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Side-by-side financial comparison of ATLANTIC AMERICAN CORP (AAME) and REGIS CORP (RGS). Click either name above to swap in a different company.
REGIS CORP is the larger business by last-quarter revenue ($57.1M vs $53.8M, roughly 1.1× ATLANTIC AMERICAN CORP). ATLANTIC AMERICAN CORP runs the higher net margin — 1.1% vs 0.8%, a 0.3% gap on every dollar of revenue. On growth, REGIS CORP posted the faster year-over-year revenue change (22.3% vs 20.8%). ATLANTIC AMERICAN CORP produced more free cash flow last quarter ($6.6M vs $891.0K). Over the past eight quarters, REGIS CORP's revenue compounded faster (7.8% CAGR vs 7.2%).
The Atlantic Telegraph Company was a company formed on 6 November 1856 to undertake and exploit a commercial telegraph cable across the Atlantic Ocean, the first such telecommunications link.
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
AAME vs RGS — Head-to-Head
Income Statement — Q3 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $53.8M | $57.1M |
| Net Profit | $577.0K | $456.0K |
| Gross Margin | — | — |
| Operating Margin | 1.4% | 10.8% |
| Net Margin | 1.1% | 0.8% |
| Revenue YoY | 20.8% | 22.3% |
| Net Profit YoY | 128.9% | -94.0% |
| EPS (diluted) | $0.02 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $57.1M | ||
| Q3 25 | $53.8M | $59.0M | ||
| Q2 25 | $55.3M | $60.4M | ||
| Q1 25 | $50.1M | $57.0M | ||
| Q4 24 | $49.0M | $46.7M | ||
| Q3 24 | $44.5M | $46.1M | ||
| Q2 24 | $47.7M | $49.4M | ||
| Q1 24 | $47.0M | $49.2M |
| Q4 25 | — | $456.0K | ||
| Q3 25 | $577.0K | $1.4M | ||
| Q2 25 | $3.3M | $116.5M | ||
| Q1 25 | $802.0K | $250.0K | ||
| Q4 24 | $412.0K | $7.6M | ||
| Q3 24 | $-2.0M | $-853.0K | ||
| Q2 24 | $-684.0K | $91.2M | ||
| Q1 24 | $-2.0M | $-2.3M |
| Q4 25 | — | 10.8% | ||
| Q3 25 | 1.4% | 10.0% | ||
| Q2 25 | 7.6% | 12.1% | ||
| Q1 25 | 2.1% | 8.8% | ||
| Q4 24 | 1.1% | 11.8% | ||
| Q3 24 | -5.5% | 4.6% | ||
| Q2 24 | -1.8% | — | ||
| Q1 24 | -5.3% | 8.3% |
| Q4 25 | — | 0.8% | ||
| Q3 25 | 1.1% | 2.3% | ||
| Q2 25 | 6.0% | 192.9% | ||
| Q1 25 | 1.6% | 0.4% | ||
| Q4 24 | 0.8% | 16.4% | ||
| Q3 24 | -4.5% | -1.9% | ||
| Q2 24 | -1.4% | 184.7% | ||
| Q1 24 | -4.3% | -4.7% |
| Q4 25 | — | $0.16 | ||
| Q3 25 | $0.02 | $0.49 | ||
| Q2 25 | $0.15 | $43.67 | ||
| Q1 25 | $0.03 | $0.08 | ||
| Q4 24 | $0.01 | $2.71 | ||
| Q3 24 | $-0.10 | $-0.36 | ||
| Q2 24 | $-0.04 | $38.40 | ||
| Q1 24 | $-0.10 | $-1.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $34.4M | $18.4M |
| Total DebtLower is stronger | — | $113.3M |
| Stockholders' EquityBook value | $109.5M | $188.7M |
| Total Assets | $430.9M | $588.3M |
| Debt / EquityLower = less leverage | — | 0.60× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $18.4M | ||
| Q3 25 | $34.4M | $16.6M | ||
| Q2 25 | $46.4M | $17.0M | ||
| Q1 25 | $35.9M | $13.3M | ||
| Q4 24 | $35.6M | $10.2M | ||
| Q3 24 | $23.0M | $6.3M | ||
| Q2 24 | $21.2M | $10.1M | ||
| Q1 24 | $21.2M | $5.9M |
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
| Q4 25 | — | $188.7M | ||
| Q3 25 | $109.5M | $187.6M | ||
| Q2 25 | $106.2M | $185.6M | ||
| Q1 25 | $102.4M | $68.6M | ||
| Q4 24 | $99.6M | $66.7M | ||
| Q3 24 | $105.8M | $56.4M | ||
| Q2 24 | $100.7M | $56.8M | ||
| Q1 24 | $102.8M | $-35.8M |
| Q4 25 | — | $588.3M | ||
| Q3 25 | $430.9M | $592.1M | ||
| Q2 25 | $429.3M | $599.0M | ||
| Q1 25 | $388.4M | $511.2M | ||
| Q4 24 | $393.4M | $530.1M | ||
| Q3 24 | $387.0M | $508.9M | ||
| Q2 24 | $386.0M | $530.5M | ||
| Q1 24 | $365.8M | $543.7M |
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $6.6M | $1.7M |
| Free Cash FlowOCF − Capex | $6.6M | $891.0K |
| FCF MarginFCF / Revenue | 12.3% | 1.6% |
| Capex IntensityCapex / Revenue | 0.1% | 1.4% |
| Cash ConversionOCF / Net Profit | 11.51× | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | $19.3M | $14.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $1.7M | ||
| Q3 25 | $6.6M | $2.3M | ||
| Q2 25 | $9.3M | $6.8M | ||
| Q1 25 | $-722.0K | $6.2M | ||
| Q4 24 | $4.8M | $2.1M | ||
| Q3 24 | $90.0K | $-1.3M | ||
| Q2 24 | $416.0K | $5.1M | ||
| Q1 24 | $-5.3M | $-277.0K |
| Q4 25 | — | $891.0K | ||
| Q3 25 | $6.6M | $1.9M | ||
| Q2 25 | $9.1M | $6.2M | ||
| Q1 25 | $-986.0K | $5.9M | ||
| Q4 24 | $4.6M | $1.7M | ||
| Q3 24 | $58.0K | $-1.4M | ||
| Q2 24 | $361.0K | $5.1M | ||
| Q1 24 | $-5.4M | $-326.0K |
| Q4 25 | — | 1.6% | ||
| Q3 25 | 12.3% | 3.2% | ||
| Q2 25 | 16.5% | 10.3% | ||
| Q1 25 | -2.0% | 10.3% | ||
| Q4 24 | 9.3% | 3.6% | ||
| Q3 24 | 0.1% | -3.0% | ||
| Q2 24 | 0.8% | 10.3% | ||
| Q1 24 | -11.4% | -0.7% |
| Q4 25 | — | 1.4% | ||
| Q3 25 | 0.1% | 0.7% | ||
| Q2 25 | 0.3% | 0.9% | ||
| Q1 25 | 0.5% | 0.6% | ||
| Q4 24 | 0.5% | 0.9% | ||
| Q3 24 | 0.1% | 0.0% | ||
| Q2 24 | 0.1% | 0.0% | ||
| Q1 24 | 0.1% | 0.1% |
| Q4 25 | — | 3.65× | ||
| Q3 25 | 11.51× | 1.68× | ||
| Q2 25 | 2.80× | 0.06× | ||
| Q1 25 | -0.90× | 24.80× | ||
| Q4 24 | 11.65× | 0.28× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.06× | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AAME
| Bankers Fidelity | $30.0M | 56% |
| American Southern | $23.7M | 44% |
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
