TRUSTCO BANK CORP N YTRSTEarnings & Financial Report
TRUSTCO BANK CORP N Y is a regional U.S. financial holding company that provides a full suite of retail and commercial banking products and services, including personal deposit accounts, mortgage loans, small business financing, and wealth management solutions. It primarily operates across New York, Florida, and several other U.S. states, serving individual consumers and small business client segments.
Revenue
$46.6M
Gross Profit
N/A
Operating Profit
$19.7M
Net Profit
$15.0M
Gross Margin
N/A
Operating Margin
42.3%
Net Margin
32.3%
YoY Growth
7.3%
EPS
$0.79
TRUSTCO BANK CORP N Y Q2 FY2025 Financial Summary
TRUSTCO BANK CORP N Y reported revenue of $46.6M (up 7.3% YoY) for Q2 FY2025, with a net profit of $15.0M (up 19.8% YoY) (32.3% margin).
Key Financial Metrics
| Total Revenue | $46.6M |
|---|---|
| Net Profit | $15.0M |
| Gross Margin | N/A |
| Operating Margin | 42.3% |
| Report Period | Q2 FY2025 |
TRUSTCO BANK CORP N Y Annual Revenue by Year
TRUSTCO BANK CORP N Y annual revenue history includes year-by-year totals (for example, 2025 revenue was $187.9M).
| Year | Annual Revenue |
|---|---|
| 2025 | $187.9M |
| 2024 | $171.8M |
| 2023 | $171.8M |
| 2022 | $180.1M |
TRUSTCO BANK CORP N Y Quarterly Revenue & Net Profit History
TRUSTCO BANK CORP N Y results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $49.5M | — | $16.3M | 32.9% |
| Q4 FY2025 | $48.2M | +11.2% | $15.6M | 32.3% |
| Q3 FY2025 | $47.8M | +9.6% | $16.3M | 34.0% |
| Q2 FY2025 | $46.6M | +7.3% | $15.0M | 32.3% |
| Q1 FY2025 | $45.3M | +9.5% | $14.3M | 31.5% |
| Q4 FY2024 | $43.3M | +0.5% | $11.3M | 26.0% |
| Q3 FY2024 | $43.6M | -6.8% | $12.9M | 29.5% |
| Q2 FY2024 | $43.4M | -10.7% | $12.6M | 28.9% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $43.4M | $43.6M | $43.3M | $45.3M | $46.6M | $47.8M | $48.2M | $49.5M |
| YoY Growth | -10.7% | -6.8% | 0.5% | 9.5% | 7.3% | 9.6% | 11.2% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $6.11B | $6.11B | $6.24B | $6.34B | $6.35B | $6.35B | $6.44B | $6.51B |
| Liabilities | $5.45B | $5.44B | $5.56B | $5.65B | $5.66B | $5.66B | $5.75B | $5.84B |
| Equity | $655.2M | $669.0M | $676.3M | $687.8M | $692.8M | $692.0M | $686.6M | $670.9M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $18.7M | $16.5M | $59.4M | $1.3M | $27.1M | $12.8M | $57.6M |