SR Bancorp, Inc.SRBKEarnings & Financial Report
SR Bancorp Inc. is a regional bank holding company based in the United States. It offers a full range of consumer and commercial banking services including deposit products, personal loans, mortgage lending, small business financing, and commercial credit solutions, primarily serving local communities and small to mid-sized enterprises in its operating areas.
Revenue
$7.9M
Gross Profit
N/A
Operating Profit
$-2.7M
Net Profit
$-3.0M
Gross Margin
N/A
Operating Margin
-34.0%
Net Margin
-38.2%
YoY Growth
N/A
EPS
$8.14
SR Bancorp, Inc. Q4 FY2024 Financial Summary
SR Bancorp, Inc. reported revenue of $7.9M for Q4 FY2024, with a net profit of $-3.0M (-38.2% margin).
Key Financial Metrics
| Total Revenue | $7.9M |
|---|---|
| Net Profit | $-3.0M |
| Gross Margin | N/A |
| Operating Margin | -34.0% |
| Report Period | Q4 FY2024 |
SR Bancorp, Inc. Annual Revenue by Year
SR Bancorp, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $31.6M).
| Year | Annual Revenue |
|---|---|
| 2025 | $31.6M |
| 2024 | $30.8M |
SR Bancorp, Inc. Quarterly Revenue & Net Profit History
SR Bancorp, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q2 FY2026 | $8.4M | +6.4% | $834.0K | 10.0% |
| Q1 FY2026 | $8.2M | -2.8% | $693.0K | 8.5% |
| Q4 FY2025 | $7.6M | -4.7% | $2.2M | 29.2% |
| Q3 FY2025 | $7.7M | -12.1% | $537.0K | 7.0% |
| Q2 FY2025 | $7.9M | -16.2% | $1.0M | 13.0% |
| Q1 FY2025 | $8.4M | +80.2% | $1.4M | 16.3% |
| Q4 FY2024 | $7.9M | — | $-3.0M | -38.2% |
| Q3 FY2024 | $8.8M | +88.6% | $1.1M | 12.1% |
Income Statement
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $8.8M | $7.9M | $8.4M | $7.9M | $7.7M | $7.6M | $8.2M | $8.4M |
| YoY Growth | 88.6% | N/A | 80.2% | -16.2% | -12.1% | -4.7% | -2.8% | 6.4% |
Balance Sheet
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.05B | $1.02B | $1.05B | $1.06B | $1.07B | $1.08B | $1.11B | $1.14B |
| Liabilities | $853.6M | $821.4M | $852.4M | $866.4M | $878.8M | $890.6M | $918.2M | $954.5M |
| Equity | $199.3M | $199.5M | $200.5M | $198.1M | $195.1M | $193.8M | $191.9M | $188.5M |
Cash Flow
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-3.9M | $-1.7M | $1.8M | $-1.4M | $2.6M | $4.7M | $1.2M | $3.6M |