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Side-by-side financial comparison of Ameris Bancorp (ABCB) and WATTS WATER TECHNOLOGIES INC (WTS). Click either name above to swap in a different company.

WATTS WATER TECHNOLOGIES INC is the larger business by last-quarter revenue ($625.1M vs $314.4M, roughly 2.0× Ameris Bancorp). Ameris Bancorp runs the higher net margin — 35.1% vs 13.4%, a 21.8% gap on every dollar of revenue. On growth, WATTS WATER TECHNOLOGIES INC posted the faster year-over-year revenue change (15.7% vs 10.0%). Over the past eight quarters, WATTS WATER TECHNOLOGIES INC's revenue compounded faster (4.6% CAGR vs 2.3%).

Ameris Bancorp is an American bank holding company headquartered in Atlanta, Georgia. Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee. The company offers online and mobile banking options for both consumers and businesses.

AERCO International, Inc. is a manufacturer and supplier of commercial condensing boilers, high efficiency water heating equipment and energy recovery systems in the HVAC/plumbing industry across a variety of markets including education, lodging, government, office buildings, healthcare, industrial and multifamily housing. In 1949, AERCO introduced the industry's first semi-instantaneous, tankless steam-to-water water heater. In 1988, AERCO introduced the first condensing and fully modulating...

ABCB vs WTS — Head-to-Head

Bigger by revenue
WTS
WTS
2.0× larger
WTS
$625.1M
$314.4M
ABCB
Growing faster (revenue YoY)
WTS
WTS
+5.7% gap
WTS
15.7%
10.0%
ABCB
Higher net margin
ABCB
ABCB
21.8% more per $
ABCB
35.1%
13.4%
WTS
Faster 2-yr revenue CAGR
WTS
WTS
Annualised
WTS
4.6%
2.3%
ABCB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ABCB
ABCB
WTS
WTS
Revenue
$314.4M
$625.1M
Net Profit
$110.5M
$83.7M
Gross Margin
49.5%
Operating Margin
18.2%
Net Margin
35.1%
13.4%
Revenue YoY
10.0%
15.7%
Net Profit YoY
24.0%
EPS (diluted)
$1.63
$2.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABCB
ABCB
WTS
WTS
Q1 26
$314.4M
Q4 25
$307.1M
$625.1M
Q3 25
$314.2M
$611.7M
Q2 25
$300.7M
$643.7M
Q1 25
$285.9M
$558.0M
Q4 24
$290.8M
$540.4M
Q3 24
$283.8M
$543.6M
Q2 24
$300.6M
$597.3M
Net Profit
ABCB
ABCB
WTS
WTS
Q1 26
$110.5M
Q4 25
$108.4M
$83.7M
Q3 25
$106.0M
$82.2M
Q2 25
$109.8M
$100.9M
Q1 25
$87.9M
$74.0M
Q4 24
$94.4M
$67.5M
Q3 24
$99.2M
$69.1M
Q2 24
$90.8M
$82.0M
Gross Margin
ABCB
ABCB
WTS
WTS
Q1 26
Q4 25
49.5%
Q3 25
48.8%
Q2 25
50.6%
Q1 25
48.8%
Q4 24
46.7%
Q3 24
47.3%
Q2 24
47.7%
Operating Margin
ABCB
ABCB
WTS
WTS
Q1 26
Q4 25
45.9%
18.2%
Q3 25
43.6%
18.2%
Q2 25
47.4%
21.0%
Q1 25
39.5%
15.7%
Q4 24
43.3%
16.5%
Q3 24
44.4%
17.1%
Q2 24
42.1%
18.7%
Net Margin
ABCB
ABCB
WTS
WTS
Q1 26
35.1%
Q4 25
44.2%
13.4%
Q3 25
33.7%
13.4%
Q2 25
36.5%
15.7%
Q1 25
30.8%
13.3%
Q4 24
42.5%
12.5%
Q3 24
35.0%
12.7%
Q2 24
30.2%
13.7%
EPS (diluted)
ABCB
ABCB
WTS
WTS
Q1 26
$1.63
Q4 25
$1.59
$2.50
Q3 25
$1.54
$2.45
Q2 25
$1.60
$3.01
Q1 25
$1.27
$2.21
Q4 24
$1.35
$2.02
Q3 24
$1.44
$2.06
Q2 24
$1.32
$2.44

