PEOPLES FINANCIAL SERVICES CORP.

PEOPLES FINANCIAL SERVICES CORP.PFISEarnings & Financial Report

Nasdaq · Financials · National Commercial Banks

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

Revenue

$22.5M

Gross Profit

N/A

Operating Profit

$3.7M

Net Profit

$3.3M

Gross Margin

N/A

Operating Margin

16.5%

Net Margin

14.6%

YoY Growth

-12.4%

EPS

$0.46

PEOPLES FINANCIAL SERVICES CORP. Q2 FY2024 Financial Summary

PEOPLES FINANCIAL SERVICES CORP. reported revenue of $22.5M (down 12.4% YoY) for Q2 FY2024, with a net profit of $3.3M (down 65.2% YoY) (14.6% margin).

Key Financial Metrics

Total Revenue$22.5M
Net Profit$3.3M
Gross MarginN/A
Operating Margin16.5%
Report PeriodQ2 FY2024

PEOPLES FINANCIAL SERVICES CORP. Annual Revenue by Year

PEOPLES FINANCIAL SERVICES CORP. annual revenue history includes year-by-year totals (for example, 2025 revenue was $187.7M).

YearAnnual Revenue
2025$187.7M
2024$134.3M
2023$86.8M
2022$95.7M

PEOPLES FINANCIAL SERVICES CORP. Quarterly Revenue & Net Profit History

PEOPLES FINANCIAL SERVICES CORP. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$46.8M+5.8%$12.0M27.8%
Q3 FY2025$46.7M+3.8%$15.2M32.7%
Q2 FY2025$48.4M+115.6%$17.0M35.0%
Q1 FY2025$45.8M+101.7%$15.0M32.8%
Q4 FY2024$44.2M+87.6%$6.1M15.8%
Q3 FY2024$45.0M+80.1%$-4.3M-9.6%
Q2 FY2024$22.5M-12.4%$3.3M14.6%
Q1 FY2024$22.7M-15.0%$3.5M15.3%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$22.7M$22.5M$45.0M$44.2M$45.8M$48.4M$46.7M$46.8M
YoY Growth-15.0%-12.4%80.1%87.6%101.7%115.6%3.8%5.8%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$3.67B$3.62B$5.36B$5.09B$5.00B$5.11B$5.16B$5.27B
Liabilities$3.33B$3.28B$4.89B$4.62B$4.52B$4.61B$4.65B$4.75B
Equity$340.0M$340.8M$475.1M$468.9M$481.9M$494.1M$509.3M$519.8M

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$3.2M$1.7M$21.9M$34.7M$9.1M$13.9M$15.2M$54.3M