M&T BankMTBEarnings & Financial Report
M&T Bank Corporation is an American bank holding company headquartered in Buffalo, New York. It operates 950+ branches in 12 states and Washington D.C. across the Eastern United States, from Maine to Virginia. Until May 1998, the bank's holding company was named First Empire State Corporation.
MTB Q4 2025 Key Financial Metrics
Revenue
$420.0M
Gross Profit
N/A
Operating Profit
$971.0M
Net Profit
$759.0M
Gross Margin
N/A
Operating Margin
231.2%
Net Margin
180.7%
YoY Growth
7.1%
EPS
$4.62
Financial Flow
M&T Bank Q4 2025 Financial Summary
M&T Bank reported revenue of $420.0M for Q4 2025, with a net profit of $759.0M (180.7% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $420.0M |
|---|---|
| Net Profit | $759.0M |
| Gross Margin | N/A |
| Operating Margin | 231.2% |
| Report Period | Q4 2025 |
M&T Bank Annual Revenue by Year
M&T Bank annual revenue history includes year-by-year totals (for example, 2025 revenue was $1.7B).
| Year | Annual Revenue |
|---|---|
| 2025 | $1.7B |
| 2024 | $1.5B |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $367.0M | $388.0M | $394.0M | $392.0M | $397.0M | $417.0M | $423.0M | $420.0M |
| YoY Growth | N/A | 3.2% | 9.4% | N/A | 8.2% | 7.5% | 7.4% | 7.1% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $215.14B | $208.85B | $211.78B | $208.10B | $210.32B | $211.58B | $211.28B | $213.51B |
| Liabilities | $187.97B | $180.43B | $182.91B | $179.08B | $181.33B | $183.06B | $182.55B | $184.33B |
| Equity | $27.17B | $28.42B | $28.88B | $29.03B | $28.99B | $28.52B | $28.73B | $29.18B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $608.0M | $1.35B | $-28.0M | $1.68B | $635.0M | $844.0M | $1.00B | $523.0M |
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