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Side-by-side financial comparison of Ameris Bancorp (ABCB) and NATIONAL FUEL GAS CO (NFG). Click either name above to swap in a different company.

NATIONAL FUEL GAS CO is the larger business by last-quarter revenue ($425.9M vs $314.4M, roughly 1.4× Ameris Bancorp). NATIONAL FUEL GAS CO runs the higher net margin — 35.7% vs 35.1%, a 0.5% gap on every dollar of revenue. On growth, Ameris Bancorp posted the faster year-over-year revenue change (10.0% vs 1.7%). Over the past eight quarters, NATIONAL FUEL GAS CO's revenue compounded faster (12.1% CAGR vs 2.3%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

National Fuel Gas Company is a diversified energy company with $6.2 billion in assets distributed among the following five operating segments: Exploration and Production, Pipeline and Storage, Gathering, Utility, and Energy Marketing. National Fuel Gas was incorporated in 1902 and is based in Williamsville, New York.

ABCB vs NFG — Head-to-Head

Bigger by revenue
NFG
NFG
1.4× larger
NFG
$425.9M
$314.4M
ABCB
Growing faster (revenue YoY)
ABCB
ABCB
+8.2% gap
ABCB
10.0%
1.7%
NFG
Higher net margin
NFG
NFG
0.5% more per $
NFG
35.7%
35.1%
ABCB
Faster 2-yr revenue CAGR
NFG
NFG
Annualised
NFG
12.1%
2.3%
ABCB

