OHIO VALLEY BANC CORPOVBCEarnings & Financial Report
Valley National Bank of Arizona was a bank based in Phoenix, Arizona, founded in 1900 and acquired by Bank One in 1992. The bank was one of Arizona's leading financial institutions during the 20th century and the last major independent bank in Arizona at the time of its acquisition.
Revenue
$15.4M
Gross Profit
N/A
Operating Profit
$3.3M
Net Profit
$2.7M
Gross Margin
N/A
Operating Margin
21.3%
Net Margin
17.6%
YoY Growth
10.7%
EPS
$0.58
OHIO VALLEY BANC CORP Q3 FY2024 Financial Summary
OHIO VALLEY BANC CORP reported revenue of $15.4M (up 10.7% YoY) for Q3 FY2024, with a net profit of $2.7M (up 20.8% YoY) (17.6% margin).
Key Financial Metrics
| Total Revenue | $15.4M |
|---|---|
| Net Profit | $2.7M |
| Gross Margin | N/A |
| Operating Margin | 21.3% |
| Report Period | Q3 FY2024 |
OHIO VALLEY BANC CORP Annual Revenue by Year
OHIO VALLEY BANC CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $66.7M).
| Year | Annual Revenue |
|---|---|
| 2025 | $66.7M |
| 2024 | $62.0M |
| 2023 | $46.0M |
| 2022 | $44.8M |
OHIO VALLEY BANC CORP Quarterly Revenue & Net Profit History
OHIO VALLEY BANC CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $16.2M | -4.6% | $4.0M | 24.4% |
| Q3 FY2025 | $16.3M | +5.9% | $3.0M | 18.5% |
| Q2 FY2025 | $17.4M | +18.5% | $4.2M | 24.2% |
| Q1 FY2025 | $16.8M | +12.8% | $4.4M | 26.2% |
| Q4 FY2024 | $17.0M | +14.1% | $2.5M | 14.8% |
| Q3 FY2024 | $15.4M | +10.7% | $2.7M | 17.6% |
| Q2 FY2024 | $14.7M | +2.4% | $3.0M | 20.3% |
| Q1 FY2024 | $14.9M | -3.9% | $2.8M | 18.8% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $14.9M | $14.7M | $15.4M | $17.0M | $16.8M | $17.4M | $16.3M | $16.2M |
| YoY Growth | -3.9% | 2.4% | 10.7% | 14.1% | 12.8% | 18.5% | 5.9% | -4.6% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.37B | $1.40B | $1.49B | $1.50B | $1.51B | $1.51B | $1.57B | $1.58B |
| Liabilities | $1.23B | $1.26B | $1.34B | $1.35B | $1.36B | $1.35B | $1.41B | $1.41B |
| Equity | $145.8M | $145.8M | $152.2M | $150.3M | $155.7M | $160.8M | $164.4M | $170.3M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $928000 | $4.2M | $5.6M | $13.1M | $496000 | $4.5M | $5.3M | $18.1M |