $210.6M | $213.8M | $216.1M | $224.1M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $7.7M | $5.4M | $3.4M | $6.0M | $17.5M | $8.0M | $4.8M | $4.8M |