UNITED SECURITY BANCSHARES

UNITED SECURITY BANCSHARESUBFOEarnings & Financial Report

Nasdaq · Financials · National Commercial Banks

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

Revenue

$12.8M

Gross Profit

N/A

Operating Profit

$5.9M

Net Profit

$4.2M

Gross Margin

N/A

Operating Margin

45.9%

Net Margin

32.6%

YoY Growth

-11.3%

EPS

$0.24

UNITED SECURITY BANCSHARES Q1 FY2024 Financial Summary

UNITED SECURITY BANCSHARES reported revenue of $12.8M (down 11.3% YoY) for Q1 FY2024, with a net profit of $4.2M (down 32.1% YoY) (32.6% margin).

Key Financial Metrics

Total Revenue$12.8M
Net Profit$4.2M
Gross MarginN/A
Operating Margin45.9%
Report PeriodQ1 FY2024

UNITED SECURITY BANCSHARES Annual Revenue by Year

UNITED SECURITY BANCSHARES annual revenue history includes year-by-year totals (for example, 2025 revenue was $53.9M).

YearAnnual Revenue
2025$53.9M
2024$51.6M
2023$2.9M
2022$3.0M

UNITED SECURITY BANCSHARES Quarterly Revenue & Net Profit History

UNITED SECURITY BANCSHARES results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$13.5M+13.6%$3.4M25.2%
Q3 FY2025$14.0M+1.5%$4.0M28.7%
Q2 FY2025$12.6M-3.2%$2.2M17.2%
Q1 FY2025$13.7M+7.0%$2.7M19.6%
Q4 FY2024$11.9M-20.2%$2.5M20.9%
Q3 FY2024$13.8M+15.0%$3.8M27.7%
Q2 FY2024$13.0M-3.5%$4.3M33.0%
Q1 FY2024$12.8M-11.3%$4.2M32.6%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$12.8M$13.0M$13.8M$11.9M$13.7M$12.6M$14.0M$13.5M
YoY Growth-11.3%-3.5%15.0%-20.2%7.0%-3.2%1.5%13.6%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$1.21B$1.21B$1.26B$1.21B$1.19B$1.21B$1.24B$1.25B
Liabilities$1.08B$1.09B$1.12B$1.08B$1.06B$1.08B$1.10B$1.11B
Equity$124.2M$127.3M$132.9M$130.4M$132.9M$134.3M$137.4M$139.7M

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$7.4M$2.3M$5.4M$19.6M$3.0M$8.7M$7.0M$22.1M