Income Statement — Q1 FY2026 vs Q2 FY2026

Metric
ABCB
ABCB
NFG
NFG
Revenue
$314.4M
$425.9M
Net Profit
$110.5M
$152.0M
Gross Margin
Operating Margin
81.5%
Net Margin
35.1%
35.7%
Revenue YoY
10.0%
1.7%
Net Profit YoY
EPS (diluted)
$1.63
$1.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
NFG
NFG
Q1 26
$314.4M
$425.9M
Q4 25
$307.1M
$637.9M
Q3 25
$314.2M
$443.1M
Q2 25
$300.7M
$527.4M
Q1 25
$285.9M
$734.8M
Q4 24
$290.8M
$513.8M
Q3 24
$283.8M
$310.0M
Q2 24
$300.6M
$338.6M
Net Profit
ABCB
ABCB
NFG
NFG
Q1 26
$110.5M
$152.0M
Q4 25
$108.4M
$181.6M
Q3 25
$106.0M
$107.3M
Q2 25
$109.8M
$149.8M
Q1 25
$87.9M
$216.4M
Q4 24
$94.4M
$45.0M
Q3 24
$99.2M
$-167.6M
Q2 24
$90.8M
$-54.2M
Gross Margin
ABCB
ABCB
NFG
NFG
Q1 26
Q4 25
86.6%
Q3 25
Q2 25
94.7%
Q1 25
81.6%
Q4 24
87.3%
Q3 24
Q2 24
98.5%
Operating Margin
ABCB
ABCB
NFG
NFG
Q1 26
81.5%
Q4 25
45.9%
43.3%
Q3 25
43.6%
40.6%
Q2 25
47.4%
43.7%
Q1 25
39.5%
43.2%
Q4 24
43.3%
16.8%
Q3 24
44.4%
-63.4%
Q2 24
42.1%
-15.2%
Net Margin
ABCB
ABCB
NFG
NFG
Q1 26
35.1%
35.7%
Q4 25
44.2%
28.5%
Q3 25
33.7%
24.2%
Q2 25
36.5%
28.4%
Q1 25
30.8%
29.4%
Q4 24
42.5%
8.8%
Q3 24
35.0%
-54.1%
Q2 24
30.2%
-16.0%
EPS (diluted)
ABCB
ABCB
NFG
NFG
Q1 26
$1.63
$1.59
Q4 25
$1.59
$1.98
Q3 25
$1.54
$1.18
Q2 25
$1.60
$1.64
Q1 25
$1.27
$2.37
Q4 24
$1.35
$0.49
Q3 24
$1.44
$-1.81
Q2 24
$1.32
$-0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
NFG
NFG
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$300.0M
Stockholders' EquityBook value
$4.1B
Total Assets
$28.1B
$9.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
NFG
NFG
Q1 26
Q4 25
$271.4M
Q3 25
$43.2M
Q2 25
$39.3M
Q1 25
$40.0M
Q4 24
$48.7M
Q3 24
$38.2M
Q2 24
$81.4M
Total Debt
ABCB
ABCB
NFG
NFG
Q1 26
$300.0M
Q4 25
$2.7B
Q3 25
$2.7B
Q2 25
$2.7B
Q1 25
$2.7B
Q4 24
$2.7B
Q3 24
$2.7B
Q2 24
$2.7B
Stockholders' Equity
ABCB
ABCB
NFG
NFG
Q1 26
$4.1B
Q4 25
$4.1B
$3.6B
Q3 25
$4.0B
$3.1B
Q2 25
$3.9B
$3.0B
Q1 25
$3.8B
$2.8B
Q4 24
$3.8B
$-76.2M
Q3 24
$3.7B
$-15.5M
Q2 24
$3.6B
$5.0M
Total Assets
ABCB
ABCB
NFG
NFG
Q1 26
$28.1B
$9.1B
Q4 25
$27.5B
$9.2B
Q3 25
$27.1B
$8.7B
Q2 25
$26.7B
$8.4B
Q1 25
$26.5B
$8.5B
Q4 24
$26.3B
$8.3B
Q3 24
$26.4B
$8.3B
Q2 24
$26.5B
$8.5B
Debt / Equity
ABCB
ABCB
NFG
NFG
Q1 26
Q4 25
0.75×
Q3 25
0.87×
Q2 25
0.90×
Q1 25
0.99×
Q4 24
Q3 24
Q2 24
532.10×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCB
ABCB
NFG
NFG
Operating Cash FlowLast quarter
$657.3M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
117.0%
Cash ConversionOCF / Net Profit
4.32×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCB
ABCB
NFG
NFG
Q1 26
$657.3M
Q4 25
$390.2M
$274.9M
Q3 25
$104.9M
$237.8M
Q2 25
$61.4M
$388.4M
Q1 25
$116.9M
$253.8M
Q4 24
$154.2M
$220.1M
Q3 24
$102.2M
$197.9M
Q2 24
$-97.1M
$281.8M
Free Cash Flow
ABCB
ABCB
NFG
NFG
Q1 26
Q4 25
$369.6M
$-2.7M
Q3 25
$100.5M
$-47.8M
Q2 25
$53.7M
$195.3M
Q1 25
$114.2M
$59.9M
Q4 24
$140.7M
$-20.3M
Q3 24
$99.8M
$-49.1M
Q2 24
$-100.3M
$79.5M
FCF Margin
ABCB
ABCB
NFG
NFG
Q1 26
Q4 25
120.4%
-0.4%
Q3 25
32.0%
-10.8%
Q2 25
17.9%
37.0%
Q1 25
39.9%
8.2%
Q4 24
48.4%
-4.0%
Q3 24
35.2%
-15.8%
Q2 24
-33.4%
23.5%
Capex Intensity
ABCB
ABCB
NFG
NFG
Q1 26
117.0%
Q4 25
6.7%
43.5%
Q3 25
1.4%
64.4%
Q2 25
2.5%
36.6%
Q1 25
0.9%
26.4%
Q4 24
4.6%
46.8%
Q3 24
0.8%
79.7%
Q2 24
1.1%
59.7%
Cash Conversion
ABCB
ABCB
NFG
NFG
Q1 26
4.32×
Q4 25
3.60×
1.51×
Q3 25
0.99×
2.21×
Q2 25
0.56×
2.59×
Q1 25
1.33×
1.17×
Q4 24
1.63×
4.89×
Q3 24
1.03×
Q2 24
-1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ABCB
ABCB

Segment breakdown not available.

NFG
NFG

Revenues from External Customers$425.8M100%
Intersegment Revenues$126.0K0%

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