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Side-by-side financial comparison of Oportun Financial Corp (OPRT) and Perella Weinberg Partners (PWP). Click either name above to swap in a different company.
Oportun Financial Corp is the larger business by last-quarter revenue ($247.7M vs $219.2M, roughly 1.1× Perella Weinberg Partners). Perella Weinberg Partners runs the higher net margin — 6.3% vs 1.4%, a 4.9% gap on every dollar of revenue. On growth, Oportun Financial Corp posted the faster year-over-year revenue change (-1.3% vs -2.9%). Over the past eight quarters, Perella Weinberg Partners's revenue compounded faster (46.5% CAGR vs -0.5%).
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
PJT Partners, Inc. is a global advisory-focused investment bank, founded in October 2015 as part of The Blackstone Group's spin-off of its financial and strategic advisory services businesses.
OPRT vs PWP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $247.7M | $219.2M |
| Net Profit | $3.4M | $13.8M |
| Gross Margin | — | — |
| Operating Margin | 2.6% | 8.5% |
| Net Margin | 1.4% | 6.3% |
| Revenue YoY | -1.3% | -2.9% |
| Net Profit YoY | -61.0% | — |
| EPS (diluted) | $0.07 | $0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $247.7M | $219.2M | ||
| Q3 25 | $238.7M | $164.6M | ||
| Q2 25 | $234.3M | $155.3M | ||
| Q1 25 | $235.9M | $211.8M | ||
| Q4 24 | $250.9M | $225.7M | ||
| Q3 24 | $250.0M | $278.2M | ||
| Q2 24 | $250.4M | $272.0M | ||
| Q1 24 | $250.5M | $102.1M |
| Q4 25 | $3.4M | $13.8M | ||
| Q3 25 | $5.2M | $6.0M | ||
| Q2 25 | $6.9M | $2.7M | ||
| Q1 25 | $9.8M | $17.3M | ||
| Q4 24 | $8.7M | — | ||
| Q3 24 | $-30.0M | $16.4M | ||
| Q2 24 | $-31.0M | $-66.0M | ||
| Q1 24 | $-26.4M | $-35.8M |
| Q4 25 | 2.6% | 8.5% | ||
| Q3 25 | 6.0% | 5.4% | ||
| Q2 25 | 4.3% | 5.8% | ||
| Q1 25 | 5.6% | 5.5% | ||
| Q4 24 | 89.6% | — | ||
| Q3 24 | -15.8% | 12.9% | ||
| Q2 24 | -19.6% | -30.2% | ||
| Q1 24 | -12.2% | -52.4% |
| Q4 25 | 1.4% | 6.3% | ||
| Q3 25 | 2.2% | 3.6% | ||
| Q2 25 | 2.9% | 1.8% | ||
| Q1 25 | 4.1% | 8.2% | ||
| Q4 24 | 200.1% | — | ||
| Q3 24 | -12.0% | 5.9% | ||
| Q2 24 | -12.4% | -24.3% | ||
| Q1 24 | -10.6% | -35.1% |
| Q4 25 | $0.07 | $0.11 | ||
| Q3 25 | $0.11 | $0.08 | ||
| Q2 25 | $0.14 | $0.04 | ||
| Q1 25 | $0.21 | $0.24 | ||
| Q4 24 | $0.26 | — | ||
| Q3 24 | $-0.75 | $0.24 | ||
| Q2 24 | $-0.78 | $-1.21 | ||
| Q1 24 | $-0.68 | $-0.91 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $105.5M | $255.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $390.1M | $-127.4M |
| Total Assets | $3.3B | $797.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $105.5M | $255.9M | ||
| Q3 25 | $104.6M | $185.5M | ||
| Q2 25 | $96.8M | $145.0M | ||
| Q1 25 | $78.5M | $111.2M | ||
| Q4 24 | $60.0M | $407.4M | ||
| Q3 24 | $71.8M | $335.1M | ||
| Q2 24 | $72.9M | $185.3M | ||
| Q1 24 | $69.2M | $156.7M |
| Q4 25 | $390.1M | $-127.4M | ||
| Q3 25 | $383.9M | $-302.4M | ||
| Q2 25 | $376.0M | $-318.4M | ||
| Q1 25 | $366.1M | $-323.1M | ||
| Q4 24 | $353.8M | $-421.4M | ||
| Q3 24 | $327.6M | $-360.8M | ||
| Q2 24 | $354.1M | $-283.0M | ||
| Q1 24 | $382.0M | $161.9M |
| Q4 25 | $3.3B | $797.6M | ||
| Q3 25 | $3.2B | $650.2M | ||
| Q2 25 | $3.2B | $606.7M | ||
| Q1 25 | $3.2B | $570.5M | ||
| Q4 24 | $3.2B | $876.8M | ||
| Q3 24 | $3.3B | $810.9M | ||
| Q2 24 | $3.3B | $645.5M | ||
| Q1 24 | $3.3B | $583.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $413.4M | $34.8M |
| Free Cash FlowOCF − Capex | — | $30.5M |
| FCF MarginFCF / Revenue | — | 13.9% |
| Capex IntensityCapex / Revenue | — | 2.0% |
| Cash ConversionOCF / Net Profit | 121.45× | 2.52× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-34.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $413.4M | $34.8M | ||
| Q3 25 | $99.0M | $59.2M | ||
| Q2 25 | $104.5M | $56.1M | ||
| Q1 25 | $101.0M | $-176.5M | ||
| Q4 24 | $393.5M | $223.4M | ||
| Q3 24 | $108.5M | $200.3M | ||
| Q2 24 | $107.7M | $90.0M | ||
| Q1 24 | $85.9M | $-206.3M |
| Q4 25 | — | $30.5M | ||
| Q3 25 | — | $57.6M | ||
| Q2 25 | — | $55.3M | ||
| Q1 25 | — | $-177.6M | ||
| Q4 24 | — | $207.0M | ||
| Q3 24 | — | $199.3M | ||
| Q2 24 | — | $83.7M | ||
| Q1 24 | — | $-214.8M |
| Q4 25 | — | 13.9% | ||
| Q3 25 | — | 35.0% | ||
| Q2 25 | — | 35.6% | ||
| Q1 25 | — | -83.8% | ||
| Q4 24 | — | 91.7% | ||
| Q3 24 | — | 71.6% | ||
| Q2 24 | — | 30.8% | ||
| Q1 24 | — | -210.3% |
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 0.5% | ||
| Q1 25 | — | 0.5% | ||
| Q4 24 | — | 7.3% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 2.3% | ||
| Q1 24 | — | 8.3% |
| Q4 25 | 121.45× | 2.52× | ||
| Q3 25 | 19.05× | 9.85× | ||
| Q2 25 | 15.20× | 20.50× | ||
| Q1 25 | 10.34× | -10.18× | ||
| Q4 24 | 45.04× | — | ||
| Q3 24 | — | 12.23× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
