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Side-by-side financial comparison of CAPITAL CITY BANK GROUP INC (CCBG) and REGIS CORP (RGS). Click either name above to swap in a different company.
CAPITAL CITY BANK GROUP INC is the larger business by last-quarter revenue ($63.5M vs $57.1M, roughly 1.1× REGIS CORP). CAPITAL CITY BANK GROUP INC runs the higher net margin — 21.6% vs 0.8%, a 20.8% gap on every dollar of revenue. On growth, REGIS CORP posted the faster year-over-year revenue change (22.3% vs 6.0%). CAPITAL CITY BANK GROUP INC produced more free cash flow last quarter ($80.0M vs $891.0K). Over the past eight quarters, REGIS CORP's revenue compounded faster (7.8% CAGR vs 6.0%).
Texas Capital Bank is a bank headquartered in Dallas, Texas. The bank has branches located in every major city in Texas. Its parent bank holding company is Texas Capital Bancshares. It also operates an online-only banking division, Bask Bank.
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
CCBG vs RGS — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $63.5M | $57.1M |
| Net Profit | $13.7M | $456.0K |
| Gross Margin | — | — |
| Operating Margin | 29.3% | 10.8% |
| Net Margin | 21.6% | 0.8% |
| Revenue YoY | 6.0% | 22.3% |
| Net Profit YoY | 4.7% | -94.0% |
| EPS (diluted) | $0.80 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $63.5M | $57.1M | ||
| Q3 25 | $65.9M | $59.0M | ||
| Q2 25 | $63.2M | $60.4M | ||
| Q1 25 | $61.5M | $57.0M | ||
| Q4 24 | $59.9M | $46.7M | ||
| Q3 24 | $59.7M | $46.1M | ||
| Q2 24 | $58.9M | $49.4M | ||
| Q1 24 | $56.5M | $49.2M |
| Q4 25 | $13.7M | $456.0K | ||
| Q3 25 | $15.9M | $1.4M | ||
| Q2 25 | $15.0M | $116.5M | ||
| Q1 25 | $16.9M | $250.0K | ||
| Q4 24 | $13.1M | $7.6M | ||
| Q3 24 | $13.1M | $-853.0K | ||
| Q2 24 | $14.2M | $91.2M | ||
| Q1 24 | $12.6M | $-2.3M |
| Q4 25 | 29.3% | 10.8% | ||
| Q3 25 | 32.0% | 10.0% | ||
| Q2 25 | 31.7% | 12.1% | ||
| Q1 25 | 35.8% | 8.8% | ||
| Q4 24 | 29.0% | 11.8% | ||
| Q3 24 | 26.1% | 4.6% | ||
| Q2 24 | 29.3% | — | ||
| Q1 24 | 27.2% | 8.3% |
| Q4 25 | 21.6% | 0.8% | ||
| Q3 25 | 24.2% | 2.3% | ||
| Q2 25 | 23.8% | 192.9% | ||
| Q1 25 | 27.4% | 0.4% | ||
| Q4 24 | 21.9% | 16.4% | ||
| Q3 24 | 22.0% | -1.9% | ||
| Q2 24 | 24.0% | 184.7% | ||
| Q1 24 | 22.2% | -4.7% |
| Q4 25 | $0.80 | $0.16 | ||
| Q3 25 | $0.93 | $0.49 | ||
| Q2 25 | $0.88 | $43.67 | ||
| Q1 25 | $0.99 | $0.08 | ||
| Q4 24 | $0.78 | $2.71 | ||
| Q3 24 | $0.77 | $-0.36 | ||
| Q2 24 | $0.83 | $38.40 | ||
| Q1 24 | $0.74 | $-1.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $18.4M |
| Total DebtLower is stronger | — | $113.3M |
| Stockholders' EquityBook value | $552.9M | $188.7M |
| Total Assets | $4.4B | $588.3M |
| Debt / EquityLower = less leverage | — | 0.60× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $18.4M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.9M |
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
| Q4 25 | $552.9M | $188.7M | ||
| Q3 25 | $540.6M | $187.6M | ||
| Q2 25 | $526.4M | $185.6M | ||
| Q1 25 | $512.6M | $68.6M | ||
| Q4 24 | $495.3M | $66.7M | ||
| Q3 24 | $476.5M | $56.4M | ||
| Q2 24 | $461.0M | $56.8M | ||
| Q1 24 | $448.3M | $-35.8M |
| Q4 25 | $4.4B | $588.3M | ||
| Q3 25 | $4.3B | $592.1M | ||
| Q2 25 | $4.4B | $599.0M | ||
| Q1 25 | $4.5B | $511.2M | ||
| Q4 24 | $4.3B | $530.1M | ||
| Q3 24 | $4.2B | $508.9M | ||
| Q2 24 | $4.2B | $530.5M | ||
| Q1 24 | $4.3B | $543.7M |
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $87.6M | $1.7M |
| Free Cash FlowOCF − Capex | $80.0M | $891.0K |
| FCF MarginFCF / Revenue | 126.1% | 1.6% |
| Capex IntensityCapex / Revenue | 12.0% | 1.4% |
| Cash ConversionOCF / Net Profit | 6.39× | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | $150.1M | $14.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $87.6M | $1.7M | ||
| Q3 25 | $21.6M | $2.3M | ||
| Q2 25 | $32.6M | $6.8M | ||
| Q1 25 | $21.9M | $6.2M | ||
| Q4 24 | $63.6M | $2.1M | ||
| Q3 24 | $12.8M | $-1.3M | ||
| Q2 24 | $24.9M | $5.1M | ||
| Q1 24 | $14.6M | $-277.0K |
| Q4 25 | $80.0M | $891.0K | ||
| Q3 25 | $19.8M | $1.9M | ||
| Q2 25 | $30.8M | $6.2M | ||
| Q1 25 | $19.5M | $5.9M | ||
| Q4 24 | $54.9M | $1.7M | ||
| Q3 24 | $10.5M | $-1.4M | ||
| Q2 24 | $23.0M | $5.1M | ||
| Q1 24 | $12.4M | $-326.0K |
| Q4 25 | 126.1% | 1.6% | ||
| Q3 25 | 30.1% | 3.2% | ||
| Q2 25 | 48.7% | 10.3% | ||
| Q1 25 | 31.7% | 10.3% | ||
| Q4 24 | 91.7% | 3.6% | ||
| Q3 24 | 17.6% | -3.0% | ||
| Q2 24 | 39.0% | 10.3% | ||
| Q1 24 | 22.0% | -0.7% |
| Q4 25 | 12.0% | 1.4% | ||
| Q3 25 | 2.6% | 0.7% | ||
| Q2 25 | 2.9% | 0.9% | ||
| Q1 25 | 3.9% | 0.6% | ||
| Q4 24 | 14.5% | 0.9% | ||
| Q3 24 | 3.8% | 0.0% | ||
| Q2 24 | 3.3% | 0.0% | ||
| Q1 24 | 4.0% | 0.1% |
| Q4 25 | 6.39× | 3.65× | ||
| Q3 25 | 1.35× | 1.68× | ||
| Q2 25 | 2.17× | 0.06× | ||
| Q1 25 | 1.30× | 24.80× | ||
| Q4 24 | 4.86× | 0.28× | ||
| Q3 24 | 0.97× | — | ||
| Q2 24 | 1.76× | 0.06× | ||
| Q1 24 | 1.17× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCBG
Segment breakdown not available.
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
