REINSURANCE GROUP OF AMERICA INCRGAEarnings & Financial Report
Reinsurance Group of America, Incorporated is a holding company for a global life and health reinsurance entity based in Greater St. Louis within the western suburb of Chesterfield, Missouri, United States. With approximately $3.9 trillion of life reinsurance in force and assets of $118.7 billion as of December 31, 2024, RGA has grown to become the only international company to focus primarily on life and health-related reinsurance.
RGA Q4 FY2025 Key Financial Metrics
Revenue
$6.6B
Gross Profit
N/A
Operating Profit
$510.0M
Net Profit
$463.0M
Gross Margin
N/A
Operating Margin
7.7%
Net Margin
7.0%
YoY Growth
26.6%
EPS
$6.91
REINSURANCE GROUP OF AMERICA INC Q4 FY2025 Financial Summary
REINSURANCE GROUP OF AMERICA INC reported revenue of $6.6B (up 26.6% YoY) for Q4 FY2025, with a net profit of $463.0M (up 212.8% YoY) (7.0% margin).
Key Financial Metrics
| Total Revenue | $6.6B |
|---|---|
| Net Profit | $463.0M |
| Gross Margin | N/A |
| Operating Margin | 7.7% |
| Report Period | Q4 FY2025 |
REINSURANCE GROUP OF AMERICA INC Annual Revenue by Year
REINSURANCE GROUP OF AMERICA INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $23.7B).
REINSURANCE GROUP OF AMERICA INC Quarterly Revenue & Net Profit History
REINSURANCE GROUP OF AMERICA INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $6.6B | +26.6% | $463.0M | 7.0% |
| Q3 FY2025 | $6.2B | +9.8% | $253.0M | 4.1% |
| Q2 FY2025 | $5.6B | +14.8% | $180.0M | 3.2% |
| Q1 FY2025 | $5.3B | -17.0% | $286.0M | 5.4% |
| Q4 FY2024 | $5.2B | +4.7% | $148.0M | 2.8% |
| Q3 FY2024 | $5.7B | +9.7% | $156.0M | 2.8% |
| Q2 FY2024 | $4.9B | +17.4% | $203.0M | 4.2% |
| Q1 FY2024 | $6.3B | +49.1% | $210.0M | 3.3% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $6.34B | $4.88B | $5.65B | $5.24B | $5.26B | $5.60B | $6.20B | $6.63B |
| YoY Growth | 49.1% | 17.4% | 9.7% | 4.7% | -17.0% | 14.8% | 9.8% | 26.6% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $106.00B | $109.89B | $120.26B | $118.67B | $128.21B | $133.48B | $152.00B | $156.59B |
| Liabilities | $96.44B | $100.06B | $109.04B | $107.77B | $116.72B | $121.34B | $138.94B | $143.04B |
| Equity | $9.47B | $9.73B | $11.13B | $10.82B | $11.40B | $12.05B | $12.98B | $13.46B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-5.74B | $-967.0M | $-1.07B | $17.14B | $-1.43B | $-820.0M | $-990.0M | $7.33B |