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Side-by-side financial comparison of ASBURY AUTOMOTIVE GROUP INC (ABG) and M&T Bank (MTB). Click either name above to swap in a different company.

ASBURY AUTOMOTIVE GROUP INC is the larger business by last-quarter revenue ($4.1B vs $2.5B, roughly 1.7× M&T Bank). M&T Bank runs the higher net margin — 30.7% vs 4.6%, a 26.1% gap on every dollar of revenue. On growth, M&T Bank posted the faster year-over-year revenue change (3.8% vs -0.9%). Over the past eight quarters, M&T Bank's revenue compounded faster (4.6% CAGR vs -1.6%).

Asbury Automotive Group is an American company based in the Atlanta area that operates auto dealerships in various parts of the United States. Founded in 1995, it was ranked No. 242 on the 2025 Fortune 500 list.

M&T Bank Corporation is an American bank holding company headquartered in Buffalo, New York. It operates 950+ branches in 12 states and Washington D.C. across the Eastern United States, from Maine to Virginia. Until May 1998, the bank's holding company was named First Empire State Corporation.

ABG vs MTB — Head-to-Head

Bigger by revenue
ABG
ABG
1.7× larger
ABG
$4.1B
$2.5B
MTB
Growing faster (revenue YoY)
MTB
MTB
+4.6% gap
MTB
3.8%
-0.9%
ABG
Higher net margin
MTB
MTB
26.1% more per $
MTB
30.7%
4.6%
ABG
Faster 2-yr revenue CAGR
MTB
MTB
Annualised
MTB
4.6%
-1.6%
ABG

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ABG
ABG
MTB
MTB
Revenue
$4.1B
$2.5B
Net Profit
$187.8M
$759.0M
Gross Margin
17.7%
Operating Margin
4.7%
39.2%
Net Margin
4.6%
30.7%
Revenue YoY
-0.9%
3.8%
Net Profit YoY
11.5%
EPS (diluted)
$9.87
$4.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ABG
ABG
MTB
MTB
Q1 26
$4.1B
Q4 25
$4.7B
$2.5B
Q3 25
$4.8B
$2.5B
Q2 25
$4.4B
$2.4B
Q1 25
$4.1B
$2.3B
Q4 24
$4.5B
$2.4B
Q3 24
$4.2B
$2.3B
Q2 24
$4.2B
$2.3B
Net Profit
ABG
ABG
MTB
MTB
Q1 26
$187.8M
Q4 25
$60.0M
$759.0M
Q3 25
$147.1M
$792.0M
Q2 25
$152.8M
$716.0M
Q1 25
$132.1M
$584.0M
Q4 24
$128.8M
$681.0M
Q3 24
$126.3M
$721.0M
Q2 24
$28.1M
$655.0M
Gross Margin
ABG
ABG
MTB
MTB
Q1 26
17.7%
Q4 25
17.0%
Q3 25
16.7%
Q2 25
17.2%
Q1 25
17.5%
Q4 24
16.6%
Q3 24
16.9%
Q2 24
17.2%
Operating Margin
ABG
ABG
MTB
MTB
Q1 26
4.7%
Q4 25
2.7%
39.2%
Q3 25
5.1%
40.8%
Q2 25
5.9%
39.0%
Q1 25
5.6%
33.0%
Q4 24
5.3%
37.0%
Q3 24
5.5%
39.0%
Q2 24
2.4%
37.1%
Net Margin
ABG
ABG
MTB
MTB
Q1 26
4.6%
Q4 25
1.3%
30.7%
Q3 25
3.1%
31.5%
Q2 25
3.5%
29.9%
Q1 25
3.2%
25.3%
Q4 24
2.9%
28.6%
Q3 24
3.0%
30.9%
Q2 24
0.7%
28.5%
EPS (diluted)
ABG
ABG
MTB
MTB
Q1 26
$9.87
Q4 25
$3.14
$4.62
Q3 25
$7.52
$4.82
Q2 25
$7.76
$4.24
Q1 25
$6.71
$3.32
Q4 24
$6.53
$3.87
Q3 24
$6.37
$4.02
Q2 24
$1.39
$3.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ABG
ABG
MTB
MTB
Cash + ST InvestmentsLiquidity on hand
$25.3M
Total DebtLower is stronger
$10.9B
Stockholders' EquityBook value
$3.9B
$29.2B
Total Assets
$213.5B
Debt / EquityLower = less leverage
0.37×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ABG
ABG
MTB
MTB
Q1 26
$25.3M
Q4 25
$500.0K
Q3 25
$900.0K
Q2 25
$2.8M
Q1 25
$6.6M
Q4 24
$14.4M
Q3 24
$9.0M
Q2 24
$10.5M
Total Debt
ABG
ABG
MTB
MTB
Q1 26
Q4 25
$3.1B
$10.9B
Q3 25
$3.5B
$12.9B
Q2 25
$3.0B
$12.4B
Q1 25
$3.0B
$10.5B
Q4 24
$3.0B
$12.6B
Q3 24
$3.3B
$11.6B
Q2 24
$3.5B
$11.3B
Stockholders' Equity
ABG
ABG
MTB
MTB
Q1 26
$3.9B
Q4 25
$3.9B
$29.2B
Q3 25
$3.9B
$28.7B
Q2 25
$3.8B
$28.5B
Q1 25
$3.6B
$29.0B
Q4 24
$3.5B
$29.0B
Q3 24
$3.4B
$28.9B
Q2 24
$3.3B
$28.4B
Total Assets
ABG
ABG
MTB
MTB
Q1 26
Q4 25
$11.6B
$213.5B
Q3 25
$11.8B
$211.3B
Q2 25
$10.1B
$211.6B
Q1 25
$10.2B
$210.3B
Q4 24
$10.3B
$208.1B
Q3 24
$10.2B
$211.8B
Q2 24
$10.3B
$208.9B
Debt / Equity
ABG
ABG
MTB
MTB
Q1 26
Q4 25
0.79×
0.37×
Q3 25
0.90×
0.45×
Q2 25
0.78×
0.43×
Q1 25
0.83×
0.36×
Q4 24
0.86×
0.43×
Q3 24
0.98×
0.40×
Q2 24
1.05×
0.40×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ABG
ABG
MTB
MTB
Operating Cash FlowLast quarter
$3.0B
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
3.96×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ABG
ABG
MTB
MTB
Q1 26
Q4 25
$151.9M
$3.0B
Q3 25
$306.9M
$1.0B
Q2 25
$91.4M
$844.0M
Q1 25
$225.0M
$635.0M
Q4 24
$244.2M
$3.6B
Q3 24
$404.3M
$-28.0M
Q2 24
$-154.4M
$1.4B
Cash Conversion
ABG
ABG
MTB
MTB
Q1 26
Q4 25
2.53×
3.96×
Q3 25
2.09×
1.26×
Q2 25
0.60×
1.18×
Q1 25
1.70×
1.09×
Q4 24
1.90×
5.30×
Q3 24
3.20×
-0.04×
Q2 24
-5.49×
2.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ABG
ABG

New vehicle$2.1B51%
Retail$1.1B26%
Parts and service$626.8M15%
Finance and insurance, net$179.0M4%
Wholesale$146.8M4%

MTB
MTB

Segment breakdown not available.

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