SHF Holdings, Inc.SHFSEarnings & Financial Report
Revenue
$1.8M
Gross Profit
N/A
Operating Profit
$-971.0K
Net Profit
$-930.7K
Gross Margin
N/A
Operating Margin
-52.6%
Net Margin
-50.4%
YoY Growth
-54.3%
EPS
$-0.33
SHF Holdings, Inc. Q2 FY2025 Financial Summary
SHF Holdings, Inc. reported revenue of $1.8M (down 54.3% YoY) for Q2 FY2025, with a net profit of $-930.7K (down 198.9% YoY) (-50.4% margin).
Key Financial Metrics
| Total Revenue | $1.8M |
|---|---|
| Net Profit | $-930.7K |
| Gross Margin | N/A |
| Operating Margin | -52.6% |
| Report Period | Q2 FY2025 |
Revenue Breakdown
SHF Holdings, Inc. Q2 FY2025 revenue of $1.8M breaks down across 2 segments, led by Account Fee Income at $1.0M (54.7% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Account Fee Income | $1.0M | 54.7% |
| Other | $835.6K | 45.3% |
SHF Holdings, Inc. Revenue by Segment — Quarterly Trend
SHF Holdings, Inc. revenue by segment across the last 4 reported quarters, showing how each business line (such as Account Fee Income and Other) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Account Fee Income | — | — | $1.0M | — |
| Other | $906.6K | — | $835.6K | $328.1K |
SHF Holdings, Inc. Annual Revenue by Year
SHF Holdings, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $7.7M).
| Year | Annual Revenue |
|---|---|
| 2025 | $7.7M |
| 2024 | $15.2M |
| 2023 | $17.6M |
| 2022 | $9.5M |
SHF Holdings, Inc. Quarterly Revenue & Net Profit History
SHF Holdings, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $2.1M | -43.8% | $-582.6K | -28.3% |
| Q3 FY2025 | $1.8M | -47.3% | $179.5K | 9.8% |
| Q2 FY2025 | $1.8M | -54.3% | $-930.7K | -50.4% |
| Q1 FY2025 | $1.9M | -52.3% | $-827.2K | -42.8% |
| Q4 FY2024 | $3.7M | -18.0% | $-51.7M | -1407.1% |
| Q3 FY2024 | $3.5M | -19.6% | $353.8K | 10.2% |
| Q2 FY2024 | $4.0M | -11.7% | $941.5K | 23.3% |
| Q1 FY2024 | $4.1M | -3.1% | $2.0M | 50.6% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $4.1M | $4.0M | $3.5M | $3.7M | $1.9M | $1.8M | $1.8M | $2.1M |
| YoY Growth | -3.1% | -11.7% | -19.6% | -18.0% | -52.3% | -54.3% | -47.3% | -43.8% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $67.7M | $67.3M | $66.9M | $13.2M | $6.7M | $6.0M | $13.7M | $17.2M |
| Liabilities | $30.7M | $28.9M | $27.5M | $25.5M | $23.6M | $23.8M | $6.7M | $9.0M |
| Equity | $37.0M | $38.5M | $39.4M | $-12.3M | $-16.9M | $-17.9M | $7.0M | $8.2M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $1.5M | $1.2M | $502432 | $-2.8M | $-1.1M | $-674608 | $-538037 | $-1.1M |