OFG BANCORPOFGEarnings & Financial Report
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
Revenue
$178.6M
Gross Profit
N/A
Operating Profit
$59.4M
Net Profit
$45.6M
Gross Margin
N/A
Operating Margin
33.3%
Net Margin
25.5%
YoY Growth
2.4%
EPS
$1.00
OFG BANCORP Q1 FY2025 Financial Summary
OFG BANCORP reported revenue of $178.6M (up 2.4% YoY) for Q1 FY2025, with a net profit of $45.6M (down 8.3% YoY) (25.5% margin).
Key Financial Metrics
| Total Revenue | $178.6M |
|---|---|
| Net Profit | $45.6M |
| Gross Margin | N/A |
| Operating Margin | 33.3% |
| Report Period | Q1 FY2025 |
OFG BANCORP Annual Revenue by Year
OFG BANCORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $731.4M).
| Year | Annual Revenue |
|---|---|
| 2025 | $731.4M |
| 2024 | $711.7M |
| 2023 | $0 |
| 2022 | $0 |
OFG BANCORP Quarterly Revenue & Net Profit History
OFG BANCORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $184.3M | +0.9% | $55.9M | 30.3% |
| Q3 FY2025 | $186.2M | +6.5% | $51.8M | 27.8% |
| Q2 FY2025 | $182.4M | +1.4% | $51.8M | 28.4% |
| Q1 FY2025 | $178.6M | +2.4% | $45.6M | 25.5% |
| Q4 FY2024 | $182.7M | +0.2% | $50.3M | 27.6% |
| Q3 FY2024 | $174.7M | +1.3% | $47.0M | 26.9% |
| Q2 FY2024 | $179.8M | +5.9% | $51.1M | 28.4% |
| Q1 FY2024 | $174.4M | +5.9% | $49.7M | 28.5% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $174.4M | $179.8M | $174.7M | $182.7M | $178.6M | $182.4M | $186.2M | $184.3M |
| YoY Growth | 5.9% | 5.9% | 1.3% | 0.2% | 2.4% | 1.4% | 6.5% | 0.9% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $11.16B | $11.26B | $11.46B | $11.50B | $11.73B | $12.23B | $12.23B | $12.47B |
| Liabilities | $9.94B | $10.03B | $10.14B | $10.25B | $10.43B | $10.90B | $10.85B | $11.08B |
| Equity | $1.22B | $1.23B | $1.32B | $1.25B | $1.30B | $1.33B | $1.38B | $1.39B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $61.0M | $95.1M | $58.1M | $252.5M | $83.1M | $35.9M | $39.5M | $217.7M |