Rhinebeck Bancorp, Inc.RBKBEarnings & Financial Report
Rhinebeck Bancorp, Inc. is a US regional bank holding company based in New York. It operates Rhinebeck Bank, offering retail and commercial banking services including deposit accounts, loans, mortgages and wealth management, mainly serving consumers and small-to-medium businesses across New York's Hudson Valley region.
Revenue
$14.0M
Gross Profit
N/A
Operating Profit
$3.3M
Net Profit
$2.7M
Gross Margin
N/A
Operating Margin
23.9%
Net Margin
19.3%
YoY Growth
1707.8%
EPS
$0.25
Rhinebeck Bancorp, Inc. Q3 FY2025 Financial Summary
Rhinebeck Bancorp, Inc. reported revenue of $14.0M (up 1707.8% YoY) for Q3 FY2025, with a net profit of $2.7M (up 133.4% YoY) (19.3% margin).
Key Financial Metrics
| Total Revenue | $14.0M |
|---|---|
| Net Profit | $2.7M |
| Gross Margin | N/A |
| Operating Margin | 23.9% |
| Report Period | Q3 FY2025 |
Rhinebeck Bancorp, Inc. Annual Revenue by Year
Rhinebeck Bancorp, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $53.4M).
| Year | Annual Revenue |
|---|---|
| 2025 | $53.4M |
| 2024 | $22.6M |
| 2023 | $2.9M |
| 2022 | $2.8M |
Rhinebeck Bancorp, Inc. Quarterly Revenue & Net Profit History
Rhinebeck Bancorp, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $13.5M | +1701.1% | $2.3M | 17.3% |
| Q3 FY2025 | $14.0M | +1707.8% | $2.7M | 19.3% |
| Q2 FY2025 | $13.1M | +22.9% | $2.7M | 20.8% |
| Q1 FY2025 | $12.8M | +22.9% | $2.3M | 17.9% |
| Q4 FY2024 | $750.0K | -92.9% | $-2.7M | -353.9% |
| Q3 FY2024 | $773.0K | -93.2% | $-8.1M | -1042.9% |
| Q2 FY2024 | $10.7M | -0.1% | $975.0K | 9.2% |
| Q1 FY2024 | $10.4M | -7.5% | $1.1M | 10.8% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $10.4M | $10.7M | $773000 | $750000 | $12.8M | $13.1M | $14.0M | $13.5M |
| YoY Growth | -7.5% | -0.1% | -93.2% | -92.9% | 22.9% | 22.9% | 1707.8% | 1701.1% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.30B | $1.28B | $1.27B | $1.26B | $1.26B | $1.27B | $1.32B | $1.30B |
| Liabilities | $1.18B | $1.16B | $1.14B | $1.13B | $1.13B | $1.15B | $1.18B | $1.16B |
| Equity | $114.3M | $116.2M | $122.7M | $121.8M | $126.0M | $129.0M | $133.0M | $136.9M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-3.5M | $12.0M | $-3.6M | $8.5M | $4.3M | $2.4M | $2.2M | $11.7M |