OneMain Holdings, Inc.

OneMain Holdings, Inc.OMFEarnings & Financial Report

NYSE · Financials · Personal Credit Institutions

OneMain Holdings, Inc. is an American financial services holding company headquartered in Evansville, Indiana, with central offices throughout the United States. The company wholly owns OneMain Finance Corporation and its subsidiaries, through which it operates in the consumer finance and insurance industries as OneMain Financial. Its business primarily focuses on providing personal loans and optional insurance products to customers with limited access to traditional lenders, such as banks an...

Revenue

$922.0M

Gross Profit

N/A

Operating Profit

$92.0M

Net Profit

$71.0M

Gross Margin

N/A

Operating Margin

10.0%

Net Margin

7.7%

YoY Growth

5.6%

EPS

$0.59

OneMain Holdings, Inc. Q2 FY2024 Financial Summary

OneMain Holdings, Inc. reported revenue of $922.0M (up 5.6% YoY) for Q2 FY2024, with a net profit of $71.0M (down 31.1% YoY) (7.7% margin).

Key Financial Metrics

Total Revenue$922.0M
Net Profit$71.0M
Gross MarginN/A
Operating Margin10.0%
Report PeriodQ2 FY2024

OneMain Holdings, Inc. Annual Revenue by Year

OneMain Holdings, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $4.2B).

YearAnnual Revenue
2025$4.2B
2024$3.8B
2023$3.5B
2022$3.5B

OneMain Holdings, Inc. Quarterly Revenue & Net Profit History

OneMain Holdings, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$1.1B+8.3%$204.0M18.7%
Q3 FY2025$1.1B+9.3%$199.0M18.6%
Q2 FY2025$1.0B+10.8%$167.0M16.3%
Q1 FY2025$996.0M+11.2%$213.0M21.4%
Q4 FY2024$1.0B+10.0%$126.0M12.5%
Q3 FY2024$981.0M+9.0%$157.0M16.0%
Q2 FY2024$922.0M+5.6%$71.0M7.7%
Q1 FY2024$896.0M+4.8%$155.0M17.3%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$896.0M$922.0M$981.0M$1.01B$996.0M$1.02B$1.07B$1.09B
YoY Growth4.8%5.6%9.0%10.0%11.2%10.8%9.3%8.3%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$23.91B$25.09B$25.58B$25.91B$26.03B$26.63B$26.98B$27.39B
Liabilities$20.69B$21.93B$22.37B$22.72B$22.75B$23.30B$23.61B$23.99B
Equity$3.21B$3.15B$3.21B$3.19B$3.28B$3.33B$3.38B$3.40B

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$558.0M$712.0M$677.0M$752.0M$665.0M$774.0M$828.0M$865.0M