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABCB
ABCB
WTS
WTS
Cash + ST InvestmentsLiquidity on hand
$405.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.1B
$2.0B
Total Assets
$28.1B
$2.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABCB
ABCB
WTS
WTS
Q1 26
Q4 25
$405.5M
Q3 25
$457.7M
Q2 25
$369.3M
Q1 25
$336.8M
Q4 24
$386.9M
Q3 24
$303.9M
Q2 24
$279.4M
Stockholders' Equity
ABCB
ABCB
WTS
WTS
Q1 26
$4.1B
Q4 25
$4.1B
$2.0B
Q3 25
$4.0B
$2.0B
Q2 25
$3.9B
$1.9B
Q1 25
$3.8B
$1.8B
Q4 24
$3.8B
$1.7B
Q3 24
$3.7B
$1.7B
Q2 24
$3.6B
$1.6B
Total Assets
ABCB
ABCB
WTS
WTS
Q1 26
$28.1B
Q4 25
$27.5B
$2.9B
Q3 25
$27.1B
$2.7B
Q2 25
$26.7B
$2.6B
Q1 25
$26.5B
$2.5B
Q4 24
$26.3B
$2.4B
Q3 24
$26.4B
$2.4B
Q2 24
$26.5B
$2.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABCB
ABCB
WTS
WTS
Operating Cash FlowLast quarter
$154.7M
Free Cash FlowOCF − Capex
$140.3M
FCF MarginFCF / Revenue
22.4%
Capex IntensityCapex / Revenue
2.3%
Cash ConversionOCF / Net Profit
1.85×
TTM Free Cash FlowTrailing 4 quarters
$356.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABCB
ABCB
WTS
WTS
Q1 26
Q4 25
$390.2M
$154.7M
Q3 25
$104.9M
$122.4M
Q2 25
$61.4M
$69.7M
Q1 25
$116.9M
$55.2M
Q4 24
$154.2M
$139.5M
Q3 24
$102.2M
$90.7M
Q2 24
$-97.1M
$85.3M
Free Cash Flow
ABCB
ABCB
WTS
WTS
Q1 26
Q4 25
$369.6M
$140.3M
Q3 25
$100.5M
$110.9M
Q2 25
$53.7M
$59.5M
Q1 25
$114.2M
$45.6M
Q4 24
$140.7M
$127.5M
Q3 24
$99.8M
$84.3M
Q2 24
$-100.3M
$78.5M
FCF Margin
ABCB
ABCB
WTS
WTS
Q1 26
Q4 25
120.4%
22.4%
Q3 25
32.0%
18.1%
Q2 25
17.9%
9.2%
Q1 25
39.9%
8.2%
Q4 24
48.4%
23.6%
Q3 24
35.2%
15.5%
Q2 24
-33.4%
13.1%
Capex Intensity
ABCB
ABCB
WTS
WTS
Q1 26
Q4 25
6.7%
2.3%
Q3 25
1.4%
1.9%
Q2 25
2.5%
1.6%
Q1 25
0.9%
1.7%
Q4 24
4.6%
2.2%
Q3 24
0.8%
1.2%
Q2 24
1.1%
1.1%
Cash Conversion
ABCB
ABCB
WTS
WTS
Q1 26
Q4 25
3.60×
1.85×
Q3 25
0.99×
1.49×
Q2 25
0.56×
0.69×
Q1 25
1.33×
0.75×
Q4 24
1.63×
2.07×
Q3 24
1.03×
1.31×
Q2 24
-1.07×
1.04×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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