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Side-by-side financial comparison of Ameris Bancorp (ABCB) and FRIEDMAN INDUSTRIES INC (FRD). Click either name above to swap in a different company.

Ameris Bancorp is the larger business by last-quarter revenue ($314.4M vs $168.0M, roughly 1.9× FRIEDMAN INDUSTRIES INC). Ameris Bancorp runs the higher net margin — 35.1% vs 1.8%, a 33.3% gap on every dollar of revenue. On growth, FRIEDMAN INDUSTRIES INC posted the faster year-over-year revenue change (78.6% vs 10.0%). Over the past eight quarters, FRIEDMAN INDUSTRIES INC's revenue compounded faster (13.3% CAGR vs 2.3%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

Hellman & Friedman (H&F) is an American private equity firm founded in 1984 by Warren Hellman and Tully Friedman that makes investments primarily through leveraged buyouts as well as growth capital investments. It has focused its efforts on several core target industries including media, financial services, professional services and information services.

ABCB vs FRD — Head-to-Head

Bigger by revenue
ABCB
ABCB
1.9× larger
ABCB
$314.4M
$168.0M
FRD
Growing faster (revenue YoY)
FRD
FRD
+68.6% gap
FRD
78.6%
10.0%
ABCB
Higher net margin
ABCB
ABCB
33.3% more per $
ABCB
35.1%
1.8%
FRD
Faster 2-yr revenue CAGR
FRD
FRD
Annualised
FRD
13.3%
2.3%
ABCB

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
ABCB
ABCB
FRD
FRD
Revenue
$314.4M
$168.0M
Net Profit
$110.5M
$3.0M
Gross Margin
2.3%
Operating Margin
2.3%
Net Margin
35.1%
1.8%
Revenue YoY
10.0%
78.6%
Net Profit YoY
364.1%
EPS (diluted)
$1.63
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
FRD
FRD
Q1 26
$314.4M
Q4 25
$307.1M
$168.0M
Q3 25
$314.2M
$152.4M
Q2 25
$300.7M
$134.8M
Q1 25
$285.9M
Q4 24
$290.8M
$94.1M
Q3 24
$283.8M
$106.8M
Q2 24
$300.6M
$114.6M
Net Profit
ABCB
ABCB
FRD
FRD
Q1 26
$110.5M
Q4 25
$108.4M
$3.0M
Q3 25
$106.0M
$2.2M
Q2 25
$109.8M
$5.0M
Q1 25
$87.9M
Q4 24
$94.4M
$-1.2M
Q3 24
$99.2M
$-675.0K
Q2 24
$90.8M
$2.6M
Gross Margin
ABCB
ABCB
FRD
FRD
Q1 26
Q4 25
2.3%
Q3 25
1.9%
Q2 25
5.2%
Q1 25
Q4 24
Q3 24
-0.2%
Q2 24
-1.2%
Operating Margin
ABCB
ABCB
FRD
FRD
Q1 26
Q4 25
45.9%
2.3%
Q3 25
43.6%
1.9%
Q2 25
47.4%
5.2%
Q1 25
39.5%
Q4 24
43.3%
-1.3%
Q3 24
44.4%
-0.2%
Q2 24
42.1%
-1.2%
Net Margin
ABCB
ABCB
FRD
FRD
Q1 26
35.1%
Q4 25
44.2%
1.8%
Q3 25
33.7%
1.5%
Q2 25
36.5%
3.7%
Q1 25
30.8%
Q4 24
42.5%
-1.2%
Q3 24
35.0%
-0.6%
Q2 24
30.2%
2.2%
EPS (diluted)
ABCB
ABCB
FRD
FRD
Q1 26
$1.63
Q4 25
$1.59
$0.43
Q3 25
$1.54
$0.32
Q2 25
$1.60
$0.71
Q1 25
$1.27
Q4 24
$1.35
$-0.17
Q3 24
$1.44
$-0.10
Q2 24
$1.32
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
FRD
FRD
Cash + ST InvestmentsLiquidity on hand
$3.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.1B
$142.2M
Total Assets
$28.1B
$311.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
FRD
FRD
Q1 26
Q4 25
$3.0M
Q3 25
$4.6M
Q2 25
$2.1M
Q1 25
Q4 24
$1.1M
Q3 24
$2.5M
Q2 24
$4.1M
Stockholders' Equity
ABCB
ABCB
FRD
FRD
Q1 26
$4.1B
Q4 25
$4.1B
$142.2M
Q3 25
$4.0B
$139.3M
Q2 25
$3.9B
$137.3M
Q1 25
$3.8B
Q4 24
$3.8B
$127.3M
Q3 24
$3.7B
$128.8M
Q2 24
$3.6B
$129.7M
Total Assets
ABCB
ABCB
FRD
FRD
Q1 26
$28.1B
Q4 25
$27.5B
$311.9M
Q3 25
$27.1B
$311.3M
Q2 25
$26.7B
$219.1M
Q1 25
$26.5B
Q4 24
$26.3B
$210.3M
Q3 24
$26.4B
$209.2M
Q2 24
$26.5B
$222.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCB
ABCB
FRD
FRD
Operating Cash FlowLast quarter
$-4.7M
Free Cash FlowOCF − Capex
$-6.3M
FCF MarginFCF / Revenue
-3.8%
Capex IntensityCapex / Revenue
1.0%
Cash ConversionOCF / Net Profit
-1.56×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCB
ABCB
FRD
FRD
Q1 26
Q4 25
$390.2M
$-4.7M
Q3 25
$104.9M
$434.0K
Q2 25
$61.4M
$15.5M
Q1 25
$116.9M
Q4 24
$154.2M
Q3 24
$102.2M
Q2 24
$-97.1M
$-6.1M
Free Cash Flow
ABCB
ABCB
FRD
FRD
Q1 26
Q4 25
$369.6M
$-6.3M
Q3 25
$100.5M
$-2.0M
Q2 25
$53.7M
$13.7M
Q1 25
$114.2M
Q4 24
$140.7M
Q3 24
$99.8M
Q2 24
$-100.3M
$-7.1M
FCF Margin
ABCB
ABCB
FRD
FRD
Q1 26
Q4 25
120.4%
-3.8%
Q3 25
32.0%
-1.3%
Q2 25
17.9%
10.2%
Q1 25
39.9%
Q4 24
48.4%
Q3 24
35.2%
Q2 24
-33.4%
-6.2%
Capex Intensity
ABCB
ABCB
FRD
FRD
Q1 26
Q4 25
6.7%
1.0%
Q3 25
1.4%
1.6%
Q2 25
2.5%
1.3%
Q1 25
0.9%
Q4 24
4.6%
Q3 24
0.8%
Q2 24
1.1%
0.9%
Cash Conversion
ABCB
ABCB
FRD
FRD
Q1 26
Q4 25
3.60×
-1.56×
Q3 25
0.99×
0.19×
Q2 25
0.56×
3.08×
Q1 25
1.33×
Q4 24
1.63×
Q3 24
1.03×
Q2 24
-1.07×
-2.36×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ABCB
ABCB

Segment breakdown not available.

FRD
FRD

Prime Coil$152.0M90%
Manufactured Pipe$14.9M9%
Customer Owned$1.1M1%

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