CPI Card Group Inc.PMTSEarnings & Financial Report
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
Revenue
$129.8M
Gross Profit
$40.1M
Operating Profit
$9.4M
Net Profit
$518.0K
Gross Margin
30.9%
Operating Margin
7.3%
Net Margin
0.4%
YoY Growth
9.2%
EPS
$0.04
CPI Card Group Inc. Q2 FY2025 Financial Summary
CPI Card Group Inc. reported revenue of $129.8M (up 9.2% YoY) for Q2 FY2025, with a net profit of $518.0K (down 91.4% YoY) (0.4% margin). Cost of goods sold was $89.6M, operating expenses totaled $30.7M.
Key Financial Metrics
| Total Revenue | $129.8M |
|---|---|
| Net Profit | $518.0K |
| Gross Margin | 30.9% |
| Operating Margin | 7.3% |
| Report Period | Q2 FY2025 |
Revenue Breakdown
CPI Card Group Inc. Q2 FY2025 revenue of $129.8M breaks down across 2 segments, led by US Debit And Credit at $110.8M (85.4% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| US Debit And Credit | $110.8M | 85.4% |
| US Prepaid Debit | $19.2M | 14.8% |
CPI Card Group Inc. Revenue by Segment — Quarterly Trend
CPI Card Group Inc. revenue by segment across the last 4 reported quarters, showing how each business line (such as US Debit And Credit and US Prepaid Debit) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| US Debit And Credit | $128.9M | $115.3M | $110.8M | $96.5M |
| US Prepaid Debit | $24.4M | $23.3M | $19.2M | $26.7M |
CPI Card Group Inc. Annual Revenue by Year
CPI Card Group Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $543.5M).
| Year | Annual Revenue |
|---|---|
| 2025 | $543.5M |
| 2024 | $480.6M |
| 2023 | $444.5M |
| 2022 | $475.7M |
CPI Card Group Inc. Quarterly Revenue & Net Profit History
CPI Card Group Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $153.1M | +22.3% | $7.3M | 4.8% |
| Q3 FY2025 | $138.0M | +10.6% | $2.3M | 1.7% |
| Q2 FY2025 | $129.8M | +9.2% | $518.0K | 0.4% |
| Q1 FY2025 | $122.8M | +9.7% | $4.8M | 3.9% |
| Q4 FY2024 | $125.1M | +21.6% | $6.8M | 5.4% |
| Q3 FY2024 | $124.8M | +17.8% | $1.3M | 1.0% |
| Q2 FY2024 | $118.8M | +3.4% | $6.0M | 5.1% |
| Q1 FY2024 | $111.9M | -7.4% | $5.5M | 4.9% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $111.9M | $118.8M | $124.8M | $125.1M | $122.8M | $129.8M | $138.0M | $153.1M |
| YoY Growth | -7.4% | 3.4% | 17.8% | 21.6% | 9.7% | 9.2% | 10.6% | 22.3% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $319.8M | $321.4M | $342.3M | $349.7M | $351.9M | $399.8M | $407.1M | $403.2M |
| Liabilities | $368.2M | $366.0M | $385.1M | $385.3M | $381.6M | $428.8M | $432.7M | $420.5M |
| Equity | $-48.5M | $-44.6M | $-42.8M | $-35.6M | $-29.7M | $-29.0M | $-25.7M | $-17.3M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $8.9M | $-4.8M | $12.5M | $26.7M | $5.6M | $4.3M | $10.0M | $39.6M |